Essent Group Statistics
Total Valuation
Essent Group has a market cap or net worth of $6.10 billion. The enterprise value is $6.50 billion.
Important Dates
The last earnings date was Friday, August 8, 2025, before market open.
| Earnings Date | Aug 8, 2025 |
| Ex-Dividend Date | Aug 29, 2025 |
Share Statistics
Essent Group has 98.53 million shares outstanding. The number of shares has decreased by -2.28% in one year.
| Current Share Class | 98.53M |
| Shares Outstanding | 98.53M |
| Shares Change (YoY) | -2.28% |
| Shares Change (QoQ) | -2.78% |
| Owned by Insiders (%) | 3.52% |
| Owned by Institutions (%) | 100.12% |
| Float | 95.01M |
Valuation Ratios
The trailing PE ratio is 9.03 and the forward PE ratio is 8.64. Essent Group's PEG ratio is 2.66.
| PE Ratio | 9.03 |
| Forward PE | 8.64 |
| PS Ratio | 5.04 |
| Forward PS | 4.64 |
| PB Ratio | 1.09 |
| P/TBV Ratio | 1.09 |
| P/FCF Ratio | 7.05 |
| P/OCF Ratio | 7.03 |
| PEG Ratio | 2.66 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 7.37, with an EV/FCF ratio of 7.51.
| EV / Earnings | 9.09 |
| EV / Sales | 5.12 |
| EV / EBITDA | 7.37 |
| EV / EBIT | 7.41 |
| EV / FCF | 7.51 |
Financial Position
The company has a current ratio of 2.72, with a Debt / Equity ratio of 0.09.
| Current Ratio | 2.72 |
| Quick Ratio | 1.56 |
| Debt / Equity | 0.09 |
| Debt / EBITDA | 0.56 |
| Debt / FCF | 0.57 |
| Interest Coverage | 24.42 |
Financial Efficiency
Return on equity (ROE) is 12.94% and return on invested capital (ROIC) is 9.15%.
| Return on Equity (ROE) | 12.94% |
| Return on Assets (ROA) | 7.88% |
| Return on Invested Capital (ROIC) | 9.15% |
| Return on Capital Employed (ROCE) | 12.98% |
| Revenue Per Employee | $2.03M |
| Profits Per Employee | $1.14M |
| Employee Count | 625 |
| Asset Turnover | 0.18 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Essent Group has paid $125.85 million in taxes.
| Income Tax | 125.85M |
| Effective Tax Rate | 14.97% |
Stock Price Statistics
The stock price has increased by +4.41% in the last 52 weeks. The beta is 0.82, so Essent Group's price volatility has been lower than the market average.
| Beta (5Y) | 0.82 |
| 52-Week Price Change | +4.41% |
| 50-Day Moving Average | 58.53 |
| 200-Day Moving Average | 57.06 |
| Relative Strength Index (RSI) | 65.78 |
| Average Volume (20 Days) | 764,912 |
Short Selling Information
The latest short interest is 1.68 million, so 1.71% of the outstanding shares have been sold short.
| Short Interest | 1.68M |
| Short Previous Month | 1.73M |
| Short % of Shares Out | 1.71% |
| Short % of Float | 1.77% |
| Short Ratio (days to cover) | 2.16 |
Income Statement
In the last 12 months, Essent Group had revenue of $1.27 billion and earned $714.85 million in profits. Earnings per share was $6.85.
| Revenue | 1.27B |
| Gross Profit | 1.04B |
| Operating Income | 876.60M |
| Pretax Income | 865.37M |
| Net Income | 714.85M |
| EBITDA | 882.24M |
| EBIT | 876.60M |
| Earnings Per Share (EPS) | $6.85 |
Full Income StatementBalance Sheet
The company has $675.15 million in cash and $494.63 million in debt, giving a net cash position of -$402.51 million or -$4.09 per share.
| Cash & Cash Equivalents | 675.15M |
| Total Debt | 494.63M |
| Net Cash | -402.51M |
| Net Cash Per Share | -$4.09 |
| Equity (Book Value) | 5.67B |
| Book Value Per Share | 56.98 |
| Working Capital | 803.65M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $867.01 million and capital expenditures -$2.19 million, giving a free cash flow of $864.82 million.
| Operating Cash Flow | 867.01M |
| Capital Expenditures | -2.19M |
| Free Cash Flow | 864.82M |
| FCF Per Share | $8.78 |
Full Cash Flow StatementMargins
Gross margin is 82.12%, with operating and profit margins of 69.12% and 56.36%.
| Gross Margin | 82.12% |
| Operating Margin | 69.12% |
| Pretax Margin | 66.29% |
| Profit Margin | 56.36% |
| EBITDA Margin | 69.56% |
| EBIT Margin | 69.12% |
| FCF Margin | 68.19% |
Dividends & Yields
This stock pays an annual dividend of $1.24, which amounts to a dividend yield of 1.97%.
| Dividend Per Share | $1.24 |
| Dividend Yield | 1.97% |
| Dividend Growth (YoY) | 11.01% |
| Years of Dividend Growth | 6 |
| Payout Ratio | 17.66% |
| Buyback Yield | 2.28% |
| Shareholder Yield | 4.29% |
| Earnings Yield | 11.73% |
| FCF Yield | 14.19% |
Dividend DetailsAnalyst Forecast
The average price target for Essent Group is $63.67, which is 2.93% higher than the current price. The consensus rating is "Buy".
| Price Target | $63.67 |
| Price Target Difference | 2.93% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |