Citizens Community Bancorp, Inc. (CZWI)

CZWI Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	May 13, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	147	163	123	126	145	121
Market Cap Growth	13.06%	33.34%	-2.80%	-12.79%	19.05%	-11.79%
Last Close Price	14.75	15.92	11.14	11.18	12.59	9.75
PE Ratio	11.64	11.89	9.39	7.10	6.80	9.55
PS Ratio	2.58	2.74	2.08	1.93	2.08	1.99
PB Ratio	0.82	0.91	0.71	0.76	0.85	0.76
P/FCF Ratio	-	8.48	10.43	4.91	8.12	5.73
P/OCF Ratio	-	8.10	9.34	4.31	6.70	5.11
Debt / Equity Ratio	0.34	0.38	0.86	1.30	1.01	1.15
Debt / FCF Ratio	-	3.51	12.65	8.44	9.66	8.70
Return on Equity (ROE)	7.29%	7.80%	7.67%	10.51%	12.83%	8.18%
Return on Assets (ROA)	0.71%	0.76%	0.71%	1.00%	1.26%	0.80%
Earnings Yield	8.73%	8.41%	10.65%	14.08%	14.70%	10.48%
FCF Yield	-	11.80%	9.59%	20.37%	12.32%	17.46%
Dividend Yield	2.44%	2.01%	2.60%	2.33%	1.83%	2.15%
Payout Ratio	28.40%	24.33%	23.28%	15.44%	11.81%	18.64%
Buyback Yield / Dilution	2.95%	1.98%	0.42%	1.99%	3.90%	-0.37%
Total Shareholder Return	5.39%	3.99%	3.02%	4.31%	5.72%	1.79%

Updated Mar 13, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q