FinWise Bancorp Statistics

Total Valuation

FinWise Bancorp has a market cap or net worth of $249.89 million. The enterprise value is $164.75 million.

Market Cap	249.89M
Enterprise Value	164.75M

Important Dates

The last earnings date was Thursday, July 24, 2025, after market close.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	n/a

Share Statistics

FinWise Bancorp has 13.21 million shares outstanding. The number of shares has increased by 4.11% in one year.

Current Share Class	13.21M
Shares Outstanding	13.21M
Shares Change (YoY)	+4.11%
Shares Change (QoQ)	-0.08%
Owned by Insiders (%)	35.48%
Owned by Institutions (%)	33.43%
Float	8.78M

Valuation Ratios

The trailing PE ratio is 19.41 and the forward PE ratio is 13.97.

PE Ratio	19.41
Forward PE	13.97
PS Ratio	3.20
Forward PS	2.16
PB Ratio	1.40
P/TBV Ratio	1.37
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	11.97
EV / Sales	2.20
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.78%.

Return on Equity (ROE)	7.78%
Return on Assets (ROA)	1.85%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$382,648
Profits Per Employee	$70,235
Employee Count	196
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FinWise Bancorp has paid $4.63 million in taxes.

Income Tax	4.63M
Effective Tax Rate	25.50%

Stock Price Statistics

The stock price has increased by +59.31% in the last 52 weeks. The beta is 0.82, so FinWise Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.82
52-Week Price Change	+59.31%
50-Day Moving Average	15.83
200-Day Moving Average	16.62
Relative Strength Index (RSI)	70.02
Average Volume (20 Days)	19,694

Short Selling Information

The latest short interest is 211,664, so 1.60% of the outstanding shares have been sold short.

Short Interest	211,664
Short Previous Month	224,786
Short % of Shares Out	1.60%
Short % of Float	2.41%
Short Ratio (days to cover)	9.21

Income Statement

In the last 12 months, FinWise Bancorp had revenue of $75.00 million and earned $13.77 million in profits. Earnings per share was $0.96.

Revenue	75.00M
Gross Profit	75.00M
Operating Income	18.17M
Pretax Income	23.10M
Net Income	13.77M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.96

Full Income Statement

Balance Sheet

The company has $90.10 million in cash and $4.96 million in debt, giving a net cash position of $85.14 million or $6.44 per share.

Cash & Cash Equivalents	90.10M
Total Debt	4.96M
Net Cash	85.14M
Net Cash Per Share	$6.44
Equity (Book Value)	181.96M
Book Value Per Share	13.51
Working Capital	-396.26M

Full Balance Sheet

Cash Flow

Operating Cash Flow	-49.12M
Capital Expenditures	-8.64M
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	24.22%
Pretax Margin	24.22%
Profit Margin	18.04%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

FinWise Bancorp does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-4.11%
Shareholder Yield	-4.11%
Earnings Yield	5.51%
FCF Yield	n/a

Analyst Forecast

The average price target for FinWise Bancorp is $20.75, which is 9.73% higher than the current price. The consensus rating is "Buy".

Price Target	$20.75
Price Target Difference	9.73%
Analyst Consensus	Buy
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2