First Financial Bankshares, Inc. (FFIN)

FFIN Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	527.85	502.95	405.94	296.11	271.64	263.32
Interest Income on Investments	137.82	125.97	122.13	136.74	104.77	100.81
Total Interest Income	665.67	628.92	528.07	432.85	376.41	364.13
Interest Paid on Deposits	197.42	194.8	124.83	26.25	5.71	13.12
Interest Paid on Borrowings	2.51	7.38	19.43	5.19	0.34	1.13
Total Interest Expense	199.93	202.18	144.26	31.44	6.04	14.24
Net Interest Income	465.75	426.74	383.81	401.41	370.36	349.89
Net Interest Income Growth (YoY)	17.86%	11.19%	-4.39%	8.38%	5.85%	21.03%
Trust Income	49.76	47.45	40.46	40	36.15	29.53
Gain (Loss) on Sale of Assets	0.49	0.48	1.53	0.52	0.21	0.11
Gain (Loss) on Sale of Investments	-	-	-7.12	2.14	0.82	3.63
Other Non-Interest Income	37.67	37.94	35.83	43.98	50.42	42.06
Total Non-Interest Income	126.44	123.99	108	131.67	142.18	139.94
Non-Interest Income Growth (YoY)	14.22%	14.80%	-17.97%	-7.39%	1.60%	29.06%
Revenues Before Loan Losses	592.19	550.73	491.81	533.08	512.54	489.82
Provision for Loan Losses	13.79	13.82	10.63	17.43	-1.14	19.52
Revenue	578.4	536.91	481.18	515.65	513.68	470.3
Revenue Growth (YoY)	16.40%	11.58%	-6.69%	0.38%	9.22%	19.20%
Salaries and Employee Benefits	149.35	140.63	120.38	123.04	131.82	125.25
Occupancy Expenses	14.81	14.58	13.77	13.31	13.01	12.39
Federal Deposit Insurance	6.19	6.5	7.75	3.71	3.13	1.76
Amortization of Goodwill & Intangibles	15.6	14.14	11.2	11.21	12.73	10.85
Selling, General & Administrative	34.34	32.08	31.1	30.28	30.03	27.82
Other Non-Interest Expense	57.9	57.13	53.69	53.23	50.98	49.88
Total Non-Interest Expense	278.18	265.06	237.88	234.78	241.71	227.94
EBT Excluding Unusual Items	300.22	271.85	243.3	280.87	271.97	242.37
Pretax Income	300.22	271.85	243.3	280.87	271.97	242.37
Income Tax Expense	54.59	48.34	44.32	46.4	44.41	40.33
Net Income	245.63	223.51	198.98	234.48	227.56	202.03
Net Income to Common	245.63	223.51	198.98	234.48	227.56	202.03
Net Income Growth	21.95%	12.33%	-15.14%	3.04%	12.63%	22.59%
Basic Shares Outstanding	143	143	143	143	142	142
Diluted Shares Outstanding	143	143	143	143	143	143
Shares Change (YoY)	0.30%	0.21%	-0.19%	0.05%	0.41%	4.55%
EPS (Basic)	1.72	1.56	1.39	1.64	1.60	1.42
EPS (Diluted)	1.71	1.56	1.39	1.64	1.59	1.42
EPS Growth	21.27%	12.23%	-15.24%	3.15%	11.97%	17.36%
Dividend Per Share	0.730	0.720	0.710	0.660	0.580	0.510
Dividend Growth	1.39%	1.41%	7.58%	13.79%	13.73%	8.51%
Effective Tax Rate	18.18%	17.78%	18.22%	16.52%	16.33%	16.64%

Updated May 6, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q