ESSA Bancorp Statistics

Total Valuation

ESSA Bancorp has a market cap or net worth of $208.15 million.

Market Cap	208.15M
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, August 5, 2025, after market close.

Earnings Date	Aug 5, 2025
Ex-Dividend Date	Jun 16, 2025

Share Statistics

ESSA Bancorp has 10.10 million shares outstanding. The number of shares has decreased by -1.22% in one year.

Current Share Class	10.10M
Shares Outstanding	10.10M
Shares Change (YoY)	-1.22%
Shares Change (QoQ)	-0.32%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 13.31.

PE Ratio	13.31
Forward PE	n/a
PS Ratio	2.96
Forward PS	5.27
PB Ratio	0.83
P/TBV Ratio	0.93
P/FCF Ratio	16.45
P/OCF Ratio	15.57
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	16.42
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 6.43%.

Return on Equity (ROE)	6.43%
Return on Assets (ROA)	0.68%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$262,233
Profits Per Employee	$58,435
Employee Count	253
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ESSA Bancorp has paid $3.51 million in taxes.

Income Tax	3.51M
Effective Tax Rate	19.19%

Stock Price Statistics

The stock price has increased by +3.41% in the last 52 weeks. The beta is 0.44, so ESSA Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.44
52-Week Price Change	+3.41%
50-Day Moving Average	19.28
200-Day Moving Average	19.53
Relative Strength Index (RSI)	60.86
Average Volume (20 Days)	99,043

Short Selling Information

The latest short interest is 43,504, so 0.43% of the outstanding shares have been sold short.

Short Interest	43,504
Short Previous Month	44,070
Short % of Shares Out	0.43%
Short % of Float	n/a
Short Ratio (days to cover)	1.64

Income Statement

In the last 12 months, ESSA Bancorp had revenue of $66.35 million and earned $14.78 million in profits. Earnings per share was $1.55.

Revenue	66.35M
Gross Profit	66.35M
Operating Income	20.88M
Pretax Income	22.35M
Net Income	14.78M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.55

Full Income Statement

Balance Sheet

The company has $37.14 million in cash and $207.87 million in debt, giving a net cash position of -$170.73 million or -$16.90 per share.

Cash & Cash Equivalents	37.14M
Total Debt	207.87M
Net Cash	-170.73M
Net Cash Per Share	-$16.90
Equity (Book Value)	236.49M
Book Value Per Share	24.80
Working Capital	-1.86B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $13.37 million and capital expenditures -$713,000, giving a free cash flow of $12.66 million.

Operating Cash Flow	13.37M
Capital Expenditures	-713,000
Free Cash Flow	12.66M
FCF Per Share	$1.25

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	31.47%
Pretax Margin	27.57%
Profit Margin	22.28%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	19.08%

Dividends & Yields

This stock pays an annual dividend of $0.60, which amounts to a dividend yield of 2.91%.

Dividend Per Share	$0.60
Dividend Yield	2.91%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	38.74%
Buyback Yield	1.22%
Shareholder Yield	4.14%
Earnings Yield	7.10%
FCF Yield	6.08%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3