ChoiceOne Financial Services, Inc. (COFS)
NASDAQ: COFS · Real-Time Price · USD
30.22
-0.28 (-0.92%)
Aug 14, 2025, 12:14 PM - Market open
COFS Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Net Income | 14.14 | 26.73 | 21.26 | 23.64 | 22.04 | 15.61 | Upgrade
|
| Depreciation & Amortization | 15.3 | 12.33 | 12.43 | 13.34 | 12.43 | 7.71 | Upgrade
|
| Gain (Loss) on Sale of Assets | -0.09 | -0.05 | -0.01 | -0.04 | -0.02 | -0.06 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.58 | -0.2 | 0.32 | 1.76 | -0.44 | -1.15 | Upgrade
|
| Provision for Credit Losses | 14.44 | 0.63 | 0.15 | 0.25 | 0.42 | 4 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Operating | -0.4 | -1.19 | 1.26 | 5.85 | 8.01 | -0.98 | Upgrade
|
| Change in Other Net Operating Assets | -11.53 | 13.97 | 12.99 | 2 | 0.3 | -6.72 | Upgrade
|
| Other Operating Activities | -9.46 | -1.86 | -0.96 | -1.09 | 0.93 | 0.88 | Upgrade
|
| Operating Cash Flow | 20.08 | 48.65 | 46.48 | 44.33 | 37.7 | 8.48 | Upgrade
|
| Operating Cash Flow Growth | -61.65% | 4.66% | 4.86% | 17.58% | 344.67% | -7.87% | Upgrade
|
| Capital Expenditures | -3.82 | -1.71 | -4.23 | -1.16 | -2.76 | -1.85 | Upgrade
|
| Cash Acquisitions | 173.08 | - | - | - | - | 35.64 | Upgrade
|
| Investment in Securities | 98.72 | 42.93 | 47.51 | 43.24 | -554 | -204.94 | Upgrade
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| Net Decrease (Increase) in Loans Originated / Sold - Investing | -97.27 | -136.07 | -221.25 | -130.62 | 45.38 | -79.59 | Upgrade
|
| Other Investing Activities | -6.22 | -3.06 | -3.39 | -1.26 | -10 | - | Upgrade
|
| Investing Cash Flow | 165.11 | -97.91 | -181.37 | -89.81 | -521.37 | -250.75 | Upgrade
|
| Long-Term Debt Issued | - | 315 | 420 | 726 | 87.5 | 10.05 | Upgrade
|
| Total Debt Issued | 304.93 | 315 | 420 | 726 | 87.5 | 10.05 | Upgrade
|
| Long-Term Debt Repaid | - | -340 | -270 | -726 | -14.33 | -33.92 | Upgrade
|
| Total Debt Repaid | -486.5 | -340 | -270 | -726 | -14.33 | -33.92 | Upgrade
|
| Net Debt Issued (Repaid) | -181.57 | -25 | 150 | - | 73.17 | -23.87 | Upgrade
|
| Issuance of Common Stock | 33.08 | 32.77 | 0.23 | 0.17 | 0.14 | 0.13 | Upgrade
|
| Repurchase of Common Stock | -1.84 | - | - | -0.68 | -7.79 | - | Upgrade
|
| Common Dividends Paid | -13.32 | -9.01 | -7.91 | -7.58 | -7.2 | -6.17 | Upgrade
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| Net Increase (Decrease) in Deposit Accounts | 34.06 | 92.05 | 4.05 | 65.71 | 377.72 | 292.15 | Upgrade
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| Other Financing Activities | -0.33 | -0.22 | - | -0.09 | - | - | Upgrade
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| Financing Cash Flow | -129.92 | 90.58 | 146.37 | 57.54 | 436.04 | 262.23 | Upgrade
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| Net Cash Flow | 55.28 | 41.32 | 11.49 | 12.06 | -47.63 | 19.96 | Upgrade
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| Free Cash Flow | 16.26 | 46.94 | 42.25 | 43.16 | 34.94 | 6.63 | Upgrade
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| Free Cash Flow Growth | -67.19% | 11.11% | -2.12% | 23.54% | 427.32% | -21.46% | Upgrade
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| Free Cash Flow Margin | 15.00% | 51.52% | 52.39% | 53.38% | 43.99% | 9.50% | Upgrade
|
| Free Cash Flow Per Share | 1.50 | 5.71 | 5.58 | 5.73 | 4.54 | 0.88 | Upgrade
|
| Cash Interest Paid | 54.3 | 49.9 | 27.48 | 7.58 | 3.72 | 4.87 | Upgrade
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| Cash Income Tax Paid | 6.44 | 6.35 | 4.45 | 1.99 | 3.25 | 5 | Upgrade
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Updated Apr 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.