FinVolution Group Statistics
Total Valuation
FINV has a market cap or net worth of $1.91 billion. The enterprise value is $966.77 million.
Important Dates
The last earnings date was Wednesday, August 20, 2025, after market close.
| Earnings Date | Aug 20, 2025 |
| Ex-Dividend Date | Apr 16, 2025 |
Share Statistics
FINV has 252.97 million shares outstanding. The number of shares has decreased by -3.36% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 252.97M |
| Shares Change (YoY) | -3.36% |
| Shares Change (QoQ) | +0.52% |
| Owned by Insiders (%) | 47.86% |
| Owned by Institutions (%) | 34.49% |
| Float | 122.12M |
Valuation Ratios
The trailing PE ratio is 5.07 and the forward PE ratio is 4.59.
| PE Ratio | 5.07 |
| Forward PE | 4.59 |
| PS Ratio | 1.00 |
| Forward PS | n/a |
| PB Ratio | 0.88 |
| P/TBV Ratio | 0.87 |
| P/FCF Ratio | 6.18 |
| P/OCF Ratio | 6.13 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 0.94, with an EV/FCF ratio of 3.13.
| EV / Earnings | 2.48 |
| EV / Sales | 0.50 |
| EV / EBITDA | 0.94 |
| EV / EBIT | 0.95 |
| EV / FCF | 3.13 |
Financial Position
The company has a current ratio of 9.72, with a Debt / Equity ratio of 0.07.
| Current Ratio | 9.72 |
| Quick Ratio | 5.04 |
| Debt / Equity | 0.07 |
| Debt / EBITDA | 0.15 |
| Debt / FCF | 0.51 |
| Interest Coverage | 377.61 |
Financial Efficiency
Return on equity (ROE) is 18.31% and return on invested capital (ROIC) is 28.85%.
| Return on Equity (ROE) | 18.31% |
| Return on Assets (ROA) | 19.21% |
| Return on Invested Capital (ROIC) | 28.85% |
| Return on Capital Employed (ROCE) | 31.09% |
| Revenue Per Employee | $532,129 |
| Profits Per Employee | $107,793 |
| Employee Count | 3,623 |
| Asset Turnover | 0.58 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FINV has paid $81.99 million in taxes.
| Income Tax | 81.99M |
| Effective Tax Rate | 17.37% |
Stock Price Statistics
The stock price has increased by +33.16% in the last 52 weeks. The beta is 0.45, so FINV's price volatility has been lower than the market average.
| Beta (5Y) | 0.45 |
| 52-Week Price Change | +33.16% |
| 50-Day Moving Average | 8.51 |
| 200-Day Moving Average | 8.39 |
| Relative Strength Index (RSI) | 37.34 |
| Average Volume (20 Days) | 1,584,621 |
Short Selling Information
| Short Interest | 6.85M |
| Short Previous Month | 7.52M |
| Short % of Shares Out | 5.59% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 2.89 |
Income Statement
In the last 12 months, FINV had revenue of $1.93 billion and earned $390.53 million in profits. Earnings per share was $1.49.
| Revenue | 1.93B |
| Gross Profit | 1.52B |
| Operating Income | 1.02B |
| Pretax Income | 471.98M |
| Net Income | 390.53M |
| EBITDA | 1.03B |
| EBIT | 1.02B |
| Earnings Per Share (EPS) | $1.49 |
Full Income StatementBalance Sheet
The company has $1.10 billion in cash and $158.53 million in debt, giving a net cash position of $943.17 million or $3.73 per share.
| Cash & Cash Equivalents | 1.10B |
| Total Debt | 158.53M |
| Net Cash | 943.17M |
| Net Cash Per Share | $3.73 |
| Equity (Book Value) | 2.25B |
| Book Value Per Share | 8.61 |
| Working Capital | 2.58B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $311.69 million and capital expenditures -$3.87 million, giving a free cash flow of $309.11 million.
| Operating Cash Flow | 311.69M |
| Capital Expenditures | -3.87M |
| Free Cash Flow | 309.11M |
| FCF Per Share | $1.22 |
Full Cash Flow StatementMargins
Gross margin is 79.06%, with operating and profit margins of 52.96% and 20.26%.
| Gross Margin | 79.06% |
| Operating Margin | 52.96% |
| Pretax Margin | 24.48% |
| Profit Margin | 20.26% |
| EBITDA Margin | 53.63% |
| EBIT Margin | 52.96% |
| FCF Margin | 16.03% |
Dividends & Yields
This stock pays an annual dividend of $0.28, which amounts to a dividend yield of 3.75%.
| Dividend Per Share | $0.28 |
| Dividend Yield | 3.75% |
| Dividend Growth (YoY) | 18.43% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 17.26% |
| Buyback Yield | 3.36% |
| Shareholder Yield | 7.11% |
| Earnings Yield | 20.45% |
| FCF Yield | 16.18% |
Dividend DetailsAnalyst Forecast
The average price target for FINV is $11.55, which is 52.98% higher than the current price. The consensus rating is "Strong Buy".
| Price Target | $11.55 |
| Price Target Difference | 52.98% |
| Analyst Consensus | Strong Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
FINV has an Altman Z-Score of 3.84 and a Piotroski F-Score of 4.
| Altman Z-Score | 3.84 |
| Piotroski F-Score | 4 |