FinWise Bancorp Statistics

Total Valuation

FinWise Bancorp has a market cap or net worth of $188.44 million. The enterprise value is $73.40 million.

Market Cap	188.44M
Enterprise Value	73.40M

Important Dates

The next estimated earnings date is Thursday, July 24, 2025, after market close.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	n/a

Share Statistics

FinWise Bancorp has 13.21 million shares outstanding. The number of shares has increased by 3.59% in one year.

Current Share Class	13.21M
Shares Outstanding	13.21M
Shares Change (YoY)	+3.59%
Shares Change (QoQ)	+0.68%
Owned by Insiders (%)	35.47%
Owned by Institutions (%)	28.43%
Float	8.53M

Valuation Ratios

The trailing PE ratio is 15.50 and the forward PE ratio is 12.16.

PE Ratio	15.50
Forward PE	12.16
PS Ratio	2.48
Forward PS	1.88
PB Ratio	1.05
P/TBV Ratio	1.06
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	5.67
EV / Sales	1.02
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.42%.

Return on Equity (ROE)	7.42%
Return on Assets (ROA)	1.78%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$367,633
Profits Per Employee	$66,010
Employee Count	196
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FinWise Bancorp has paid $4.30 million in taxes.

Income Tax	4.30M
Effective Tax Rate	25.42%

Stock Price Statistics

The stock price has increased by +40.63% in the last 52 weeks. The beta is 0.80, so FinWise Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.80
52-Week Price Change	+40.63%
50-Day Moving Average	14.60
200-Day Moving Average	16.39
Relative Strength Index (RSI)	48.42
Average Volume (20 Days)	72,925

Short Selling Information

The latest short interest is 59,753, so 0.45% of the outstanding shares have been sold short.

Short Interest	59,753
Short Previous Month	57,757
Short % of Shares Out	0.45%
Short % of Float	0.70%
Short Ratio (days to cover)	3.63

Income Statement

In the last 12 months, FinWise Bancorp had revenue of $72.06 million and earned $12.94 million in profits. Earnings per share was $0.91.

Revenue	72.06M
Gross Profit	72.06M
Operating Income	16.92M
Pretax Income	23.10M
Net Income	12.94M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.91

Full Income Statement

Balance Sheet

The company has $120.27 million in cash and $5.23 million in debt, giving a net cash position of $115.05 million or $8.71 per share.

Cash & Cash Equivalents	120.27M
Total Debt	5.23M
Net Cash	115.05M
Net Cash Per Share	$8.71
Equity (Book Value)	177.36M
Book Value Per Share	13.42
Working Capital	-364.37M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$38.36 million and capital expenditures -$5.35 million, giving a free cash flow of -$43.70 million.

Operating Cash Flow	-38.36M
Capital Expenditures	-5.35M
Free Cash Flow	-43.70M
FCF Per Share	-$3.31

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	23.48%
Pretax Margin	23.48%
Profit Margin	17.51%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

FinWise Bancorp does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-3.59%
Shareholder Yield	n/a
Earnings Yield	6.87%
FCF Yield	-23.19%

Analyst Forecast

The average price target for FinWise Bancorp is $20.75, which is 44.90% higher than the current price. The consensus rating is "Buy".

Price Target	$20.75
Price Target Difference	44.90%
Analyst Consensus	Buy
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2