America's Car-Mart Statistics
Total Valuation
CRMT has a market cap or net worth of $215.99 million. The enterprise value is $990.57 million.
Important Dates
The last earnings date was Thursday, December 4, 2025, before market open.
| Earnings Date | Dec 4, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
CRMT has 8.29 million shares outstanding. The number of shares has increased by 17.49% in one year.
| Current Share Class | 8.29M |
| Shares Outstanding | 8.29M |
| Shares Change (YoY) | +17.49% |
| Shares Change (QoQ) | +0.11% |
| Owned by Insiders (%) | 3.29% |
| Owned by Institutions (%) | 68.94% |
| Float | 5.16M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 236.73 |
| PS Ratio | 0.15 |
| Forward PS | 0.15 |
| PB Ratio | 0.39 |
| P/TBV Ratio | 0.39 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 0.72 |
| EV / EBITDA | 15.87 |
| EV / EBIT | 18.41 |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.62 |
| Debt / EBITDA | 14.37 |
| Debt / FCF | n/a |
| Interest Coverage | 0.80 |
Financial Efficiency
Return on equity (ROE) is -2.60% and return on invested capital (ROIC) is 2.37%.
| Return on Equity (ROE) | -2.60% |
| Return on Assets (ROA) | 2.04% |
| Return on Invested Capital (ROIC) | 2.37% |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $600,818 |
| Profits Per Employee | -$6,283 |
| Employee Count | 2,300 |
| Asset Turnover | 0.84 |
| Inventory Turnover | 6.35 |
Taxes
| Income Tax | -3.61M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -43.02% in the last 52 weeks. The beta is 1.14, so CRMT's price volatility has been higher than the market average.
| Beta (5Y) | 1.14 |
| 52-Week Price Change | -43.02% |
| 50-Day Moving Average | 23.75 |
| 200-Day Moving Average | 41.38 |
| Relative Strength Index (RSI) | 64.38 |
| Average Volume (20 Days) | 176,565 |
Short Selling Information
The latest short interest is 1.63 million, so 19.61% of the outstanding shares have been sold short.
| Short Interest | 1.63M |
| Short Previous Month | 1.76M |
| Short % of Shares Out | 19.61% |
| Short % of Float | 31.52% |
| Short Ratio (days to cover) | 10.03 |
Income Statement
In the last 12 months, CRMT had revenue of $1.38 billion and -$14.45 million in losses. Loss per share was -$1.80.
| Revenue | 1.38B |
| Gross Profit | 661.52M |
| Operating Income | 53.80M |
| Pretax Income | -18.02M |
| Net Income | -14.45M |
| EBITDA | 62.42M |
| EBIT | 53.80M |
| Loss Per Share | -$1.80 |
Full Income StatementBalance Sheet
The company has $122.36 million in cash and $896.95 million in debt, giving a net cash position of -$774.58 million or -$93.39 per share.
| Cash & Cash Equivalents | 122.36M |
| Total Debt | 896.95M |
| Net Cash | -774.58M |
| Net Cash Per Share | -$93.39 |
| Equity (Book Value) | 555.03M |
| Book Value Per Share | 66.91 |
| Working Capital | 1.53B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$8.42 million and capital expenditures -$5.13 million, giving a free cash flow of -$13.55 million.
| Operating Cash Flow | -8.42M |
| Capital Expenditures | -5.13M |
| Free Cash Flow | -13.55M |
| FCF Per Share | -$1.63 |
Full Cash Flow StatementMargins
Gross margin is 47.87%, with operating and profit margins of 3.89% and -1.04%.
| Gross Margin | 47.87% |
| Operating Margin | 3.89% |
| Pretax Margin | -1.30% |
| Profit Margin | -1.04% |
| EBITDA Margin | 4.52% |
| EBIT Margin | 3.89% |
| FCF Margin | n/a |
Dividends & Yields
CRMT does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -17.49% |
| Shareholder Yield | -17.49% |
| Earnings Yield | -6.69% |
| FCF Yield | -6.27% |
Analyst Forecast
The average price target for CRMT is $45.00, which is 72.81% higher than the current price. The consensus rating is "Buy".
| Price Target | $45.00 |
| Price Target Difference | 72.81% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on April 15, 2005. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Apr 15, 2005 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |