First American Financial Corporation (FAF)
NYSE: FAF · Real-Time Price · USD
65.26
-0.59 (-0.90%)
Aug 15, 2025, 9:48 AM - Market open

First American Financial Statistics

Total Valuation

FAF has a market cap or net worth of $6.64 billion. The enterprise value is $7.33 billion.

Market Cap 6.64B
Enterprise Value 7.33B

Important Dates

The last earnings date was Wednesday, July 23, 2025, after market close.

Earnings Date Jul 23, 2025
Ex-Dividend Date Jun 9, 2025

Share Statistics

FAF has 101.80 million shares outstanding. The number of shares has decreased by -0.38% in one year.

Current Share Class 101.80M
Shares Outstanding 101.80M
Shares Change (YoY) -0.38%
Shares Change (QoQ) -0.38%
Owned by Insiders (%) 3.69%
Owned by Institutions (%) 93.51%
Float 97.95M

Valuation Ratios

The trailing PE ratio is 36.26 and the forward PE ratio is 11.71.

PE Ratio 36.26
Forward PE 11.71
PS Ratio 1.05
Forward PS 0.87
PB Ratio 1.31
P/TBV Ratio 2.67
P/FCF Ratio 10.06
P/OCF Ratio 7.70
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 11.99, with an EV/FCF ratio of 10.99.

EV / Earnings 38.82
EV / Sales 1.12
EV / EBITDA 11.99
EV / EBIT 18.30
EV / FCF 10.99

Financial Position

The company has a current ratio of 0.39, with a Debt / Equity ratio of 0.52.

Current Ratio 0.39
Quick Ratio 0.39
Debt / Equity 0.52
Debt / EBITDA 3.67
Debt / FCF 3.98
Interest Coverage 2.62

Financial Efficiency

Return on equity (ROE) is 3.83% and return on invested capital (ROIC) is 3.36%.

Return on Equity (ROE) 3.83%
Return on Assets (ROA) 1.59%
Return on Invested Capital (ROIC) 3.36%
Return on Capital Employed (ROCE) 5.51%
Revenue Per Employee $342,200
Profits Per Employee $9,912
Employee Count 19,038
Asset Turnover 0.41
Inventory Turnover n/a

Taxes

In the past 12 months, FAF has paid $55.90 million in taxes.

Income Tax 55.90M
Effective Tax Rate 22.60%

Stock Price Statistics

The stock price has increased by +8.18% in the last 52 weeks. The beta is 1.26, so FAF's price volatility has been higher than the market average.

Beta (5Y) 1.26
52-Week Price Change +8.18%
50-Day Moving Average 59.74
200-Day Moving Average 62.06
Relative Strength Index (RSI) 73.46
Average Volume (20 Days) 864,659

Short Selling Information

The latest short interest is 2.20 million, so 2.16% of the outstanding shares have been sold short.

Short Interest 2.20M
Short Previous Month 2.37M
Short % of Shares Out 2.16%
Short % of Float 2.25%
Short Ratio (days to cover) 1.41

Income Statement

In the last 12 months, FAF had revenue of $6.51 billion and earned $188.70 million in profits. Earnings per share was $1.82.

Revenue 6.51B
Gross Profit 3.99B
Operating Income 400.40M
Pretax Income 245.50M
Net Income 188.70M
EBITDA 611.10M
EBIT 400.40M
Earnings Per Share (EPS) $1.82
Full Income Statement

Balance Sheet

The company has $2.11 billion in cash and $2.65 billion in debt, giving a net cash position of -$622.10 million or -$6.11 per share.

Cash & Cash Equivalents 2.11B
Total Debt 2.65B
Net Cash -622.10M
Net Cash Per Share -$6.11
Equity (Book Value) 5.15B
Book Value Per Share 50.11
Working Capital -5.48B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $870.50 million and capital expenditures -$204.00 million, giving a free cash flow of $666.50 million.

Operating Cash Flow 870.50M
Capital Expenditures -204.00M
Free Cash Flow 666.50M
FCF Per Share $6.55
Full Cash Flow Statement

Margins

Gross margin is 61.22%, with operating and profit margins of 6.15% and 2.90%.

Gross Margin 61.22%
Operating Margin 6.15%
Pretax Margin 3.80%
Profit Margin 2.90%
EBITDA Margin 9.38%
EBIT Margin 6.15%
FCF Margin 10.23%

Dividends & Yields

This stock pays an annual dividend of $2.16, which amounts to a dividend yield of 3.28%.

Dividend Per Share $2.16
Dividend Yield 3.28%
Dividend Growth (YoY) 1.89%
Years of Dividend Growth 15
Payout Ratio 118.95%
Buyback Yield 0.38%
Shareholder Yield 3.66%
Earnings Yield 2.81%
FCF Yield 9.94%
Dividend Details

Analyst Forecast

The average price target for FAF is $75.00, which is 14.93% higher than the current price. The consensus rating is "Buy".

Price Target $75.00
Price Target Difference 14.93%
Analyst Consensus Buy
Analyst Count 4
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 6