Community Trust Bancorp Statistics
Total Valuation
CTBI has a market cap or net worth of $1.02 billion. The enterprise value is $1.25 billion.
Important Dates
The last earnings date was Wednesday, July 16, 2025, before market open.
| Earnings Date | Jul 16, 2025 |
| Ex-Dividend Date | Sep 15, 2025 |
Share Statistics
CTBI has 18.11 million shares outstanding. The number of shares has increased by 0.46% in one year.
| Current Share Class | 18.11M |
| Shares Outstanding | 18.11M |
| Shares Change (YoY) | +0.46% |
| Shares Change (QoQ) | +0.08% |
| Owned by Insiders (%) | 5.23% |
| Owned by Institutions (%) | 63.87% |
| Float | 15.17M |
Valuation Ratios
The trailing PE ratio is 11.13 and the forward PE ratio is 10.43.
| PE Ratio | 11.13 |
| Forward PE | 10.43 |
| PS Ratio | 4.01 |
| Forward PS | 3.54 |
| PB Ratio | 1.27 |
| P/TBV Ratio | 1.38 |
| P/FCF Ratio | 9.97 |
| P/OCF Ratio | 9.18 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 13.65 |
| EV / Sales | 4.92 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 12.16 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.98 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.99%.
| Return on Equity (ROE) | 11.99% |
| Return on Assets (ROA) | 1.50% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $271,776 |
| Profits Per Employee | $97,972 |
| Employee Count | 934 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CTBI has paid $26.18 million in taxes.
| Income Tax | 26.18M |
| Effective Tax Rate | 22.25% |
Stock Price Statistics
The stock price has increased by +23.91% in the last 52 weeks. The beta is 0.64, so CTBI's price volatility has been lower than the market average.
| Beta (5Y) | 0.64 |
| 52-Week Price Change | +23.91% |
| 50-Day Moving Average | 53.80 |
| 200-Day Moving Average | 53.36 |
| Relative Strength Index (RSI) | 62.32 |
| Average Volume (20 Days) | 54,790 |
Short Selling Information
The latest short interest is 149,691, so 0.83% of the outstanding shares have been sold short.
| Short Interest | 149,691 |
| Short Previous Month | 152,080 |
| Short % of Shares Out | 0.83% |
| Short % of Float | 0.99% |
| Short Ratio (days to cover) | 2.60 |
Income Statement
In the last 12 months, CTBI had revenue of $253.84 million and earned $91.51 million in profits. Earnings per share was $5.08.
| Revenue | 253.84M |
| Gross Profit | 253.84M |
| Operating Income | 121.60M |
| Pretax Income | 99.02M |
| Net Income | 91.51M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.08 |
Full Income StatementBalance Sheet
The company has $81.54 million in cash and $305.87 million in debt, giving a net cash position of -$224.33 million or -$12.39 per share.
| Cash & Cash Equivalents | 81.54M |
| Total Debt | 305.87M |
| Net Cash | -224.33M |
| Net Cash Per Share | -$12.39 |
| Equity (Book Value) | 806.87M |
| Book Value Per Share | 44.57 |
| Working Capital | -5.05B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $111.53 million and capital expenditures -$8.81 million, giving a free cash flow of $102.72 million.
| Operating Cash Flow | 111.53M |
| Capital Expenditures | -8.81M |
| Free Cash Flow | 102.72M |
| FCF Per Share | $5.67 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 47.91% |
| Pretax Margin | 46.36% |
| Profit Margin | 36.05% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 40.47% |
Dividends & Yields
This stock pays an annual dividend of $2.12, which amounts to a dividend yield of 3.79%.
| Dividend Per Share | $2.12 |
| Dividend Yield | 3.79% |
| Dividend Growth (YoY) | 4.86% |
| Years of Dividend Growth | 45 |
| Payout Ratio | 38.19% |
| Buyback Yield | -0.46% |
| Shareholder Yield | 3.30% |
| Earnings Yield | 8.93% |
| FCF Yield | 10.03% |
Dividend DetailsAnalyst Forecast
The average price target for CTBI is $59.00, which is 4.74% higher than the current price. The consensus rating is "Buy".
| Price Target | $59.00 |
| Price Target Difference | 4.74% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 13, 2014. It was a forward split with a ratio of 1.1:1.
| Last Split Date | May 13, 2014 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |