America's Car-Mart Statistics
Total Valuation
CRMT has a market cap or net worth of $460.18 million. The enterprise value is $1.23 billion.
Important Dates
The last earnings date was Thursday, June 12, 2025, before market open.
| Earnings Date | Jun 12, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
CRMT has 8.26 million shares outstanding. The number of shares has increased by 20.24% in one year.
| Current Share Class | 8.26M |
| Shares Outstanding | 8.26M |
| Shares Change (YoY) | +20.24% |
| Shares Change (QoQ) | +0.18% |
| Owned by Insiders (%) | 5.45% |
| Owned by Institutions (%) | 67.60% |
| Float | 5.73M |
Valuation Ratios
The trailing PE ratio is 20.98 and the forward PE ratio is 13.25.
| PE Ratio | 20.98 |
| Forward PE | 13.25 |
| PS Ratio | 0.26 |
| Forward PS | 0.32 |
| PB Ratio | 0.71 |
| P/TBV Ratio | 0.81 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 68.59 |
| EV / Sales | 0.88 |
| EV / EBITDA | 12.10 |
| EV / EBIT | 13.09 |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.36 |
| Debt / EBITDA | 7.66 |
| Debt / FCF | n/a |
| Interest Coverage | 1.33 |
Financial Efficiency
Return on equity (ROE) is 3.45% and return on invested capital (ROIC) is 4.45%.
| Return on Equity (ROE) | 3.45% |
| Return on Assets (ROA) | 3.80% |
| Return on Invested Capital (ROIC) | 4.45% |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $610,058 |
| Profits Per Employee | $7,847 |
| Employee Count | 2,280 |
| Asset Turnover | 0.90 |
| Inventory Turnover | 6.61 |
Taxes
In the past 12 months, CRMT has paid $4.87 million in taxes.
| Income Tax | 4.87M |
| Effective Tax Rate | 21.35% |
Stock Price Statistics
The stock price has decreased by -7.41% in the last 52 weeks. The beta is 1.32, so CRMT's price volatility has been higher than the market average.
| Beta (5Y) | 1.32 |
| 52-Week Price Change | -7.41% |
| 50-Day Moving Average | 50.28 |
| 200-Day Moving Average | 47.13 |
| Relative Strength Index (RSI) | 60.38 |
| Average Volume (20 Days) | 147,647 |
Short Selling Information
The latest short interest is 889,073, so 10.76% of the outstanding shares have been sold short.
| Short Interest | 889,073 |
| Short Previous Month | 973,016 |
| Short % of Shares Out | 10.76% |
| Short % of Float | 15.50% |
| Short Ratio (days to cover) | 8.74 |
Income Statement
In the last 12 months, CRMT had revenue of $1.39 billion and earned $17.89 million in profits. Earnings per share was $2.33.
| Revenue | 1.39B |
| Gross Profit | 664.88M |
| Operating Income | 93.75M |
| Pretax Income | -40.14M |
| Net Income | 17.89M |
| EBITDA | 101.40M |
| EBIT | 93.75M |
| Earnings Per Share (EPS) | $2.33 |
Full Income StatementBalance Sheet
The company has $9.81 million in cash and $776.78 million in debt, giving a net cash position of -$766.97 million or -$92.82 per share.
| Cash & Cash Equivalents | 9.81M |
| Total Debt | 776.78M |
| Net Cash | -766.97M |
| Net Cash Per Share | -$92.82 |
| Equity (Book Value) | 569.52M |
| Book Value Per Share | 68.92 |
| Working Capital | 1.42B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$48.76 million and capital expenditures -$3.85 million, giving a free cash flow of -$52.61 million.
| Operating Cash Flow | -48.76M |
| Capital Expenditures | -3.85M |
| Free Cash Flow | -52.61M |
| FCF Per Share | -$6.37 |
Full Cash Flow StatementMargins
Gross margin is 47.80%, with operating and profit margins of 6.74% and 1.29%.
| Gross Margin | 47.80% |
| Operating Margin | 6.74% |
| Pretax Margin | 1.64% |
| Profit Margin | 1.29% |
| EBITDA Margin | 7.29% |
| EBIT Margin | 6.74% |
| FCF Margin | n/a |
Dividends & Yields
CRMT does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -20.24% |
| Shareholder Yield | -20.24% |
| Earnings Yield | 3.89% |
| FCF Yield | -11.43% |
Analyst Forecast
The average price target for CRMT is $50.00, which is -10.22% lower than the current price. The consensus rating is "Hold".
| Price Target | $50.00 |
| Price Target Difference | -10.22% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on April 15, 2005. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Apr 15, 2005 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |