Enova International, Inc. (ENVA)

NYSE: ENVA · Real-Time Price · USD
110.27
+1.19 (1.09%)
Aug 13, 2025, 4:00 PM - Market closed
1.09%
Market Cap 2.76B
Revenue (ttm) 1.36B
Net Income (ttm) 256.20M
Shares Out 25.01M
EPS (ttm) 9.37
PE Ratio 11.77
Forward PE 8.55
Dividend n/a
Ex-Dividend Date n/a
Volume 345,602
Open 110.00
Previous Close 109.08
Day's Range 109.36 - 111.20
52-Week Range 72.87 - 119.06
Beta 1.48
Analysts Buy
Price Target 126.33 (+14.56%)
Earnings Date Jul 24, 2025

About ENVA

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company provides installment loans; line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It offers money transfer services. It markets its financing products... [Read more]

Industry Credit Services
Sector Financials
Founded 2011
Employees 1,787
Stock Exchange NYSE
Ticker Symbol ENVA
Full Company Profile

Financial Performance

In 2024, Enova International's revenue was $1.24 billion, an increase of 19.69% compared to the previous year's $1.04 billion. Earnings were $209.45 million, an increase of 19.60%.

Financial Statements

Analyst Forecast

According to 7 analysts, the average rating for ENVA stock is "Buy." The 12-month stock price target is $126.33, which is an increase of 14.56% from the latest price.

Price Target
$126.33
(14.56% upside)
Analyst Consensus: Buy
Stock Forecasts

News

8 Reasons Why Enova's Business Model Is Built For This Cycle (Rating Upgrade)

Enova International, Inc. is delivering accelerating revenue and earnings growth, with strong Q2 results and robust multi-year stock performance, yet remains deeply undervalued. The company's diversif...

9 days ago - Seeking Alpha

Enova's Small Business Loans Surge as Main Street Looks to Nonbank Lenders

As small businesses navigate an uncertain macro environment, they're turning to nonbank lenders to gain access to capital. FinTech Enova on Thursday (July 24) reported earnings indicating that consume...

19 days ago - PYMNTS

Enova International, Inc. (ENVA) Q2 2025 Earnings Call Transcript

Enova International, Inc. (NYSE:ENVA) Q2 2025 Earnings Conference Call July 24, 2025 5:00 PM ET Company Participants Lindsay Savarese - Investor Relations David Fisher - President, CEO & Chairman Ste...

20 days ago - Seeking Alpha

Enova Reports Second Quarter 2025 Results

Originations rose 28% and total company revenue increased 22% from the second quarter of 2024 Diluted earnings per share of $2.86 increased 48% and adjusted earnings per share1 of $3.23 rose 46% compa...

20 days ago - PRNewsWire

Enova Announces Planned Key Senior Leadership Changes

David Fisher, Chairman of the Board and CEO, to become Executive Chairman, effective January 1, 2026 Steve Cunningham, CFO, to become CEO, effective January 1, 2026 Scott Cornelis, Treasurer and VP of...

20 days ago - PRNewsWire

Enova Announces Date of Second Quarter 2025 Financial Results Conference Call

CHICAGO , July 10, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's seco...

4 weeks ago - PRNewsWire

5 Alpha Generating Monsters

Any stock can generate alpha, but doing it consistently is rare. These 5 stocks have delivered alpha for 4 out of the last 5 years. Valuation is important, so I screen for it and eliminate overpriced ...

Other symbols: APOCOKEFICOLLY
2 months ago - Seeking Alpha

Enova International: Higher Valuation Despite Positive Net Debt (Buy)

Enova International is a buy due to strong revenue growth, robust loan originations, and high demand from small businesses, outperforming the S&P 500. Q1 2025 revenues grew 22.2% YoY, with guidance fo...

3 months ago - Seeking Alpha

New Report: Small Businesses Stayed Positive on Growth in Q1 - While Bracing for Economic Shifts

Survey Finds Over Half of Small Businesses Took Preemptive Action Ahead of Tariff Changes CHICAGO , May 20, 2025 /PRNewswire/ -- Small businesses remain generally positive about growth potential, thou...

3 months ago - PRNewsWire

Enova International: Growing Too Fast To Ignore

Enova's stock has soared over 600% in five years, reflecting exceptional top and bottom-line financial performance. I set aside ethical concerns to evaluate Enova purely on investment merits, acknowle...

3 months ago - Seeking Alpha

Enova International, Inc. (ENVA) Q1 2025 Earnings Call Transcript

Enova International, Inc. (NYSE:ENVA) Q1 2025 Earnings Conference Call April 29, 2025 5:00 PM ET Company Participants Lindsay Savarese - IR David Fisher - Chief Executive Officer Steven Cunningham - ...

3 months ago - Seeking Alpha

Enova Reports First Quarter 2025 Results

Originations rose 26% and total company revenue increased 22% from the first quarter of 2024 Diluted earnings per share of $2.69 increased 64% and adjusted earnings per share1 of $2.98 rose 56% compar...

3 months ago - PRNewsWire

New Report: New Year Brings Increased Optimism Around Growth Expectations for Main Street Businesses

CHICAGO , Feb. 25, 2025 /PRNewswire/ -- Small businesses are increasingly optimistic about their growth expectations in 2025, according to the latest  Small Business Cash Flow Trend Report from OnDeck...

6 months ago - PRNewsWire

Enova International: How Deregulation Could Unlock New Growth

Enova International, Inc. stands to benefit significantly from Trump's deregulatory agenda, including relaxed CFPB regulations and potential corporate tax cuts. Deregulation under Trump's first term l...

6 months ago - Seeking Alpha

Steady Credit Quality Fuels Enova's 20% Surge in Loan Originations

Enova International's fourth quarter growth — with double-digit gains in loan originations and revenues — showed strength across small business demand and lending to consumers. The FinTech uses machin...

6 months ago - PYMNTS

Enova International, Inc. (ENVA) Q4 2024 Earnings Call Transcript

Enova International, Inc. (NYSE:ENVA) Q4 2024 Earnings Conference Call February 4, 2025 5:00 PM ET Company Participants Cassidy Fuller – IR David Fisher – Chief Executive Officer Steven Cunningham - ...

6 months ago - Seeking Alpha

Enova Reports Fourth Quarter and Full Year 2024 Results

Originations rose 20% and total company revenue increased 25% from the fourth quarter of 2023 Diluted earnings per share of $2.30 increased 104% and adjusted earnings per share1 of $2.61 rose 43% comp...

6 months ago - PRNewsWire

Enova Announces Date of Fourth Quarter and Full Year 2024 Financial Results Conference Call

CHICAGO , Jan. 21, 2025 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's four...

7 months ago - PRNewsWire

Enova Earns 12th Consecutive Recognition as Best Place to Work in IT

Enova climbs in rankings as a result of a collaborative work culture, growth opportunities and top-tier benefits CHICAGO , Dec. 19, 2024 /PRNewswire/ -- For the 12th consecutive year, Enova Internatio...

8 months ago - PRNewsWire

S&P 600 rally to cool but these six small-cap stocks could continue to grow

Small-cap stocks have enjoyed a stellar 2024, with the S&P 600 index soaring more than 14% year-to-date, driven by optimism surrounding President-elect Donald Trump's fiscal policies. This performance...

Other symbols: ALGTCOOPRAMPSHOOTRIP
8 months ago - Invezz

New Report: Main Street Businesses Bullish on Future Growth

CHICAGO , Nov. 26, 2024 /PRNewswire/ -- Small businesses remain optimistic about future growth heading into the holiday season, according to the latest  Small Business Cash Flow Trend Report from OnDe...

9 months ago - PRNewsWire

Enova's Strong Earnings Signal Continued Growth Potential

Enova International, Inc. has shown impressive growth, with a strong focus on innovative financial products and operational efficiency, outperforming market benchmarks. The company posted a Non-GAAP E...

10 months ago - Seeking Alpha

Enova International, Inc. (ENVA) Q3 2024 Earnings Call Transcript

Enova International, Inc. (NYSE:ENVA) Q3 2024 Earnings Conference Call October 22, 2024 5:00 PM ET Company Participants Cassidy Fuller - IR David Fisher - CEO Steven Cunningham - CFO Conference Call ...

10 months ago - Seeking Alpha

Enova Reports Third Quarter 2024 Results

Strong top-line growth with total company revenue increasing 25% and originations increasing 28% from the third quarter of 2023 Diluted earnings per share of $1.57 increased 22% and adjusted earnings ...

10 months ago - PRNewsWire

Enova Announces Date of Third Quarter 2024 Financial Results Conference Call

CHICAGO , Oct. 8, 2024 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's third...

11 months ago - PRNewsWire