Essent Group Ltd. (ESNT)
NYSE: ESNT · Real-Time Price · USD
59.16
-0.31 (-0.53%)
May 14, 2025, 9:50 AM - Market open
Essent Group Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Premiums & Annuity Revenue | 991.14 | 990.88 | 916.91 | 842.53 | 872.54 | 862.56 | Upgrade
|
| Total Interest & Dividend Income | 228.2 | 222.07 | 186.14 | 124.41 | 88.77 | 80.09 | Upgrade
|
| Gain (Loss) on Sale of Investments | -1.39 | -2.35 | -7.2 | -13.17 | 0.42 | 2.7 | Upgrade
|
| Other Revenue | 44.16 | 32.3 | 13.92 | 47.06 | 66.78 | 9.81 | Upgrade
|
| Total Revenue | 1,262 | 1,243 | 1,110 | 1,001 | 1,029 | 955.15 | Upgrade
|
| Revenue Growth (YoY) | 9.57% | 12.00% | 10.88% | -2.69% | 7.68% | 10.10% | Upgrade
|
| Policy Benefits | 102.59 | 81.22 | 31.54 | -174.7 | 31.06 | 301.29 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 113.11 | 109.98 | 83.52 | 47.45 | 146.01 | 136.23 | Upgrade
|
| Other Operating Expenses | 24.47 | 24.5 | 22.17 | 20.98 | - | - | Upgrade
|
| Total Operating Expenses | 377.75 | 352.09 | 252.12 | -5.97 | 197.91 | 455.98 | Upgrade
|
| Operating Income | 884.35 | 890.81 | 857.64 | 1,007 | 830.6 | 499.17 | Upgrade
|
| Interest Expense | -35.61 | -35.32 | -30.14 | -15.61 | -8.28 | -9.07 | Upgrade
|
| EBT Excluding Unusual Items | 848.75 | 855.49 | 827.5 | 991.19 | 822.31 | 490.1 | Upgrade
|
| Merger & Restructuring Charges | - | - | -4.5 | -3 | - | - | Upgrade
|
| Pretax Income | 848.75 | 855.49 | 823 | 988.19 | 822.31 | 490.1 | Upgrade
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| Income Tax Expense | 125.63 | 126.09 | 126.61 | 156.83 | 140.53 | 77.06 | Upgrade
|
| Net Income | 723.12 | 729.4 | 696.39 | 831.35 | 681.78 | 413.04 | Upgrade
|
| Net Income to Common | 723.12 | 729.4 | 696.39 | 831.35 | 681.78 | 413.04 | Upgrade
|
| Net Income Growth | 2.24% | 4.74% | -16.23% | 21.94% | 65.06% | -25.67% | Upgrade
|
| Shares Outstanding (Basic) | 105 | 105 | 106 | 107 | 111 | 106 | Upgrade
|
| Shares Outstanding (Diluted) | 106 | 107 | 107 | 108 | 112 | 106 | Upgrade
|
| Shares Change (YoY) | -1.01% | -0.54% | -0.49% | -3.50% | 4.87% | 8.30% | Upgrade
|
| EPS (Basic) | 6.91 | 6.92 | 6.56 | 7.75 | 6.13 | 3.89 | Upgrade
|
| EPS (Diluted) | 6.84 | 6.85 | 6.50 | 7.72 | 6.11 | 3.88 | Upgrade
|
| EPS Growth | 3.49% | 5.38% | -15.80% | 26.35% | 57.47% | -31.45% | Upgrade
|
| Free Cash Flow | 863.66 | 854.77 | 759 | 584.84 | 706.76 | 725.49 | Upgrade
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| Free Cash Flow Per Share | 8.16 | 8.02 | 7.08 | 5.43 | 6.34 | 6.82 | Upgrade
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| Dividend Per Share | 1.150 | 1.120 | 1.000 | 0.860 | 0.700 | 0.640 | Upgrade
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| Dividend Growth | 11.65% | 12.00% | 16.28% | 22.86% | 9.38% | 113.33% | Upgrade
|
| Operating Margin | 70.07% | 71.67% | 77.28% | 100.60% | 80.76% | 52.26% | Upgrade
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| Profit Margin | 57.29% | 58.68% | 62.75% | 83.07% | 66.29% | 43.24% | Upgrade
|
| Free Cash Flow Margin | 68.43% | 68.77% | 68.39% | 58.44% | 68.72% | 75.95% | Upgrade
|
| EBITDA | 890.12 | 896.59 | 862.16 | 1,010 | 833.98 | 502.5 | Upgrade
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| EBITDA Margin | 70.53% | 72.14% | 77.69% | 100.90% | 81.09% | 52.61% | Upgrade
|
| D&A For EBITDA | 5.77 | 5.78 | 4.53 | 3.02 | 3.38 | 3.33 | Upgrade
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| EBIT | 884.35 | 890.81 | 857.64 | 1,007 | 830.6 | 499.17 | Upgrade
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| EBIT Margin | 70.07% | 71.67% | 77.28% | 100.60% | 80.76% | 52.26% | Upgrade
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| Effective Tax Rate | 14.80% | 14.74% | 15.38% | 15.87% | 17.09% | 15.72% | Upgrade
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| Revenue as Reported | 1,262 | 1,243 | 1,110 | 1,001 | 1,029 | 955.15 | Upgrade
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Updated May 9, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.