Five Star Bancorp Statistics
Total Valuation
FSBC has a market cap or net worth of $607.93 million. The enterprise value is $231.86 million.
Important Dates
The next estimated earnings date is Wednesday, July 23, 2025, after market close.
| Earnings Date | Jul 23, 2025 |
| Ex-Dividend Date | May 5, 2025 |
Share Statistics
FSBC has 21.36 million shares outstanding. The number of shares has increased by 23.21% in one year.
| Current Share Class | 21.36M |
| Shares Outstanding | 21.36M |
| Shares Change (YoY) | +23.21% |
| Shares Change (QoQ) | +0.09% |
| Owned by Insiders (%) | 24.51% |
| Owned by Institutions (%) | 48.86% |
| Float | 14.41M |
Valuation Ratios
The trailing PE ratio is 11.68 and the forward PE ratio is 9.62.
| PE Ratio | 11.68 |
| Forward PE | 9.62 |
| PS Ratio | 4.49 |
| Forward PS | 3.90 |
| PB Ratio | 1.39 |
| P/TBV Ratio | 1.50 |
| P/FCF Ratio | 9.16 |
| P/OCF Ratio | 9.07 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 4.82 |
| EV / Sales | 1.86 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 3.49 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.21 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.78%.
| Return on Equity (ROE) | 13.78% |
| Return on Assets (ROA) | 1.25% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $595,110 |
| Profits Per Employee | $229,290 |
| Employee Count | 210 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FSBC has paid $20.00 million in taxes.
| Income Tax | 20.00M |
| Effective Tax Rate | 29.35% |
Stock Price Statistics
The stock price has increased by +24.01% in the last 52 weeks. The beta is 0.49, so FSBC's price volatility has been lower than the market average.
| Beta (5Y) | 0.49 |
| 52-Week Price Change | +24.01% |
| 50-Day Moving Average | 27.78 |
| 200-Day Moving Average | 29.55 |
| Relative Strength Index (RSI) | 57.94 |
| Average Volume (20 Days) | 62,305 |
Short Selling Information
The latest short interest is 179,692, so 0.84% of the outstanding shares have been sold short.
| Short Interest | 179,692 |
| Short Previous Month | 161,114 |
| Short % of Shares Out | 0.84% |
| Short % of Float | 1.25% |
| Short Ratio (days to cover) | 4.43 |
Income Statement
In the last 12 months, FSBC had revenue of $124.97 million and earned $48.15 million in profits. Earnings per share was $2.27.
| Revenue | 124.97M |
| Gross Profit | 124.97M |
| Operating Income | 69.84M |
| Pretax Income | 61.06M |
| Net Income | 48.15M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.27 |
Full Income StatementBalance Sheet
The company has $456.60 million in cash and $80.52 million in debt, giving a net cash position of $376.07 million or $17.61 per share.
| Cash & Cash Equivalents | 456.60M |
| Total Debt | 80.52M |
| Net Cash | 376.07M |
| Net Cash Per Share | $17.61 |
| Equity (Book Value) | 406.45M |
| Book Value Per Share | 19.06 |
| Working Capital | -3.24B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $67.01 million and capital expenditures -$620,000, giving a free cash flow of $66.39 million.
| Operating Cash Flow | 67.01M |
| Capital Expenditures | -620,000 |
| Free Cash Flow | 66.39M |
| FCF Per Share | $3.11 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 55.88% |
| Pretax Margin | 54.53% |
| Profit Margin | 38.53% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 53.12% |
Dividends & Yields
This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 3.02%.
| Dividend Per Share | $0.80 |
| Dividend Yield | 3.02% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 4 |
| Payout Ratio | 35.24% |
| Buyback Yield | -23.21% |
| Shareholder Yield | -20.38% |
| Earnings Yield | 7.92% |
| FCF Yield | 10.92% |
Dividend DetailsAnalyst Forecast
The average price target for FSBC is $34.75, which is 21.82% higher than the current price. The consensus rating is "Buy".
| Price Target | $34.75 |
| Price Target Difference | 21.82% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |