F.N.B. Corporation (FNB)

F.N.B. Statistics

Total Valuation

F.N.B. has a market cap or net worth of $5.16 billion. The enterprise value is $7.62 billion.

Market Cap	5.16B
Enterprise Value	7.62B

Important Dates

The last earnings date was Wednesday, April 16, 2025, after market close.

Earnings Date	Apr 16, 2025
Ex-Dividend Date	Jun 2, 2025

Share Statistics

F.N.B. has 359.81 million shares outstanding. The number of shares has increased by 0.12% in one year.

Current Share Class	359.81M
Shares Outstanding	359.81M
Shares Change (YoY)	+0.12%
Shares Change (QoQ)	-0.86%
Owned by Insiders (%)	1.47%
Owned by Institutions (%)	81.96%
Float	354.22M

Valuation Ratios

The trailing PE ratio is 11.29 and the forward PE ratio is 9.87. F.N.B.'s PEG ratio is 1.66.

PE Ratio	11.29
Forward PE	9.87
PS Ratio	3.42
Forward PS	2.88
PB Ratio	0.80
P/TBV Ratio	1.33
P/FCF Ratio	15.64
P/OCF Ratio	11.19
PEG Ratio	1.66

Enterprise Valuation

EV / Earnings	16.56
EV / Sales	5.02
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	23.08

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	15.20
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.41%.

Return on Equity (ROE)	7.41%
Return on Assets (ROA)	0.97%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$354,486
Profits Per Employee	$107,478
Employee Count	4,280
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, F.N.B. has paid $87.00 million in taxes.

Income Tax	87.00M
Effective Tax Rate	15.90%

Stock Price Statistics

The stock price has increased by +1.70% in the last 52 weeks. The beta is 0.91, so F.N.B.'s price volatility has been similar to the market average.

Beta (5Y)	0.91
52-Week Price Change	+1.70%
50-Day Moving Average	13.20
200-Day Moving Average	14.53
Relative Strength Index (RSI)	65.69
Average Volume (20 Days)	3,103,569

Short Selling Information

The latest short interest is 13.26 million, so 3.68% of the outstanding shares have been sold short.

Short Interest	13.26M
Short Previous Month	9.39M
Short % of Shares Out	3.68%
Short % of Float	3.74%
Short Ratio (days to cover)	4.06

Income Statement

In the last 12 months, F.N.B. had revenue of $1.52 billion and earned $460.01 million in profits. Earnings per share was $1.27.

Revenue	1.52B
Gross Profit	1.52B
Operating Income	583.20M
Pretax Income	536.00M
Net Income	460.01M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.27

Balance Sheet

The company has $2.56 billion in cash and $5.02 billion in debt, giving a net cash position of -$2.46 billion or -$6.83 per share.

Cash & Cash Equivalents	2.56B
Total Debt	5.02B
Net Cash	-2.46B
Net Cash Per Share	-$6.83
Equity (Book Value)	6.42B
Book Value Per Share	17.86
Working Capital	-36.59B

Cash Flow

In the last 12 months, operating cash flow was $461.00 million and capital expenditures -$131.00 million, giving a free cash flow of $330.00 million.

Operating Cash Flow	461.00M
Capital Expenditures	-131.00M
Free Cash Flow	330.00M
FCF Per Share	$0.92

Margins

Gross Margin	n/a
Operating Margin	38.44%
Pretax Margin	36.05%
Profit Margin	30.32%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	21.75%

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 3.35%.

Dividend Per Share	$0.48
Dividend Yield	3.35%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	37.80%
Buyback Yield	-0.12%
Shareholder Yield	3.23%
Earnings Yield	8.92%
FCF Yield	6.40%

Analyst Forecast

The average price target for F.N.B. is $18.07, which is 26.01% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$18.07
Price Target Difference	26.01%
Analyst Consensus	Strong Buy
Analyst Count	7
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on May 13, 2003. It was a forward split with a ratio of 1.05:1.

Last Split Date	May 13, 2003
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4