Community West Bancshares (CWBC)

Community West Bancshares Statistics

Total Valuation

CWBC has a market cap or net worth of $353.21 million. The enterprise value is $409.12 million.

Market Cap	353.21M
Enterprise Value	409.12M

Important Dates

The last earnings date was Monday, April 21, 2025, after market close.

Earnings Date	Apr 21, 2025
Ex-Dividend Date	May 2, 2025

Share Statistics

CWBC has 19.06 million shares outstanding. The number of shares has increased by 61.34% in one year.

Current Share Class	19.06M
Shares Outstanding	19.06M
Shares Change (YoY)	+61.34%
Shares Change (QoQ)	+0.17%
Owned by Insiders (%)	13.09%
Owned by Institutions (%)	40.35%
Float	14.82M

Valuation Ratios

The trailing PE ratio is 28.47 and the forward PE ratio is 9.10.

PE Ratio	28.47
Forward PE	9.10
PS Ratio	2.90
Forward PS	2.48
PB Ratio	0.95
P/TBV Ratio	1.33
P/FCF Ratio	14.52
P/OCF Ratio	12.08
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	33.31
EV / Sales	3.40
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	16.81

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	8.40
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.21%.

Return on Equity (ROE)	4.21%
Return on Assets (ROA)	0.41%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$338,199
Profits Per Employee	$34,503
Employee Count	356
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CWBC has paid $5.28 million in taxes.

Income Tax	5.28M
Effective Tax Rate	30.06%

Stock Price Statistics

The stock price has increased by +6.25% in the last 52 weeks. The beta is 0.75, so CWBC's price volatility has been lower than the market average.

Beta (5Y)	0.75
52-Week Price Change	+6.25%
50-Day Moving Average	17.62
200-Day Moving Average	19.10
Relative Strength Index (RSI)	66.07
Average Volume (20 Days)	53,079

Short Selling Information

The latest short interest is 104,840, so 0.55% of the outstanding shares have been sold short.

Short Interest	104,840
Short Previous Month	116,388
Short % of Shares Out	0.55%
Short % of Float	0.71%
Short Ratio (days to cover)	1.94

Income Statement

In the last 12 months, CWBC had revenue of $120.40 million and earned $12.28 million in profits. Earnings per share was $0.65.

Revenue	120.40M
Gross Profit	120.40M
Operating Income	30.08M
Pretax Income	13.11M
Net Income	12.28M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.65

Balance Sheet

The company has $148.39 million in cash and $204.30 million in debt, giving a net cash position of -$55.91 million or -$2.93 per share.

Cash & Cash Equivalents	148.39M
Total Debt	204.30M
Net Cash	-55.91M
Net Cash Per Share	-$2.93
Equity (Book Value)	372.20M
Book Value Per Share	19.53
Working Capital	-2.91B

Cash Flow

In the last 12 months, operating cash flow was $29.25 million and capital expenditures -$4.92 million, giving a free cash flow of $24.33 million.

Operating Cash Flow	29.25M
Capital Expenditures	-4.92M
Free Cash Flow	24.33M
FCF Per Share	$1.28

Margins

Gross Margin	n/a
Operating Margin	24.98%
Pretax Margin	14.59%
Profit Margin	10.20%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	20.21%

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 2.59%.

Dividend Per Share	$0.48
Dividend Yield	2.59%
Dividend Growth (YoY)	-33.33%
Years of Dividend Growth	n/a
Payout Ratio	73.75%
Buyback Yield	-61.34%
Shareholder Yield	-58.75%
Earnings Yield	3.48%
FCF Yield	6.89%

Analyst Forecast

The average price target for CWBC is $20.67, which is 11.61% higher than the current price. The consensus rating is "Buy".

Price Target	$20.67
Price Target Difference	11.61%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on November 1, 2005. It was a forward split with a ratio of 2:1.

Last Split Date	Nov 1, 2005
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4