FS Bancorp Statistics
Total Valuation
FS Bancorp has a market cap or net worth of $299.56 million. The enterprise value is $354.95 million.
Important Dates
The next estimated earnings date is Tuesday, July 22, 2025, after market close.
| Earnings Date | Jul 22, 2025 |
| Ex-Dividend Date | May 8, 2025 |
Share Statistics
FS Bancorp has 7.59 million shares outstanding. The number of shares has increased by 1.31% in one year.
| Current Share Class | 7.59M |
| Shares Outstanding | 7.59M |
| Shares Change (YoY) | +1.31% |
| Shares Change (QoQ) | -1.16% |
| Owned by Insiders (%) | 10.97% |
| Owned by Institutions (%) | 65.94% |
| Float | 6.29M |
Valuation Ratios
The trailing PE ratio is 9.15 and the forward PE ratio is 9.84.
| PE Ratio | 9.15 |
| Forward PE | 9.84 |
| PS Ratio | 2.09 |
| Forward PS | 1.96 |
| PB Ratio | 0.97 |
| P/TBV Ratio | 1.06 |
| P/FCF Ratio | 5.25 |
| P/OCF Ratio | 5.10 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 10.42 |
| EV / Sales | 2.54 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.22 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.17 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.01%.
| Return on Equity (ROE) | 12.01% |
| Return on Assets (ROA) | 1.15% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $246,222 |
| Profits Per Employee | $60,092 |
| Employee Count | 567 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FS Bancorp has paid $5.87 million in taxes.
| Income Tax | 5.87M |
| Effective Tax Rate | 14.48% |
Stock Price Statistics
The stock price has increased by +16.70% in the last 52 weeks. The beta is 0.70, so FS Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.70 |
| 52-Week Price Change | +16.70% |
| 50-Day Moving Average | 39.03 |
| 200-Day Moving Average | 41.16 |
| Relative Strength Index (RSI) | 56.37 |
| Average Volume (20 Days) | 16,658 |
Short Selling Information
The latest short interest is 79,508, so 1.05% of the outstanding shares have been sold short.
| Short Interest | 79,508 |
| Short Previous Month | 57,329 |
| Short % of Shares Out | 1.05% |
| Short % of Float | 1.26% |
| Short Ratio (days to cover) | 4.64 |
Income Statement
In the last 12 months, FS Bancorp had revenue of $139.61 million and earned $34.07 million in profits. Earnings per share was $4.31.
| Revenue | 139.61M |
| Gross Profit | 139.61M |
| Operating Income | 45.91M |
| Pretax Income | 45.42M |
| Net Income | 34.07M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $4.31 |
Full Income StatementBalance Sheet
The company has $68.71 million in cash and $124.10 million in debt, giving a net cash position of -$55.39 million or -$7.29 per share.
| Cash & Cash Equivalents | 68.71M |
| Total Debt | 124.10M |
| Net Cash | -55.39M |
| Net Cash Per Share | -$7.29 |
| Equity (Book Value) | 298.84M |
| Book Value Per Share | 39.12 |
| Working Capital | -2.50B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $58.72 million and capital expenditures -$1.63 million, giving a free cash flow of $57.10 million.
| Operating Cash Flow | 58.72M |
| Capital Expenditures | -1.63M |
| Free Cash Flow | 57.10M |
| FCF Per Share | $7.52 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 32.88% |
| Pretax Margin | 29.02% |
| Profit Margin | 24.82% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 40.90% |
Dividends & Yields
This stock pays an annual dividend of $1.12, which amounts to a dividend yield of 2.84%.
| Dividend Per Share | $1.12 |
| Dividend Yield | 2.84% |
| Dividend Growth (YoY) | 7.84% |
| Years of Dividend Growth | 12 |
| Payout Ratio | 25.52% |
| Buyback Yield | -1.31% |
| Shareholder Yield | 1.54% |
| Earnings Yield | 11.37% |
| FCF Yield | 19.06% |
Dividend DetailsAnalyst Forecast
The average price target for FS Bancorp is $44.00, which is 11.55% higher than the current price. The consensus rating is "Hold".
| Price Target | $44.00 |
| Price Target Difference | 11.55% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on July 15, 2021. It was a forward split with a ratio of 2:1.
| Last Split Date | Jul 15, 2021 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |