Franklin Financial Services Corporation (FRAF)
NASDAQ: FRAF · Real-Time Price · USD
46.33
-1.54 (-3.22%)
Sep 29, 2025, 4:00 PM EDT - Market closed

FRAF Statistics

Total Valuation

FRAF has a market cap or net worth of $207.40 million. The enterprise value is $394.59 million.

Market Cap 207.40M
Enterprise Value 394.59M

Important Dates

The next estimated earnings date is Tuesday, October 21, 2025, after market close.

Earnings Date Oct 21, 2025
Ex-Dividend Date Aug 1, 2025

Share Statistics

FRAF has 4.48 million shares outstanding. The number of shares has decreased by -0.19% in one year.

Current Share Class 4.48M
Shares Outstanding 4.48M
Shares Change (YoY) -0.19%
Shares Change (QoQ) +0.45%
Owned by Insiders (%) 6.93%
Owned by Institutions (%) 26.06%
Float 3.79M

Valuation Ratios

The trailing PE ratio is 14.09.

PE Ratio 14.09
Forward PE n/a
PS Ratio 2.72
Forward PS n/a
PB Ratio 1.32
P/TBV Ratio 1.40
P/FCF Ratio 8.49
P/OCF Ratio 7.98
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 27.15
EV / Sales 5.26
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 16.15

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 9.17
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 9.88%.

Return on Equity (ROE) 9.88%
Return on Assets (ROA) 0.67%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $245,092
Profits Per Employee $47,497
Employee Count 306
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FRAF has paid $3.25 million in taxes.

Income Tax 3.25M
Effective Tax Rate 18.26%

Stock Price Statistics

The stock price has increased by +52.40% in the last 52 weeks. The beta is 0.19, so FRAF's price volatility has been lower than the market average.

Beta (5Y) 0.19
52-Week Price Change +52.40%
50-Day Moving Average 44.41
200-Day Moving Average 37.89
Relative Strength Index (RSI) 46.87
Average Volume (20 Days) 17,096

Short Selling Information

The latest short interest is 86,256, so 1.93% of the outstanding shares have been sold short.

Short Interest 86,256
Short Previous Month 84,549
Short % of Shares Out 1.93%
Short % of Float 2.28%
Short Ratio (days to cover) 4.98

Income Statement

In the last 12 months, FRAF had revenue of $75.00 million and earned $14.53 million in profits. Earnings per share was $3.29.

Revenue 75.00M
Gross Profit 75.00M
Operating Income 19.71M
Pretax Income 17.78M
Net Income 14.53M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $3.29
Full Income Statement

Balance Sheet

The company has $36.86 million in cash and $224.05 million in debt, giving a net cash position of -$187.19 million or -$41.81 per share.

Cash & Cash Equivalents 36.86M
Total Debt 224.05M
Net Cash -187.19M
Net Cash Per Share -$41.81
Equity (Book Value) 157.36M
Book Value Per Share 35.22
Working Capital -1.68B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $25.98 million and capital expenditures -$1.55 million, giving a free cash flow of $24.43 million.

Operating Cash Flow 25.98M
Capital Expenditures -1.55M
Free Cash Flow 24.43M
FCF Per Share $5.46
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 26.29%
Pretax Margin 23.71%
Profit Margin 19.38%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 32.57%

Dividends & Yields

This stock pays an annual dividend of $1.32, which amounts to a dividend yield of 2.85%.

Dividend Per Share $1.32
Dividend Yield 2.85%
Dividend Growth (YoY) 1.56%
Years of Dividend Growth n/a
Payout Ratio 39.53%
Buyback Yield 0.19%
Shareholder Yield 3.04%
Earnings Yield 7.01%
FCF Yield 11.78%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 29, 2004. It was a forward split with a ratio of 1.25:1.

Last Split Date Jun 29, 2004
Split Type Forward
Split Ratio 1.25:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4