Catalyst Bancorp, Inc. (CLST)

Catalyst Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	40.06	44.3	19.01	13.47	40.88	25.25
Investment Securities	15.77	16.92	28.37	30.72	28.97	22.11
Mortgage-Backed Securities	29.29	27.2	57.51	64.17	74.66	16.14
Total Investments	45.07	44.12	85.88	94.89	103.63	38.25
Gross Loans	167.57	167.08	144.92	133.61	132.1	151.8
Allowance for Loan Losses	-2.43	-2.52	-2.12	-1.81	-2.28	-3.02
Net Loans	165.14	164.55	142.8	131.8	129.83	148.78
Property, Plant & Equipment	5.98	6.09	6.07	6.3	6.58	5.49
Accrued Interest Receivable	0.88	0.85	0.91	0.67	0.58	0.56
Long-Term Deferred Tax Assets	-	1.5	-	-	-	-
Other Real Estate Owned & Foreclosed	0.08	0.19	0.06	0.32	0.34	0.42
Other Long-Term Assets	16.58	15.1	16.21	15.91	3.77	4.55
Total Assets	273.79	276.7	270.93	263.36	285.61	224.69
Interest Bearing Deposits	151.06	140.09	126.24	122.54	132	124.03
Institutional Deposits	-	17.3	11.2	8.9	14.5	14.4
Non-Interest Bearing Deposits	31.16	28.28	28.18	33.66	30.3	26.17
Total Deposits	182.21	185.67	165.62	165.09	176.8	164.6
Federal Home Loan Bank Debt, Long-Term	9.65	9.56	19.38	9.2	9.02	8.84
Other Long-Term Liabilities	1.13	1.26	1.37	0.56	1.24	0.72
Total Liabilities	192.99	196.49	186.37	174.85	187.06	174.16
Common Stock	0.04	0.04	0.05	0.05	0.05	-
Additional Paid-In Capital	38.26	39.56	45.02	51.06	50.8	-
Retained Earnings	50.97	49.86	52.95	52.78	52.56	50.43
Comprehensive Income & Other	-8.47	-9.26	-13.46	-15.38	-4.86	0.11
Shareholders' Equity	80.8	80.2	84.56	88.51	98.55	50.53
Total Liabilities & Equity	273.79	276.7	270.93	263.36	285.61	224.69
Total Debt	9.65	9.56	19.38	9.2	9.02	8.84
Net Cash (Debt)	30.41	34.74	-0.37	4.27	31.87	16.41
Net Cash Growth	-32.71%	-	-	-86.59%	94.22%	-
Net Cash Per Share	8.08	8.82	-0.08	0.88	6.54	-
Filing Date Shares Outstanding	3.72	4.21	4.56	5.06	4.87	-
Total Common Shares Outstanding	3.72	3.92	4.39	4.89	4.87	-
Book Value Per Share	21.71	20.44	19.28	18.09	20.23	-
Tangible Book Value	80.8	80.2	84.56	88.51	98.55	50.53
Tangible Book Value Per Share	21.71	20.44	19.28	18.09	20.23	-

Updated Apr 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q