Central Pacific Financial Corp. (CPF)

Central Pacific Financial Statistics

Total Valuation

CPF has a market cap or net worth of $748.58 million. The enterprise value is $627.79 million.

Market Cap	748.58M
Enterprise Value	627.79M

Important Dates

The last earnings date was Wednesday, April 23, 2025, before market open.

Earnings Date	Apr 23, 2025
Ex-Dividend Date	May 30, 2025

Share Statistics

CPF has 26.98 million shares outstanding. The number of shares has increased by 0.41% in one year.

Current Share Class	26.98M
Shares Outstanding	26.98M
Shares Change (YoY)	+0.41%
Shares Change (QoQ)	-0.03%
Owned by Insiders (%)	2.40%
Owned by Institutions (%)	94.22%
Float	26.31M

Valuation Ratios

The trailing PE ratio is 12.97 and the forward PE ratio is 9.64.

PE Ratio	12.97
Forward PE	9.64
PS Ratio	3.03
Forward PS	3.09
PB Ratio	1.35
P/TBV Ratio	1.34
P/FCF Ratio	9.22
P/OCF Ratio	7.97
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	10.78
EV / Sales	2.53
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	7.73

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.04
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.94%.

Return on Equity (ROE)	10.94%
Return on Assets (ROA)	0.79%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$334,286
Profits Per Employee	$78,579
Employee Count	741
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CPF has paid $15.44 million in taxes.

Income Tax	15.44M
Effective Tax Rate	20.96%

Stock Price Statistics

The stock price has increased by +30.96% in the last 52 weeks. The beta is 0.99, so CPF's price volatility has been similar to the market average.

Beta (5Y)	0.99
52-Week Price Change	+30.96%
50-Day Moving Average	26.33
200-Day Moving Average	27.99
Relative Strength Index (RSI)	64.65
Average Volume (20 Days)	162,129

Short Selling Information

The latest short interest is 595,074, so 2.21% of the outstanding shares have been sold short.

Short Interest	595,074
Short Previous Month	607,895
Short % of Shares Out	2.21%
Short % of Float	2.26%
Short Ratio (days to cover)	3.29

Income Statement

In the last 12 months, CPF had revenue of $247.71 million and earned $58.23 million in profits. Earnings per share was $2.14.

Revenue	247.71M
Gross Profit	247.71M
Operating Income	73.67M
Pretax Income	74.20M
Net Income	58.23M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.14

Balance Sheet

The company has $286.86 million in cash and $166.07 million in debt, giving a net cash position of $120.79 million or $4.48 per share.

Cash & Cash Equivalents	286.86M
Total Debt	166.07M
Net Cash	120.79M
Net Cash Per Share	$4.48
Equity (Book Value)	557.38M
Book Value Per Share	20.60
Working Capital	-6.30B

Cash Flow

In the last 12 months, operating cash flow was $93.96 million and capital expenditures -$12.73 million, giving a free cash flow of $81.24 million.

Operating Cash Flow	93.96M
Capital Expenditures	-12.73M
Free Cash Flow	81.24M
FCF Per Share	$3.01

Margins

Gross Margin	n/a
Operating Margin	29.74%
Pretax Margin	29.74%
Profit Margin	23.51%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	32.79%

Dividends & Yields

This stock pays an annual dividend of $1.08, which amounts to a dividend yield of 3.89%.

Dividend Per Share	$1.08
Dividend Yield	3.89%
Dividend Growth (YoY)	1.92%
Years of Dividend Growth	n/a
Payout Ratio	50.46%
Buyback Yield	-0.41%
Shareholder Yield	3.48%
Earnings Yield	7.78%
FCF Yield	10.85%

Analyst Forecast

The average price target for CPF is $30.00, which is 8.11% higher than the current price. The consensus rating is "Buy".

Price Target	$30.00
Price Target Difference	8.11%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on February 3, 2011. It was a reverse split with a ratio of 0.05:1.

Last Split Date	Feb 3, 2011
Split Type	Reverse
Split Ratio	0.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4