Encore Capital Group Statistics
Total Valuation
ECPG has a market cap or net worth of $957.98 million. The enterprise value is $4.77 billion.
Important Dates
The last earnings date was Wednesday, August 6, 2025, after market close.
| Earnings Date | Aug 6, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
ECPG has 23.01 million shares outstanding. The number of shares has increased by 0.08% in one year.
| Current Share Class | 23.01M |
| Shares Outstanding | 23.01M |
| Shares Change (YoY) | +0.08% |
| Shares Change (QoQ) | -2.85% |
| Owned by Insiders (%) | 2.74% |
| Owned by Institutions (%) | 110.01% |
| Float | 22.38M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 5.61 |
| PS Ratio | 0.68 |
| Forward PS | 0.57 |
| PB Ratio | 1.07 |
| P/TBV Ratio | 2.72 |
| P/FCF Ratio | 10.00 |
| P/OCF Ratio | 7.72 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 11.85, with an EV/FCF ratio of 49.74.
| EV / Earnings | n/a |
| EV / Sales | 3.25 |
| EV / EBITDA | 11.85 |
| EV / EBIT | 12.87 |
| EV / FCF | 49.74 |
Financial Position
The company has a current ratio of 18.68, with a Debt / Equity ratio of 4.45.
| Current Ratio | 18.68 |
| Quick Ratio | 18.50 |
| Debt / Equity | 4.45 |
| Debt / EBITDA | 9.54 |
| Debt / FCF | 41.55 |
| Interest Coverage | 1.33 |
Financial Efficiency
Return on equity (ROE) is -9.46% and return on invested capital (ROIC) is 4.95%.
| Return on Equity (ROE) | -9.46% |
| Return on Assets (ROA) | 4.64% |
| Return on Invested Capital (ROIC) | 4.95% |
| Return on Capital Employed (ROCE) | 7.49% |
| Revenue Per Employee | $199,672 |
| Profits Per Employee | -$12,129 |
| Employee Count | 7,350 |
| Asset Turnover | 0.29 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, ECPG has paid $58.41 million in taxes.
| Income Tax | 58.41M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -12.12% in the last 52 weeks. The beta is 1.59, so ECPG's price volatility has been higher than the market average.
| Beta (5Y) | 1.59 |
| 52-Week Price Change | -12.12% |
| 50-Day Moving Average | 38.89 |
| 200-Day Moving Average | 41.69 |
| Relative Strength Index (RSI) | 65.39 |
| Average Volume (20 Days) | 303,096 |
Short Selling Information
The latest short interest is 1.39 million, so 6.05% of the outstanding shares have been sold short.
| Short Interest | 1.39M |
| Short Previous Month | 1.30M |
| Short % of Shares Out | 6.05% |
| Short % of Float | 6.22% |
| Short Ratio (days to cover) | 5.89 |
Income Statement
In the last 12 months, ECPG had revenue of $1.47 billion and -$89.15 million in losses. Loss per share was -$3.75.
| Revenue | 1.47B |
| Gross Profit | 1.47B |
| Operating Income | 371.12M |
| Pretax Income | -168.63M |
| Net Income | -89.15M |
| EBITDA | 402.90M |
| EBIT | 371.12M |
| Loss Per Share | -$3.75 |
Full Income StatementBalance Sheet
The company has $172.90 million in cash and $3.99 billion in debt, giving a net cash position of -$3.82 billion or -$165.79 per share.
| Cash & Cash Equivalents | 172.90M |
| Total Debt | 3.99B |
| Net Cash | -3.82B |
| Net Cash Per Share | -$165.79 |
| Equity (Book Value) | 895.97M |
| Book Value Per Share | 38.80 |
| Working Capital | 4.20B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $124.28 million and capital expenditures -$28.29 million, giving a free cash flow of $95.99 million.
| Operating Cash Flow | 124.28M |
| Capital Expenditures | -28.29M |
| Free Cash Flow | 95.99M |
| FCF Per Share | $4.17 |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of 25.29% and -6.07%.
| Gross Margin | 100.00% |
| Operating Margin | 25.29% |
| Pretax Margin | -2.09% |
| Profit Margin | -6.07% |
| EBITDA Margin | 27.45% |
| EBIT Margin | 25.29% |
| FCF Margin | 6.54% |
Dividends & Yields
ECPG does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -0.08% |
| Shareholder Yield | -0.08% |
| Earnings Yield | -9.29% |
| FCF Yield | 10.00% |
Dividend DetailsAnalyst Forecast
The average price target for ECPG is $62.67, which is 50.54% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $62.67 |
| Price Target Difference | 50.54% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
ECPG has an Altman Z-Score of 1.91 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 1.91 |
| Piotroski F-Score | 5 |