First Community Corporation (FCCO)

First Community Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	70.1	66.43	52.32	39.23	39.67	37.04
Interest Income on Investments	23.39	22.99	20.38	11.88	7.85	6.74
Total Interest Income	93.49	89.42	72.7	51.12	47.52	43.78
Interest Paid on Deposits	31.76	31.17	16.56	1.85	1.74	3.02
Interest Paid on Borrowings	4.75	6.21	7.24	1.33	0.5	0.73
Total Interest Expense	36.51	37.38	23.81	3.17	2.24	3.76
Net Interest Income	56.98	52.04	48.89	47.94	45.28	40.02
Net Interest Income Growth (YoY)	15.89%	6.44%	1.98%	5.88%	13.13%	8.61%
Mortgage Banking Activities	2.92	2.37	1.41	1.9	4.32	5.56
Gain (Loss) on Sale of Assets	-0.01	-0.01	-	-0.07	0.12	-
Gain (Loss) on Sale of Investments	-	-	-1.25	-	-	0.1
Other Non-Interest Income	11.41	10.58	9.03	8.82	8.24	6.53
Total Non-Interest Income	15.36	13.9	10.3	11.56	13.73	13.46
Non-Interest Income Growth (YoY)	33.23%	34.94%	-10.91%	-15.81%	2.04%	14.67%
Revenues Before Loan Losses	72.34	65.94	59.19	59.51	59.01	53.48
Provision for Loan Losses	0.43	0.81	1.13	-0.15	0.34	3.66
Revenue	71.91	65.13	58.06	59.66	58.68	49.82
Revenue Growth (YoY)	21.39%	12.17%	-2.67%	1.67%	17.78%	2.83%
Salaries and Employee Benefits	27.94	26.62	23.68	25.36	24.49	24.03
Occupancy Expenses	0.05	-	-	-	-	-
Federal Deposit Insurance	1.17	1.18	0.9	0.47	0.62	0.4
Amortization of Goodwill & Intangibles	0.16	0.16	0.16	0.16	0.2	0.36
Selling, General & Administrative	8.7	8.7	8.4	5.6	5.42	4.99
Other Non-Interest Expense	11.28	10.71	10.11	9.36	8.37	7.55
Total Non-Interest Expense	49.42	47.47	43.14	41.25	39.2	37.53
EBT Excluding Unusual Items	22.49	17.67	14.92	18.4	19.48	12.28
Other Unusual Items	0.11	0.11	0.12	0.01	0.17	-
Pretax Income	22.27	17.77	15.04	18.41	19.65	12.6
Income Tax Expense	4.99	3.82	3.2	3.8	4.18	2.5
Net Income	17.28	13.96	11.84	14.61	15.47	10.1
Net Income to Common	17.28	13.96	11.84	14.61	15.47	10.1
Net Income Growth	58.28%	17.83%	-18.96%	-5.51%	53.13%	-7.95%
Basic Shares Outstanding	8	8	8	8	7	7
Diluted Shares Outstanding	8	8	8	8	8	7
Shares Change (YoY)	1.07%	0.72%	0.51%	0.78%	0.90%	-1.40%
EPS (Basic)	2.26	1.83	1.56	1.94	2.06	1.36
EPS (Diluted)	2.23	1.81	1.55	1.92	2.05	1.35
EPS Growth	57.01%	16.77%	-19.27%	-6.34%	51.85%	-6.90%
Dividend Per Share	0.610	0.590	0.560	0.530	0.490	0.480
Dividend Growth	7.02%	5.36%	5.66%	8.16%	2.08%	6.67%
Effective Tax Rate	22.42%	21.47%	21.26%	20.63%	21.29%	19.82%

Updated Jul 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q