Financial Institutions Statistics
Total Valuation
FISI has a market cap or net worth of $541.15 million. The enterprise value is $582.55 million.
Important Dates
The last earnings date was Monday, April 28, 2025, after market close.
| Earnings Date | Apr 28, 2025 |
| Ex-Dividend Date | Mar 14, 2025 |
Share Statistics
FISI has 20.11 million shares outstanding. The number of shares has increased by 8.70% in one year.
| Current Share Class | 20.11M |
| Shares Outstanding | 20.11M |
| Shares Change (YoY) | +8.70% |
| Shares Change (QoQ) | +23.58% |
| Owned by Insiders (%) | 2.53% |
| Owned by Institutions (%) | 77.66% |
| Float | 18.34M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 7.80 |
| PS Ratio | 4.17 |
| Forward PS | 2.52 |
| PB Ratio | 0.95 |
| P/TBV Ratio | 1.06 |
| P/FCF Ratio | 7.71 |
| P/OCF Ratio | 7.23 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 5.36 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 8.30 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.51 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -5.18%.
| Return on Equity (ROE) | -5.18% |
| Return on Assets (ROA) | -0.42% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $181,652 |
| Profits Per Employee | -$47,319 |
| Employee Count | 598 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -23.11M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has increased by +42.61% in the last 52 weeks. The beta is 0.72, so FISI's price volatility has been lower than the market average.
| Beta (5Y) | 0.72 |
| 52-Week Price Change | +42.61% |
| 50-Day Moving Average | 24.87 |
| 200-Day Moving Average | 25.87 |
| Relative Strength Index (RSI) | 67.26 |
| Average Volume (20 Days) | 148,989 |
Short Selling Information
The latest short interest is 261,886, so 1.30% of the outstanding shares have been sold short.
| Short Interest | 261,886 |
| Short Previous Month | 326,104 |
| Short % of Shares Out | 1.30% |
| Short % of Float | 1.43% |
| Short Ratio (days to cover) | 1.27 |
Income Statement
In the last 12 months, FISI had revenue of $108.63 million and -$28.30 million in losses. Loss per share was -$1.69.
| Revenue | 108.63M |
| Gross Profit | 108.63M |
| Operating Income | -20.93M |
| Pretax Income | 63.97M |
| Net Income | -28.30M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -$1.69 |
Full Income StatementBalance Sheet
The company has $205.08 million in cash and $246.47 million in debt, giving a net cash position of -$41.40 million or -$2.06 per share.
| Cash & Cash Equivalents | 205.08M |
| Total Debt | 246.47M |
| Net Cash | -41.40M |
| Net Cash Per Share | -$2.06 |
| Equity (Book Value) | 589.93M |
| Book Value Per Share | 28.48 |
| Working Capital | -5.30B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $74.84 million and capital expenditures -$4.62 million, giving a free cash flow of $70.23 million.
| Operating Cash Flow | 74.84M |
| Capital Expenditures | -4.62M |
| Free Cash Flow | 70.23M |
| FCF Per Share | $3.49 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | -19.26% |
| Pretax Margin | -45.98% |
| Profit Margin | -24.71% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 64.65% |