Citizens Financial Services, Inc. (CZFS)
NASDAQ: CZFS · Real-Time Price · USD
57.94
+1.89 (3.37%)
At close: May 12, 2025, 4:00 PM
57.94
0.00 (0.00%)
After-hours: May 12, 2025, 4:00 PM EDT

CZFS Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTM FY 2024 FY 2023 FY 2022 FY 2021 FY 2020 2015 - 2019
Period Ending
Mar '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2015 - 2019
Net Income
28.4227.8217.8129.0629.1225.1
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Depreciation & Amortization
1.761.811.521.031.111.14
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Gain (Loss) on Sale of Assets
--1.1----
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Gain (Loss) on Sale of Investments
1.121.231.782.151.660.89
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Provision for Credit Losses
2.432.595.531.681.552.4
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Net Decrease (Increase) in Loans Originated / Sold - Operating
4.381.993.463.9810.95-12.22
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Accrued Interest Receivable
-0.320.74-1.49-2.10.76-0.86
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Other Operating Activities
-1.372.820.01-1.22-0.961.25
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Operating Cash Flow
30.6733.1826.5433.2438.6911.82
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Operating Cash Flow Growth
3.67%25.04%-20.16%-14.09%227.30%-45.69%
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Capital Expenditures
-1.8-1.31-2.62-1.63-1.11-0.94
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Sale of Property, Plant and Equipment
0.017.19----
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Cash Acquisitions
--4.91--1.02
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Investment in Securities
-17.66-6.98103.91-73.22-123.77-51.24
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Net Decrease (Increase) in Loans Originated / Sold - Investing
-75.79-70.25-43.95-281.39-32.11-63.44
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Other Investing Activities
2.322.28-2.78-6.21-1.253.86
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Investing Cash Flow
-92.91-69.0759.47-362.45-158.23-110.73
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Short-Term Debt Issued
-9.28-188.012.06-
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Long-Term Debt Issued
--40-9.8720
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Total Debt Issued
13.229.2840188.0111.9320
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Short-Term Debt Repaid
---34.57---16.28
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Long-Term Debt Repaid
--35--4.73-26.8-15
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Total Debt Repaid
3.82-35-34.57-4.73-26.8-31.28
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Net Debt Issued (Repaid)
17.03-25.725.43183.29-14.87-11.28
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Issuance of Common Stock
0.030.020.030.11-0.13
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Repurchase of Common Stock
-0.28-0.27-0.27-1.28-1.37-2.12
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Common Dividends Paid
-9.35-9.3-8.5-7.59-7.38-6.54
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Net Increase (Decrease) in Deposit Accounts
61.9760.55-56.098.06247.29168.91
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Financing Cash Flow
69.4125.28-59.4182.59223.67149.1
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Net Cash Flow
7.17-10.6226.61-146.62104.1350.19
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Free Cash Flow
28.8731.8723.9231.6137.5910.88
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Free Cash Flow Growth
6.63%33.23%-24.32%-15.92%245.48%-48.88%
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Free Cash Flow Margin
28.89%32.10%27.71%39.47%49.72%15.30%
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Free Cash Flow Per Share
6.076.705.407.799.252.75
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Cash Interest Paid
67.8867.4744.6810.77.418.18
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Cash Income Tax Paid
2.52.55.16.65.54.75
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Updated Apr 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q