Finward Bancorp Statistics

Total Valuation

Finward Bancorp has a market cap or net worth of $130.82 million. The enterprise value is $160.16 million.

Market Cap	130.82M
Enterprise Value	160.16M

Important Dates

The last earnings date was Wednesday, April 30, 2025, after market close.

Earnings Date	Apr 30, 2025
Ex-Dividend Date	Apr 28, 2025

Share Statistics

Finward Bancorp has 4.32 million shares outstanding. The number of shares has decreased by -0.46% in one year.

Current Share Class	4.32M
Shares Outstanding	4.32M
Shares Change (YoY)	-0.46%
Shares Change (QoQ)	-3.90%
Owned by Insiders (%)	13.16%
Owned by Institutions (%)	27.48%
Float	3.40M

Valuation Ratios

The trailing PE ratio is 38.71 and the forward PE ratio is 24.40.

PE Ratio	38.71
Forward PE	24.40
PS Ratio	2.08
Forward PS	1.83
PB Ratio	0.86
P/TBV Ratio	1.02
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	48.43
EV / Sales	2.61
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.18%.

Return on Equity (ROE)	2.18%
Return on Assets (ROA)	0.16%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$196,262
Profits Per Employee	$10,565
Employee Count	313
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Finward Bancorp has paid $514,000 in taxes.

Income Tax	514,000
Effective Tax Rate	13.45%

Stock Price Statistics

The stock price has increased by +24.38% in the last 52 weeks. The beta is 0.31, so Finward Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.31
52-Week Price Change	+24.38%
50-Day Moving Average	29.45
200-Day Moving Average	29.20
Relative Strength Index (RSI)	53.53
Average Volume (20 Days)	8,766

Short Selling Information

The latest short interest is 4,381, so 0.10% of the outstanding shares have been sold short.

Short Interest	4,381
Short Previous Month	2,984
Short % of Shares Out	0.10%
Short % of Float	0.13%
Short Ratio (days to cover)	0.48

Income Statement

In the last 12 months, Finward Bancorp had revenue of $61.43 million and earned $3.31 million in profits. Earnings per share was $0.78.

Revenue	61.43M
Gross Profit	61.43M
Operating Income	5.54M
Pretax Income	15.74M
Net Income	3.31M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.78

Full Income Statement

Balance Sheet

The company has $72.37 million in cash and $101.71 million in debt, giving a net cash position of -$29.34 million or -$6.79 per share.

Cash & Cash Equivalents	72.37M
Total Debt	101.71M
Net Cash	-29.34M
Net Cash Per Share	-$6.79
Equity (Book Value)	151.81M
Book Value Per Share	35.10
Working Capital	-1.80B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	9.02%
Pretax Margin	6.22%
Profit Margin	5.38%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 1.59%.

Dividend Per Share	$0.48
Dividend Yield	1.59%
Dividend Growth (YoY)	-44.19%
Years of Dividend Growth	n/a
Payout Ratio	61.42%
Buyback Yield	0.46%
Shareholder Yield	2.05%
Earnings Yield	2.53%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for Finward Bancorp is $34.00, which is 12.40% higher than the current price. The consensus rating is "Buy".

Price Target	$34.00
Price Target Difference	12.40%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on March 22, 1999. It was a forward split with a ratio of 2:1.

Last Split Date	Mar 22, 1999
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2