ECB Bancorp, Inc. (ECBK)
NASDAQ: ECBK · Real-Time Price · USD
16.14
+0.18 (1.13%)
May 13, 2025, 4:00 PM - Market closed
ECB Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
| Cash & Equivalents | 148.11 | 157.62 | 119.04 | 62.05 | 52.98 | 43.41 |
| Investment Securities | 82.13 | 30.05 | 32.54 | 31.03 | 25.76 | 25.84 |
| Trading Asset Securities | - | 0.56 | - | - | - | - |
| Mortgage-Backed Securities | - | 49.83 | 49.45 | 51.86 | 44.82 | 32.17 |
| Total Investments | 82.13 | 80.44 | 81.98 | 82.89 | 70.58 | 58.01 |
| Gross Loans | 1,186 | 1,146 | 1,049 | 893.13 | 521.8 | 471.29 |
| Allowance for Loan Losses | -8.81 | -8.88 | -8.59 | -7.2 | -4.24 | -3.88 |
| Other Adjustments to Gross Loans | - | -0.5 | -0.23 | -0.26 | -0.43 | -0.26 |
| Net Loans | 1,178 | 1,136 | 1,040 | 885.67 | 517.13 | 467.16 |
| Property, Plant & Equipment | 3.46 | 4.66 | 5.05 | 3.98 | 3.78 | 3.98 |
| Loans Held for Sale | 0.08 | - | - | - | 1.3 | 0.44 |
| Accrued Interest Receivable | 4.34 | 4.01 | 3.77 | 2.63 | 1.48 | 1.82 |
| Long-Term Deferred Tax Assets | 4.92 | 4.91 | 4.77 | 4.34 | 2.97 | 1.93 |
| Other Long-Term Assets | 21.61 | 20.06 | 16.05 | 15.6 | 15.18 | 9.46 |
| Total Assets | 1,452 | 1,418 | 1,280 | 1,064 | 666.49 | 587.63 |
| Interest Bearing Deposits | 956.77 | 409.78 | 369.97 | 302.75 | 316.24 | 303.17 |
| Institutional Deposits | - | 503.8 | 419.9 | 330.5 | 172.2 | 128.8 |
| Non-Interest Bearing Deposits | 79.85 | 84.96 | 78.34 | 84.9 | 83.31 | 59.43 |
| Total Deposits | 1,037 | 998.53 | 868.21 | 718.15 | 571.75 | 491.4 |
| Short-Term Borrowings | - | 0.17 | - | - | - | - |
| Current Portion of Long-Term Debt | - | 25 | 30 | 55 | - | 13 |
| Current Portion of Leases | - | 0.19 | - | - | - | - |
| Federal Home Loan Bank Debt, Long-Term | 234 | 209 | 204 | 119 | 9 | 5 |
| Long-Term Leases | - | 1.01 | 1.34 | 0.28 | - | - |
| Pension & Post-Retirement Benefits | - | 1.86 | 1.88 | 1.85 | 2.23 | 2.36 |
| Other Long-Term Liabilities | 12.99 | 14.12 | 10.01 | 7.45 | 6.23 | 2.83 |
| Total Liabilities | 1,284 | 1,250 | 1,115 | 901.73 | 589.22 | 514.59 |
| Common Stock | 0.09 | 0.09 | 0.09 | 0.09 | - | - |
| Additional Paid-In Capital | 85.88 | 86.19 | 87.43 | 89.29 | - | - |
| Retained Earnings | 89.14 | 87.85 | 83.85 | 80.08 | 77.36 | 73.31 |
| Comprehensive Income & Other | -6.53 | -5.86 | -6.48 | -6.72 | -0.08 | -0.28 |
| Shareholders' Equity | 168.58 | 168.27 | 164.9 | 162.73 | 77.27 | 73.03 |
| Total Liabilities & Equity | 1,452 | 1,418 | 1,280 | 1,064 | 666.49 | 587.63 |
| Total Debt | 234 | 235.37 | 235.34 | 174.28 | 9 | 18 |
| Net Cash (Debt) | -85.79 | -77.1 | -116.3 | -111.93 | 43.98 | 25.41 |
| Net Cash Growth | - | - | - | - | 73.06% | - |
| Net Cash Per Share | -10.29 | -9.24 | -13.64 | -13.24 | - | - |
| Filing Date Shares Outstanding | 9.05 | 9.06 | 9.24 | 9.18 | - | - |
| Total Common Shares Outstanding | 9.05 | 9.1 | 9.29 | 9.18 | - | - |
| Book Value Per Share | 18.63 | 18.50 | 17.75 | 17.74 | - | - |
| Tangible Book Value | 168.58 | 168.27 | 164.9 | 162.73 | 77.27 | 73.03 |
| Tangible Book Value Per Share | 18.63 | 18.50 | 17.75 | 17.74 | - | - |
Updated Mar 26, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.