First Financial Bankshares, Inc. (FFIN)

FFIN Statistics

Total Valuation

FFIN has a market cap or net worth of $5.14 billion. The enterprise value is $4.96 billion.

Market Cap	5.14B
Enterprise Value	4.96B

Important Dates

The last earnings date was Thursday, April 17, 2025, after market close.

Earnings Date	Apr 17, 2025
Ex-Dividend Date	Jun 16, 2025

Share Statistics

FFIN has 142.12 million shares outstanding. The number of shares has increased by 0.27% in one year.

Current Share Class	142.12M
Shares Outstanding	142.12M
Shares Change (YoY)	+0.27%
Shares Change (QoQ)	+0.00%
Owned by Insiders (%)	3.78%
Owned by Institutions (%)	58.30%
Float	119.38M

Valuation Ratios

The trailing PE ratio is 22.32 and the forward PE ratio is 19.99.

PE Ratio	22.32
Forward PE	19.99
PS Ratio	9.33
Forward PS	8.06
PB Ratio	3.06
P/TBV Ratio	3.76
P/FCF Ratio	17.37
P/OCF Ratio	16.54
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	21.44
EV / Sales	8.96
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	16.77

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.28
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.60%.

Return on Equity (ROE)	14.60%
Return on Assets (ROA)	1.68%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$369,055
Profits Per Employee	$154,307
Employee Count	1,500
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FFIN has paid $50.67 million in taxes.

Income Tax	50.67M
Effective Tax Rate	17.96%

Stock Price Statistics

The stock price has increased by +17.15% in the last 52 weeks. The beta is 0.90, so FFIN's price volatility has been lower than the market average.

Beta (5Y)	0.90
52-Week Price Change	+17.15%
50-Day Moving Average	34.54
200-Day Moving Average	36.81
Relative Strength Index (RSI)	65.52
Average Volume (20 Days)	477,146

Short Selling Information

The latest short interest is 7.37 million, so 5.19% of the outstanding shares have been sold short.

Short Interest	7.37M
Short Previous Month	7.31M
Short % of Shares Out	5.19%
Short % of Float	6.18%
Short Ratio (days to cover)	12.29

Income Statement

In the last 12 months, FFIN had revenue of $553.58 million and earned $231.46 million in profits. Earnings per share was $1.62.

Revenue	553.58M
Gross Profit	553.58M
Operating Income	303.04M
Pretax Income	244.93M
Net Income	231.46M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.62

Balance Sheet

The company has $262.09 million in cash and $83.79 million in debt, giving a net cash position of $178.30 million or $1.25 per share.

Cash & Cash Equivalents	262.09M
Total Debt	83.79M
Net Cash	178.30M
Net Cash Per Share	$1.25
Equity (Book Value)	1.68B
Book Value Per Share	11.83
Working Capital	-11.63B

Cash Flow

In the last 12 months, operating cash flow was $310.82 million and capital expenditures -$14.92 million, giving a free cash flow of $295.90 million.

Operating Cash Flow	310.82M
Capital Expenditures	-14.92M
Free Cash Flow	295.90M
FCF Per Share	$2.08

Margins

Gross Margin	n/a
Operating Margin	54.74%
Pretax Margin	50.96%
Profit Margin	41.81%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	53.45%

Dividends & Yields

This stock pays an annual dividend of $0.76, which amounts to a dividend yield of 2.10%.

Dividend Per Share	$0.76
Dividend Yield	2.10%
Dividend Growth (YoY)	1.39%
Years of Dividend Growth	10
Payout Ratio	46.91%
Buyback Yield	-0.27%
Shareholder Yield	1.83%
Earnings Yield	4.50%
FCF Yield	5.76%

Analyst Forecast

The average price target for FFIN is $39.00, which is 7.84% higher than the current price. The consensus rating is "Hold".

Price Target	$39.00
Price Target Difference	7.84%
Analyst Consensus	Hold
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on June 4, 2019. It was a forward split with a ratio of 2:1.

Last Split Date	Jun 4, 2019
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4