FinWise Bancorp Statistics
Total Valuation
FinWise Bancorp has a market cap or net worth of $196.80 million. The enterprise value is $81.75 million.
Important Dates
The last earnings date was Wednesday, April 30, 2025, after market close.
| Earnings Date | Apr 30, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
FinWise Bancorp has 13.22 million shares outstanding. The number of shares has increased by 3.59% in one year.
| Current Share Class | 13.22M |
| Shares Outstanding | 13.22M |
| Shares Change (YoY) | +3.59% |
| Shares Change (QoQ) | +0.68% |
| Owned by Insiders (%) | 32.84% |
| Owned by Institutions (%) | 27.21% |
| Float | 8.88M |
Valuation Ratios
The trailing PE ratio is 16.36 and the forward PE ratio is 13.00.
| PE Ratio | 16.36 |
| Forward PE | 13.00 |
| PS Ratio | 2.62 |
| Forward PS | 1.89 |
| PB Ratio | 1.11 |
| P/TBV Ratio | 1.11 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 6.29 |
| EV / Sales | 1.13 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.42%.
| Return on Equity (ROE) | 7.42% |
| Return on Assets (ROA) | 1.78% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $367,633 |
| Profits Per Employee | $66,357 |
| Employee Count | 196 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FinWise Bancorp has paid $4.30 million in taxes.
| Income Tax | 4.30M |
| Effective Tax Rate | 25.42% |
Stock Price Statistics
The stock price has increased by +40.47% in the last 52 weeks. The beta is 0.87, so FinWise Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.87 |
| 52-Week Price Change | +40.47% |
| 50-Day Moving Average | 16.10 |
| 200-Day Moving Average | 16.07 |
| Relative Strength Index (RSI) | 47.37 |
| Average Volume (20 Days) | 25,441 |
Short Selling Information
The latest short interest is 50,734, so 0.38% of the outstanding shares have been sold short.
| Short Interest | 50,734 |
| Short Previous Month | 46,968 |
| Short % of Shares Out | 0.38% |
| Short % of Float | 0.57% |
| Short Ratio (days to cover) | 2.04 |
Income Statement
In the last 12 months, FinWise Bancorp had revenue of $72.06 million and earned $13.01 million in profits. Earnings per share was $0.91.
| Revenue | 72.06M |
| Gross Profit | 72.06M |
| Operating Income | 16.92M |
| Pretax Income | 23.10M |
| Net Income | 13.01M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.91 |
Full Income StatementBalance Sheet
The company has $120.27 million in cash and $5.23 million in debt, giving a net cash position of $115.05 million or $8.70 per share.
| Cash & Cash Equivalents | 120.27M |
| Total Debt | 5.23M |
| Net Cash | 115.05M |
| Net Cash Per Share | $8.70 |
| Equity (Book Value) | 177.36M |
| Book Value Per Share | 13.42 |
| Working Capital | -364.37M |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 23.48% |
| Pretax Margin | 23.48% |
| Profit Margin | 17.51% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |