Ellington Credit Company (EARN)

Ellington Credit Company Statistics

Total Valuation

EARN has a market cap or net worth of $217.09 million. The enterprise value is $717.74 million.

Market Cap	217.09M
Enterprise Value	717.74M

Important Dates

The next estimated earnings date is Monday, August 11, 2025, after market close.

Earnings Date	Aug 11, 2025
Ex-Dividend Date	Jun 30, 2025

Share Statistics

EARN has 37.56 million shares outstanding. The number of shares has increased by 67.58% in one year.

Current Share Class	37.56M
Shares Outstanding	37.56M
Shares Change (YoY)	+67.58%
Shares Change (QoQ)	+21.15%
Owned by Insiders (%)	1.36%
Owned by Institutions (%)	26.56%
Float	37.05M

Valuation Ratios

PE Ratio	n/a
Forward PE	5.71
PS Ratio	4.53
Forward PS	4.90
PB Ratio	0.94
P/TBV Ratio	0.95
P/FCF Ratio	n/a
P/OCF Ratio	11.12
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	20.00
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.05, with a Debt / Equity ratio of 2.27.

Current Ratio	0.05
Quick Ratio	0.05
Debt / Equity	2.27
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -2.82%.

Return on Equity (ROE)	-2.82%
Return on Assets (ROA)	-0.60%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$239,287
Profits Per Employee	-$34,967
Employee Count	150
Asset Turnover	0.04
Inventory Turnover	n/a

Taxes

In the past 12 months, EARN has paid $201,000 in taxes.

Income Tax	201,000
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -19.72% in the last 52 weeks. The beta is 1.31, so EARN's price volatility has been higher than the market average.

Beta (5Y)	1.31
52-Week Price Change	-19.72%
50-Day Moving Average	5.58
200-Day Moving Average	6.24
Relative Strength Index (RSI)	59.05
Average Volume (20 Days)	251,353

Short Selling Information

The latest short interest is 207,965, so 0.55% of the outstanding shares have been sold short.

Short Interest	207,965
Short Previous Month	395,336
Short % of Shares Out	0.55%
Short % of Float	0.56%
Short Ratio (days to cover)	0.66

Income Statement

In the last 12 months, EARN had revenue of $35.89 million and -$5.25 million in losses. Loss per share was -$0.19.

Revenue	35.89M
Gross Profit	35.89M
Operating Income	26.15M
Pretax Income	6.49M
Net Income	-5.25M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$0.19

Balance Sheet

The company has $17.85 million in cash and $518.50 million in debt, giving a net cash position of -$500.64 million or -$13.33 per share.

Cash & Cash Equivalents	17.85M
Total Debt	518.50M
Net Cash	-500.64M
Net Cash Per Share	-$13.33
Equity (Book Value)	228.50M
Book Value Per Share	6.08
Working Capital	-526.15M

Cash Flow

Operating Cash Flow	19.53M
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 100.00%, with operating and profit margins of 72.87% and -14.61%.

Gross Margin	100.00%
Operating Margin	72.87%
Pretax Margin	-14.05%
Profit Margin	-14.61%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 16.93%.

Dividend Per Share	$0.96
Dividend Yield	16.93%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-67.58%
Shareholder Yield	-50.65%
Earnings Yield	-2.42%
FCF Yield	n/a

Analyst Forecast

The average price target for EARN is $6.00, which is 3.81% higher than the current price. The consensus rating is "Buy".

Price Target	$6.00
Price Target Difference	3.81%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3