Enova International, Inc. (ENVA)
NYSE: ENVA · Real-Time Price · USD
106.98
-3.11 (-2.82%)
Aug 15, 2025, 4:00 PM - Market closed
Enova International Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest and Dividend Income | 2,929 | 2,658 | 2,118 | 1,736 | 1,208 | 1,084 | Upgrade
|
| Total Interest Expense | 317.22 | 290.44 | 194.78 | 115.89 | 76.51 | 86.69 | Upgrade
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| Net Interest Income | 2,612 | 2,367 | 1,923 | 1,620 | 1,131 | 997.02 | Upgrade
|
| Other Revenue | -1,248 | -1,128 | -887.72 | -618.52 | -183.67 | -399.52 | Upgrade
|
| Revenue Before Loan Losses | 1,364 | 1,239 | 1,035 | 1,002 | 947.75 | 597.5 | Upgrade
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| Revenue | 1,364 | 1,239 | 1,035 | 1,002 | 947.75 | 597.5 | Upgrade
|
| Revenue Growth (YoY) | 21.96% | 19.69% | 3.34% | 5.69% | 58.62% | -45.64% | Upgrade
|
| Cost of Services Provided | 975.47 | 904.48 | 769.63 | 696.71 | 575.82 | 286.64 | Upgrade
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| Total Operating Expenses | 1,016 | 944.69 | 807.79 | 733.57 | 611.2 | 306.37 | Upgrade
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| Operating Income | 347.7 | 294.32 | 227.36 | 268.11 | 336.55 | 291.13 | Upgrade
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| Earnings From Equity Investments | -15.73 | -16.46 | 0.12 | 6.44 | 2.95 | 0.63 | Upgrade
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| Currency Exchange Gain (Loss) | -1.32 | -1.06 | 0.06 | -0.65 | -0.38 | 0.51 | Upgrade
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| EBT Excluding Unusual Items | 330.66 | 276.79 | 227.53 | 272.57 | 338.38 | 292.27 | Upgrade
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| Other Unusual Items | -5.7 | -5.69 | -0.28 | - | -0.38 | 163.17 | Upgrade
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| Pretax Income | 324.97 | 271.1 | 227.25 | 272.57 | 337.16 | 435.42 | Upgrade
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| Income Tax Expense | 68.76 | 61.65 | 52.13 | 65.15 | 80.09 | 57.19 | Upgrade
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| Earnings From Continuing Ops. | 256.2 | 209.45 | 175.12 | 207.42 | 257.07 | 378.23 | Upgrade
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| Earnings From Discontinued Ops. | - | - | - | - | - | -0.3 | Upgrade
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| Net Income to Company | 256.2 | 209.45 | 175.12 | 207.42 | 257.07 | 377.93 | Upgrade
|
| Minority Interest in Earnings | - | - | - | - | -0.77 | -0.09 | Upgrade
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| Net Income | 256.2 | 209.45 | 175.12 | 207.42 | 256.3 | 377.84 | Upgrade
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| Net Income to Common | 256.2 | 209.45 | 175.12 | 207.42 | 256.3 | 377.84 | Upgrade
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| Net Income Growth | 43.62% | 19.60% | -15.57% | -19.07% | -32.17% | 932.02% | Upgrade
|
| Shares Outstanding (Basic) | 26 | 27 | 31 | 32 | 36 | 32 | Upgrade
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| Shares Outstanding (Diluted) | 27 | 28 | 32 | 33 | 38 | 32 | Upgrade
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| Shares Change (YoY) | -8.92% | -11.65% | -4.67% | -11.27% | 16.82% | -6.09% | Upgrade
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| EPS (Basic) | 9.90 | 7.78 | 5.71 | 6.42 | 7.05 | 11.85 | Upgrade
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| EPS (Diluted) | 9.37 | 7.43 | 5.49 | 6.19 | 6.79 | 11.70 | Upgrade
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| EPS Growth | 57.71% | 35.34% | -11.31% | -8.84% | -41.97% | 1000.98% | Upgrade
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| Free Cash Flow | 1,622 | 1,495 | 1,122 | 850.37 | 442.19 | 711.38 | Upgrade
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| Free Cash Flow Per Share | 59.27 | 53.02 | 35.14 | 25.40 | 11.72 | 22.02 | Upgrade
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| Operating Margin | 25.50% | 23.75% | 21.96% | 26.77% | 35.51% | 48.72% | Upgrade
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| Profit Margin | 18.79% | 16.91% | 16.92% | 20.71% | 27.04% | 63.24% | Upgrade
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| Free Cash Flow Margin | 118.96% | 120.67% | 108.36% | 84.89% | 46.66% | 119.06% | Upgrade
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| Effective Tax Rate | 21.16% | 22.74% | 22.94% | 23.90% | 23.75% | 13.13% | Upgrade
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| Revenue as Reported | 1,681 | 1,529 | 1,230 | 1,118 | 1,024 | 684.19 | Upgrade
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Updated Jul 24, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.