FOA Statistics
Total Valuation
FOA has a market cap or net worth of $319.53 million. The enterprise value is $11.19 billion.
Important Dates
The last earnings date was Tuesday, August 5, 2025, after market close.
| Earnings Date | Aug 5, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
FOA has 11.08 million shares outstanding. The number of shares has increased by 190.20% in one year.
| Current Share Class | 11.08M |
| Shares Outstanding | 11.08M |
| Shares Change (YoY) | +190.20% |
| Shares Change (QoQ) | -0.10% |
| Owned by Insiders (%) | 15.88% |
| Owned by Institutions (%) | 24.84% |
| Float | 3.95M |
Valuation Ratios
The trailing PE ratio is 4.02 and the forward PE ratio is 8.91.
| PE Ratio | 4.02 |
| Forward PE | 8.91 |
| PS Ratio | 0.56 |
| Forward PS | 0.75 |
| PB Ratio | 0.98 |
| P/TBV Ratio | 2.51 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 124.04 |
| EV / Sales | 21.22 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 18.14, with a Debt / Equity ratio of 23.07.
| Current Ratio | 18.14 |
| Quick Ratio | 17.90 |
| Debt / Equity | 23.07 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 60.90%.
| Return on Equity (ROE) | 60.90% |
| Return on Assets (ROA) | 0.76% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $700,559 |
| Profits Per Employee | $119,850 |
| Employee Count | 753 |
| Asset Turnover | 0.02 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FOA has paid $5.32 million in taxes.
| Income Tax | 5.32M |
| Effective Tax Rate | 2.35% |
Stock Price Statistics
The stock price has increased by +287.63% in the last 52 weeks. The beta is 1.46, so FOA's price volatility has been higher than the market average.
| Beta (5Y) | 1.46 |
| 52-Week Price Change | +287.63% |
| 50-Day Moving Average | 23.21 |
| 200-Day Moving Average | 22.36 |
| Relative Strength Index (RSI) | 72.04 |
| Average Volume (20 Days) | 106,172 |
Short Selling Information
The latest short interest is 613,233, so 5.53% of the outstanding shares have been sold short.
| Short Interest | 613,233 |
| Short Previous Month | 802,383 |
| Short % of Shares Out | 5.53% |
| Short % of Float | 15.51% |
| Short Ratio (days to cover) | 7.83 |
Income Statement
In the last 12 months, FOA had revenue of $527.52 million and earned $90.25 million in profits. Earnings per share was $7.10.
| Revenue | 527.52M |
| Gross Profit | 454.06M |
| Operating Income | 185.73M |
| Pretax Income | -12.39M |
| Net Income | 90.25M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $7.10 |
Full Income StatementBalance Sheet
The company has $46.48 million in cash and $10.92 billion in debt, giving a net cash position of -$10.87 billion or -$981.55 per share.
| Cash & Cash Equivalents | 46.48M |
| Total Debt | 10.92B |
| Net Cash | -10.87B |
| Net Cash Per Share | -$981.55 |
| Equity (Book Value) | 473.43M |
| Book Value Per Share | 29.36 |
| Working Capital | 28.22B |
Full Balance SheetCash Flow
| Operating Cash Flow | -376.13M |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 86.07%, with operating and profit margins of 35.21% and 17.11%.
| Gross Margin | 86.07% |
| Operating Margin | 35.21% |
| Pretax Margin | 42.84% |
| Profit Margin | 17.11% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
FOA does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -190.20% |
| Shareholder Yield | -190.20% |
| Earnings Yield | 28.24% |
| FCF Yield | n/a |
Analyst Forecast
The average price target for FOA is $27.50, which is -4.65% lower than the current price. The consensus rating is "Buy".
| Price Target | $27.50 |
| Price Target Difference | -4.65% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on July 26, 2024. It was a reverse split with a ratio of 1:10.
| Last Split Date | Jul 26, 2024 |
| Split Type | Reverse |
| Split Ratio | 1:10 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |