DFS Statistics
Total Valuation
DFS has a market cap or net worth of $51.03 billion. The enterprise value is $53.81 billion.
Important Dates
The last earnings date was Wednesday, April 23, 2025, after market close.
| Earnings Date | Apr 23, 2025 |
| Ex-Dividend Date | May 23, 2025 |
Share Statistics
DFS has 251.65 million shares outstanding. The number of shares has increased by 0.20% in one year.
| Current Share Class | 251.65M |
| Shares Outstanding | 251.65M |
| Shares Change (YoY) | +0.20% |
| Shares Change (QoQ) | +0.40% |
| Owned by Insiders (%) | 0.46% |
| Owned by Institutions (%) | 83.49% |
| Float | 250.18M |
Valuation Ratios
The trailing PE ratio is 10.85 and the forward PE ratio is 13.83. DFS's PEG ratio is 0.96.
| PE Ratio | 10.85 |
| Forward PE | 13.83 |
| PS Ratio | 3.58 |
| Forward PS | 2.87 |
| PB Ratio | 2.67 |
| P/TBV Ratio | 2.90 |
| P/FCF Ratio | 6.05 |
| P/OCF Ratio | 5.87 |
| PEG Ratio | 0.96 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 11.44 |
| EV / Sales | 4.03 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.37 |
Financial Position
The company has a current ratio of 1.04, with a Debt / Equity ratio of 0.77.
| Current Ratio | 1.04 |
| Quick Ratio | 1.03 |
| Debt / Equity | 0.77 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.72 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 28.47%.
| Return on Equity (ROE) | 28.47% |
| Return on Assets (ROA) | 3.19% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $635,381 |
| Profits Per Employee | $223,905 |
| Employee Count | 21,000 |
| Asset Turnover | 0.09 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, DFS has paid $1.61 billion in taxes.
| Income Tax | 1.61B |
| Effective Tax Rate | 25.18% |
Stock Price Statistics
The stock price has increased by +64.19% in the last 52 weeks. The beta is 1.15, so DFS's price volatility has been higher than the market average.
| Beta (5Y) | 1.15 |
| 52-Week Price Change | +64.19% |
| 50-Day Moving Average | 170.72 |
| 200-Day Moving Average | 164.13 |
| Relative Strength Index (RSI) | 69.37 |
| Average Volume (20 Days) | 2,089,334 |
Short Selling Information
The latest short interest is 5.45 million, so 2.16% of the outstanding shares have been sold short.
| Short Interest | 5.45M |
| Short Previous Month | 5.04M |
| Short % of Shares Out | 2.16% |
| Short % of Float | 2.18% |
| Short Ratio (days to cover) | 2.12 |
Income Statement
In the last 12 months, DFS had revenue of $13.34 billion and earned $4.70 billion in profits. Earnings per share was $18.70.
| Revenue | 13.34B |
| Gross Profit | 12.59B |
| Operating Income | 6.52B |
| Pretax Income | 3.79B |
| Net Income | 4.70B |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $18.70 |
Full Income StatementBalance Sheet
The company has $11.87 billion in cash and $14.54 billion in debt, giving a net cash position of -$2.67 billion or -$10.61 per share.
| Cash & Cash Equivalents | 11.87B |
| Total Debt | 14.54B |
| Net Cash | -2.67B |
| Net Cash Per Share | -$10.61 |
| Equity (Book Value) | 18.96B |
| Book Value Per Share | 71.16 |
| Working Capital | 4.27B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $8.71 billion and capital expenditures -$261.00 million, giving a free cash flow of $8.45 billion.
| Operating Cash Flow | 8.71B |
| Capital Expenditures | -261.00M |
| Free Cash Flow | 8.45B |
| FCF Per Share | $33.59 |
Full Cash Flow StatementMargins
Gross margin is 94.36%, with operating and profit margins of 48.87% and 35.88%.
| Gross Margin | 94.36% |
| Operating Margin | 48.87% |
| Pretax Margin | 47.96% |
| Profit Margin | 35.88% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 63.35% |