Interest Income on Loans | 15.57 | 15.25 | 14.12 | 12.52 |
Interest Income on Investments | 4.62 | 4.02 | 2.29 | 1.88 |
Total Interest Income | 20.19 | 19.28 | 16.41 | 14.4 |
Interest Paid on Deposits | 9.24 | 9.22 | 6.27 | 1.62 |
Interest Paid on Borrowings | -0 | 0 | 0.09 | - |
Total Interest Expense | 9.24 | 9.22 | 6.37 | 1.62 |
Net Interest Income | 10.95 | 10.06 | 10.05 | 12.78 |
Net Interest Income Growth (YoY) | 18.21% | 0.07% | -21.39% | - |
Gain (Loss) on Sale of Assets | 0.14 | 0.14 | - | - |
Gain (Loss) on Sale of Investments | - | -1.14 | - | - |
Other Non-Interest Income | 0.2 | 0.18 | 0.22 | 0.77 |
Total Non-Interest Income | 0.56 | -0.6 | 0.42 | 0.95 |
Non-Interest Income Growth (YoY) | - | - | -55.46% | - |
Revenues Before Loan Losses | 11.5 | 9.45 | 10.47 | 13.73 |
Provision for Loan Losses | -1.11 | -1.21 | -0.33 | - |
Revenue | 12.61 | 10.66 | 10.8 | 13.73 |
Revenue Growth (YoY) | 40.41% | -1.24% | -21.38% | - |
Salaries and Employee Benefits | 6.72 | 6.46 | 5.95 | 5.93 |
Occupancy Expenses | 1.87 | 1.82 | 1.66 | 1.54 |
Federal Deposit Insurance | 0.21 | 0.21 | 0.2 | 0.12 |
Selling, General & Administrative | 2.39 | 2.33 | 2 | 1.97 |
Other Non-Interest Expense | 1.33 | 1.28 | 0.04 | 0.56 |
Total Non-Interest Expense | 12.52 | 12.1 | 9.85 | 10.11 |
EBT Excluding Unusual Items | 0.1 | -1.44 | 0.95 | 3.62 |
Pretax Income | 0.1 | -1.44 | 0.95 | 3.62 |
Income Tax Expense | -0.04 | -0.36 | 0.15 | 0.71 |
Net Income | 0.13 | -1.08 | 0.8 | 2.91 |
Net Income to Common | 0.13 | -1.08 | 0.8 | 2.91 |
Net Income Growth | - | - | -72.61% | - |
Basic Shares Outstanding | 6 | 5 | - | - |
Diluted Shares Outstanding | 6 | 5 | - | - |
EPS (Basic) | 0.02 | -0.21 | - | - |
EPS (Diluted) | 0.02 | -0.21 | - | - |
Effective Tax Rate | - | - | 15.75% | 19.67% |