Employers Holdings Statistics
Total Valuation
EIG has a market cap or net worth of $971.97 million. The enterprise value is $906.27 million.
Important Dates
The last earnings date was Wednesday, July 30, 2025, after market close.
| Earnings Date | Jul 30, 2025 |
| Ex-Dividend Date | Aug 13, 2025 |
Share Statistics
EIG has 23.51 million shares outstanding. The number of shares has decreased by -4.07% in one year.
| Current Share Class | 23.51M |
| Shares Outstanding | 23.51M |
| Shares Change (YoY) | -4.07% |
| Shares Change (QoQ) | -1.91% |
| Owned by Insiders (%) | 1.50% |
| Owned by Institutions (%) | 84.88% |
| Float | 23.15M |
Valuation Ratios
The trailing PE ratio is 10.09 and the forward PE ratio is 15.20.
| PE Ratio | 10.09 |
| Forward PE | 15.20 |
| PS Ratio | 1.14 |
| Forward PS | 1.09 |
| PB Ratio | 0.91 |
| P/TBV Ratio | 0.95 |
| P/FCF Ratio | 13.01 |
| P/OCF Ratio | 12.35 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 7.09, with an EV/FCF ratio of 12.13.
| EV / Earnings | 8.96 |
| EV / Sales | 1.02 |
| EV / EBITDA | 7.09 |
| EV / EBIT | 7.28 |
| EV / FCF | 12.13 |
Financial Position
The company has a current ratio of 1.06, with a Debt / Equity ratio of 0.00.
| Current Ratio | 1.06 |
| Quick Ratio | 0.55 |
| Debt / Equity | 0.00 |
| Debt / EBITDA | 0.03 |
| Debt / FCF | 0.05 |
| Interest Coverage | 622.50 |
Financial Efficiency
Return on equity (ROE) is 9.60% and return on invested capital (ROIC) is 7.36%.
| Return on Equity (ROE) | 9.60% |
| Return on Assets (ROA) | 2.19% |
| Return on Invested Capital (ROIC) | 7.36% |
| Return on Capital Employed (ROCE) | 4.60% |
| Revenue Per Employee | $1.24M |
| Profits Per Employee | $141,399 |
| Employee Count | 715 |
| Asset Turnover | 0.25 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, EIG has paid $23.20 million in taxes.
| Income Tax | 23.20M |
| Effective Tax Rate | 18.66% |
Stock Price Statistics
The stock price has decreased by -9.64% in the last 52 weeks. The beta is 0.52, so EIG's price volatility has been lower than the market average.
| Beta (5Y) | 0.52 |
| 52-Week Price Change | -9.64% |
| 50-Day Moving Average | 45.34 |
| 200-Day Moving Average | 48.83 |
| Relative Strength Index (RSI) | 38.10 |
| Average Volume (20 Days) | 233,986 |
Short Selling Information
The latest short interest is 485,237, so 2.06% of the outstanding shares have been sold short.
| Short Interest | 485,237 |
| Short Previous Month | 409,386 |
| Short % of Shares Out | 2.06% |
| Short % of Float | 2.10% |
| Short Ratio (days to cover) | 2.76 |
Income Statement
In the last 12 months, EIG had revenue of $889.50 million and earned $101.10 million in profits. Earnings per share was $4.10.
| Revenue | 889.50M |
| Gross Profit | 124.50M |
| Operating Income | 124.50M |
| Pretax Income | 150.80M |
| Net Income | 101.10M |
| EBITDA | 127.90M |
| EBIT | 124.50M |
| Earnings Per Share (EPS) | $4.10 |
Full Income StatementBalance Sheet
The company has $78.10 million in cash and $3.40 million in debt, giving a net cash position of $65.70 million or $2.79 per share.
| Cash & Cash Equivalents | 78.10M |
| Total Debt | 3.40M |
| Net Cash | 65.70M |
| Net Cash Per Share | $2.79 |
| Equity (Book Value) | 1.08B |
| Book Value Per Share | 45.62 |
| Working Capital | 46.30M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $78.70 million and capital expenditures -$4.00 million, giving a free cash flow of $74.70 million.
| Operating Cash Flow | 78.70M |
| Capital Expenditures | -4.00M |
| Free Cash Flow | 74.70M |
| FCF Per Share | $3.18 |
Full Cash Flow StatementMargins
Gross margin is 14.00%, with operating and profit margins of 14.00% and 11.37%.
| Gross Margin | 14.00% |
| Operating Margin | 14.00% |
| Pretax Margin | 13.97% |
| Profit Margin | 11.37% |
| EBITDA Margin | 14.38% |
| EBIT Margin | 14.00% |
| FCF Margin | 8.40% |
Dividends & Yields
This stock pays an annual dividend of $1.28, which amounts to a dividend yield of 3.10%.
| Dividend Per Share | $1.28 |
| Dividend Yield | 3.10% |
| Dividend Growth (YoY) | 6.90% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 30.27% |
| Buyback Yield | 4.07% |
| Shareholder Yield | 7.12% |
| Earnings Yield | 10.40% |
| FCF Yield | 7.69% |
Dividend DetailsAnalyst Forecast
The average price target for EIG is $58.00, which is 40.30% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $58.00 |
| Price Target Difference | 40.30% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |