Citizens & Northern Stock Forecast

Stock Price Forecast

The 1 analyst with a 12-month price forecast for Citizens & Northern stock has a target of 22, which predicts a 8.64% increase from the current stock price of 20.25.

Price Target: $22.00 (+8.64%)

Analyst Consensus: Hold

Target	Low	Average	Median	High
Price	$22	$22	$22	$22
Change	+8.64%	+8.64%	+8.64%	+8.64%

* Price targets were last updated on Oct 24, 2025.

Analyst Ratings

According to 1 stock analyst, the rating for Citizens & Northern is "Hold". This means that the analyst believes this stock is likely to perform similarly to the overall market.

Recommendation Trends

Rating	Jul '25	Aug '25	Sep '25	Oct '25	Nov '25	Dec '25
Strong Buy	0	0	0	0	0	0
Buy	0	0	0	0	0	0
Hold	2	2	2	1	1	1
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	2	2	2	1	1	1

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Gregory Zingone Piper Sandler	Piper Sandler	Hold Maintains $21 → $22	Hold	Maintains	$21 → $22	+8.64%	Oct 24, 2025
Jake Civiello Janney Montgomery Scott	Janney Montgomery Scott	Hold Initiates n/a	Hold	Initiates	n/a	n/a	Jun 27, 2023
Casey Orr Whitman Piper Sandler	Piper Sandler	Hold Maintains $23 → $21	Hold	Maintains	$23 → $21	+3.70%	Apr 24, 2023
Casey Orr Whitman Piper Sandler	Piper Sandler	Hold Initiates $26	Hold	Initiates	$26	+28.40%	Nov 17, 2022
Casey Orr Whitman Piper Sandler	Piper Sandler	Buy Maintains $20 → $21	Buy	Maintains	$20 → $21	+3.70%	Oct 27, 2020

More Analyst Ratings

Financial Forecast

Revenue This Year

112.20M

from 106.13M

5.72%

from 106.13M

Revenue Next Year

120.26M

from 112.20M

7.18%

from 112.20M

EPS This Year

1.76

from 1.69

4.30%

from 1.69

EPS Next Year

2.39

from 1.76

35.94%

from 1.76

Fiscal Year	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026
Period Ending	Dec 31, 2020	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026
Revenue	88.17M	100.16M	100.31M	104.63M	106.13M	112.20M	120.26M
Revenue Growth	20.86%	13.60%	0.15%	4.31%	1.43%	5.72%	7.18%
EPS	1.30	1.92	1.71	1.57	1.69	1.76	2.39
EPS Growth	-11.18%	48.16%	-11.10%	-8.02%	7.45%	4.30%	35.94%
Forward PE	-	-	-	-	-	11.51	8.47
No. Analysts	-	-	-	-	-	4	4

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2025	2026
High	115.5M	123.8M
Avg	112.2M	120.3M
Low	107.8M	115.5M

Revenue Growth

Revenue Growth	2025	2026
High	8.8%	10.3%
Avg	5.7%	7.2%
Low	1.6%	3.0%

EPS Forecast

EPS	2025	2026
High	1.96	2.56
Avg	1.76	2.39
Low	1.55	2.21

EPS Growth

EPS Growth	2025	2026
High	16.4%	45.6%
Avg	4.3%	35.9%
Low	-8.2%	25.3%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.