Esquire Financial Holdings, Inc. (ESQ)
NASDAQ: ESQ · Real-Time Price · USD
95.55
-1.77 (-1.81%)
Aug 15, 2025, 4:00 PM - Market closed
ESQ Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 106.43 | 98.46 | 82.71 | 55.26 | 42.16 | 35.68 | Upgrade
|
| Interest Income on Investments | 18.54 | 14.92 | 9.17 | 5.74 | 2.37 | 2.95 | Upgrade
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| Total Interest Income | 124.96 | 113.37 | 91.89 | 60.99 | 44.53 | 38.63 | Upgrade
|
| Interest Paid on Deposits | 15.35 | 13.44 | 8.11 | 1.64 | 0.83 | 1.19 | Upgrade
|
| Interest Paid on Borrowings | 0 | 0 | 0 | 0 | 0 | 0.01 | Upgrade
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| Total Interest Expense | 15.36 | 13.44 | 8.12 | 1.65 | 0.83 | 1.19 | Upgrade
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| Net Interest Income | 109.61 | 99.93 | 83.77 | 59.35 | 43.7 | 37.44 | Upgrade
|
| Net Interest Income Growth (YoY) | 19.68% | 19.29% | 41.16% | 35.79% | 16.73% | 9.76% | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | 4.01 | - | - | - | Upgrade
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| Other Non-Interest Income | 24.96 | 24.9 | 25.74 | 24.84 | 21.32 | 14.65 | Upgrade
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| Total Non-Interest Income | 24.96 | 24.9 | 29.75 | 24.93 | 21.02 | 14.65 | Upgrade
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| Non-Interest Income Growth (YoY) | -1.96% | -16.32% | 19.36% | 18.55% | 43.54% | 24.01% | Upgrade
|
| Revenues Before Loan Losses | 134.57 | 124.82 | 113.52 | 84.27 | 64.73 | 52.09 | Upgrade
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| Provision for Loan Losses | 7.73 | 4.7 | 4.53 | 3.49 | 6.96 | 6.25 | Upgrade
|
| Revenue | 126.84 | 120.12 | 109 | 80.78 | 57.77 | 45.84 | Upgrade
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| Revenue Growth (YoY) | 12.91% | 10.21% | 34.93% | 39.83% | 26.04% | 4.00% | Upgrade
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| Salaries and Employee Benefits | 35.29 | 34.01 | 29.26 | 23.33 | 19.78 | 15.33 | Upgrade
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| Occupancy Expenses | 3.44 | 3.34 | 2.51 | 2.6 | 2.23 | 1.79 | Upgrade
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| Federal Deposit Insurance | 1.05 | 0.94 | 0.79 | 0.56 | 0.45 | 0.38 | Upgrade
|
| Selling, General & Administrative | 21.55 | 19.56 | 17.49 | 12.7 | 10.64 | 9.31 | Upgrade
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| Other Non-Interest Expense | 3.53 | 3 | 3.06 | 2.79 | 1.97 | 1.86 | Upgrade
|
| Total Non-Interest Expense | 64.85 | 60.84 | 53.12 | 41.98 | 35.06 | 28.67 | Upgrade
|
| EBT Excluding Unusual Items | 61.99 | 59.28 | 55.88 | 38.8 | 22.71 | 17.17 | Upgrade
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| Pretax Income | 61.99 | 59.28 | 55.88 | 38.8 | 22.71 | 17.17 | Upgrade
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| Income Tax Expense | 15.58 | 15.62 | 14.87 | 10.28 | 4.78 | 4.55 | Upgrade
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| Net Income | 46.41 | 43.66 | 41.01 | 28.52 | 17.93 | 12.62 | Upgrade
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| Net Income to Common | 46.41 | 43.66 | 41.01 | 28.52 | 17.93 | 12.62 | Upgrade
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| Net Income Growth | 15.26% | 6.45% | 43.81% | 59.10% | 42.06% | -10.78% | Upgrade
|
| Basic Shares Outstanding | 8 | 8 | 8 | 8 | 7 | 7 | Upgrade
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| Diluted Shares Outstanding | 9 | 8 | 8 | 8 | 8 | 8 | Upgrade
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| Shares Change (YoY) | 2.38% | 1.70% | 1.61% | 3.36% | 3.97% | -1.81% | Upgrade
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| EPS (Basic) | 5.86 | 5.58 | 5.31 | 3.73 | 2.40 | 1.70 | Upgrade
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| EPS (Diluted) | 5.39 | 5.14 | 4.91 | 3.47 | 2.26 | 1.65 | Upgrade
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| EPS Growth | 12.45% | 4.68% | 41.50% | 53.54% | 36.97% | -9.34% | Upgrade
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| Dividend Per Share | 0.650 | 0.600 | 0.475 | 0.280 | - | - | Upgrade
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| Dividend Growth | 18.18% | 26.32% | 69.64% | - | - | - | Upgrade
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| Effective Tax Rate | 25.13% | 26.35% | 26.61% | 26.50% | 21.06% | 26.50% | Upgrade
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Updated May 12, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.