Customers Bancorp Statistics
Total Valuation
CUBI has a market cap or net worth of $2.08 billion. The enterprise value is $98.73 million.
Important Dates
The last earnings date was Thursday, July 24, 2025, after market close.
| Earnings Date | Jul 24, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
CUBI has 31.62 million shares outstanding. The number of shares has decreased by -0.05% in one year.
| Current Share Class | 31.62M |
| Shares Outstanding | 31.62M |
| Shares Change (YoY) | -0.05% |
| Shares Change (QoQ) | -0.36% |
| Owned by Insiders (%) | 7.01% |
| Owned by Institutions (%) | 90.15% |
| Float | 29.40M |
Valuation Ratios
The trailing PE ratio is 16.27 and the forward PE ratio is 8.89.
| PE Ratio | 16.27 |
| Forward PE | 8.89 |
| PS Ratio | 3.48 |
| Forward PS | 2.70 |
| PB Ratio | 1.17 |
| P/TBV Ratio | 1.17 |
| P/FCF Ratio | 6.34 |
| P/OCF Ratio | 5.03 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 0.75 |
| EV / Sales | 0.17 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 0.30 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.66 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.17%.
| Return on Equity (ROE) | 8.17% |
| Return on Assets (ROA) | 0.68% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $752,155 |
| Profits Per Employee | $165,917 |
| Employee Count | 793 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CUBI has paid $25.16 million in taxes.
| Income Tax | 25.16M |
| Effective Tax Rate | 14.57% |
Stock Price Statistics
The stock price has increased by +44.06% in the last 52 weeks. The beta is 1.60, so CUBI's price volatility has been higher than the market average.
| Beta (5Y) | 1.60 |
| 52-Week Price Change | +44.06% |
| 50-Day Moving Average | 60.31 |
| 200-Day Moving Average | 53.70 |
| Relative Strength Index (RSI) | 60.99 |
| Average Volume (20 Days) | 356,251 |
Short Selling Information
The latest short interest is 1.27 million, so 4.02% of the outstanding shares have been sold short.
| Short Interest | 1.27M |
| Short Previous Month | 1.43M |
| Short % of Shares Out | 4.02% |
| Short % of Float | 4.33% |
| Short Ratio (days to cover) | 3.07 |
Income Statement
In the last 12 months, CUBI had revenue of $596.46 million and earned $131.57 million in profits. Earnings per share was $4.05.
| Revenue | 596.46M |
| Gross Profit | 596.46M |
| Operating Income | 214.30M |
| Pretax Income | 336.61M |
| Net Income | 131.57M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.05 |
Full Income StatementBalance Sheet
The company has $3.52 billion in cash and $1.53 billion in debt, giving a net cash position of $1.98 billion or $62.76 per share.
| Cash & Cash Equivalents | 3.52B |
| Total Debt | 1.53B |
| Net Cash | 1.98B |
| Net Cash Per Share | $62.76 |
| Equity (Book Value) | 1.86B |
| Book Value Per Share | 56.36 |
| Working Capital | -15.71B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $414.08 million and capital expenditures -$85.43 million, giving a free cash flow of $328.64 million.
| Operating Cash Flow | 414.08M |
| Capital Expenditures | -85.43M |
| Free Cash Flow | 328.64M |
| FCF Per Share | $10.39 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 35.93% |
| Pretax Margin | 28.95% |
| Profit Margin | 24.73% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 55.10% |
Dividends & Yields
CUBI does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 0.05% |
| Shareholder Yield | 0.05% |
| Earnings Yield | 6.32% |
| FCF Yield | 15.77% |
Dividend DetailsAnalyst Forecast
The average price target for CUBI is $69.25, which is 5.12% higher than the current price. The consensus rating is "Buy".
| Price Target | $69.25 |
| Price Target Difference | 5.12% |
| Analyst Consensus | Buy |
| Analyst Count | 8 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 22, 2014. It was a forward split with a ratio of 1.1:1.
| Last Split Date | May 22, 2014 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |