Five Star Bancorp Statistics
Total Valuation
FSBC has a market cap or net worth of $657.92 million. The enterprise value is $254.98 million.
Important Dates
The last earnings date was Wednesday, July 23, 2025, after market close.
| Earnings Date | Jul 23, 2025 |
| Ex-Dividend Date | Aug 4, 2025 |
Share Statistics
FSBC has 21.37 million shares outstanding. The number of shares has increased by 16.91% in one year.
| Current Share Class | 21.37M |
| Shares Outstanding | 21.37M |
| Shares Change (YoY) | +16.91% |
| Shares Change (QoQ) | +0.07% |
| Owned by Insiders (%) | 22.98% |
| Owned by Institutions (%) | 49.12% |
| Float | 14.73M |
Valuation Ratios
The trailing PE ratio is 12.62 and the forward PE ratio is 10.38.
| PE Ratio | 12.62 |
| Forward PE | 10.38 |
| PS Ratio | 4.94 |
| Forward PS | 3.97 |
| PB Ratio | 1.58 |
| P/TBV Ratio | 1.58 |
| P/FCF Ratio | 9.66 |
| P/OCF Ratio | 9.57 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 4.92 |
| EV / Sales | 1.93 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 3.74 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.20 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.01%.
| Return on Equity (ROE) | 13.01% |
| Return on Assets (ROA) | 1.29% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $629,205 |
| Profits Per Employee | $247,033 |
| Employee Count | 210 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FSBC has paid $21.22 million in taxes.
| Income Tax | 21.22M |
| Effective Tax Rate | 29.03% |
Stock Price Statistics
The stock price has increased by +14.55% in the last 52 weeks. The beta is 0.50, so FSBC's price volatility has been lower than the market average.
| Beta (5Y) | 0.50 |
| 52-Week Price Change | +14.55% |
| 50-Day Moving Average | 29.39 |
| 200-Day Moving Average | 29.66 |
| Relative Strength Index (RSI) | 55.16 |
| Average Volume (20 Days) | 36,714 |
Short Selling Information
The latest short interest is 138,365, so 0.65% of the outstanding shares have been sold short.
| Short Interest | 138,365 |
| Short Previous Month | 138,455 |
| Short % of Shares Out | 0.65% |
| Short % of Float | 0.94% |
| Short Ratio (days to cover) | 3.41 |
Income Statement
In the last 12 months, FSBC had revenue of $132.13 million and earned $51.88 million in profits. Earnings per share was $2.44.
| Revenue | 132.13M |
| Gross Profit | 132.13M |
| Operating Income | 74.87M |
| Pretax Income | 61.06M |
| Net Income | 51.88M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.44 |
Full Income StatementBalance Sheet
The company has $484.66 million in cash and $81.71 million in debt, giving a net cash position of $402.95 million or $18.86 per share.
| Cash & Cash Equivalents | 484.66M |
| Total Debt | 81.71M |
| Net Cash | 402.95M |
| Net Cash Per Share | $18.86 |
| Equity (Book Value) | 416.74M |
| Book Value Per Share | 19.51 |
| Working Capital | -3.36B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $68.78 million and capital expenditures -$660,000, giving a free cash flow of $68.12 million.
| Operating Cash Flow | 68.78M |
| Capital Expenditures | -660,000 |
| Free Cash Flow | 68.12M |
| FCF Per Share | $3.19 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 56.66% |
| Pretax Margin | 55.32% |
| Profit Margin | 39.26% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 51.55% |
Dividends & Yields
This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 2.60%.
| Dividend Per Share | $0.80 |
| Dividend Yield | 2.60% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | 4 |
| Payout Ratio | 32.80% |
| Buyback Yield | -16.91% |
| Shareholder Yield | -14.36% |
| Earnings Yield | 7.88% |
| FCF Yield | 10.35% |
Dividend DetailsAnalyst Forecast
The average price target for FSBC is $34.80, which is 13.02% higher than the current price. The consensus rating is "Buy".
| Price Target | $34.80 |
| Price Target Difference | 13.02% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |