First Savings Financial Group, Inc. (FSFG)
NASDAQ: FSFG · Real-Time Price · USD
27.90
+0.36 (1.33%)
At close: May 12, 2025, 4:00 PM
27.90
0.00 (0.02%)
After-hours: May 12, 2025, 4:05 PM EDT

FSFG Statistics

Total Valuation

FSFG has a market cap or net worth of $191.77 million. The enterprise value is $537.08 million.

Market Cap 191.77M
Enterprise Value 537.08M

Important Dates

The last earnings date was Thursday, April 24, 2025, after market close.

Earnings Date Apr 24, 2025
Ex-Dividend Date Mar 14, 2025

Share Statistics

FSFG has 6.87 million shares outstanding. The number of shares has increased by 1.03% in one year.

Current Share Class 6.87M
Shares Outstanding 6.87M
Shares Change (YoY) +1.03%
Shares Change (QoQ) -0.13%
Owned by Insiders (%) 19.57%
Owned by Institutions (%) 35.42%
Float 4.72M

Valuation Ratios

The trailing PE ratio is 9.92 and the forward PE ratio is 8.62.

PE Ratio 9.92
Forward PE 8.62
PS Ratio 2.52
Forward PS 2.88
PB Ratio 1.07
P/TBV Ratio 1.13
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 27.59
EV / Sales 7.08
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 11.31%.

Return on Equity (ROE) 11.31%
Return on Assets (ROA) 0.82%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $276,785
Profits Per Employee $71,055
Employee Count 274
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FSFG has paid $2.07 million in taxes.

Income Tax 2.07M
Effective Tax Rate 9.59%

Stock Price Statistics

The stock price has increased by +72.89% in the last 52 weeks. The beta is 0.41, so FSFG's price volatility has been lower than the market average.

Beta (5Y) 0.41
52-Week Price Change +72.89%
50-Day Moving Average 25.24
200-Day Moving Average 25.23
Relative Strength Index (RSI) 69.93
Average Volume (20 Days) 24,961

Short Selling Information

The latest short interest is 21,747, so 0.32% of the outstanding shares have been sold short.

Short Interest 21,747
Short Previous Month 20,176
Short % of Shares Out 0.32%
Short % of Float 0.46%
Short Ratio (days to cover) 1.57

Income Statement

In the last 12 months, FSFG had revenue of $75.84 million and earned $19.47 million in profits. Earnings per share was $2.81.

Revenue 75.84M
Gross Profit 75.84M
Operating Income 24.29M
Pretax Income 9.31M
Net Income 19.47M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.81
Full Income Statement

Balance Sheet

The company has $28.68 million in cash and $373.99 million in debt, giving a net cash position of -$345.31 million or -$50.24 per share.

Cash & Cash Equivalents 28.68M
Total Debt 373.99M
Net Cash -345.31M
Net Cash Per Share -$50.24
Equity (Book Value) 179.19M
Book Value Per Share 26.07
Working Capital -1.70B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 32.03%
Pretax Margin 28.39%
Profit Margin 25.67%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 2.29%.

Dividend Per Share $0.64
Dividend Yield 2.29%
Dividend Growth (YoY) 7.02%
Years of Dividend Growth 10
Payout Ratio 22.75%
Buyback Yield -1.03%
Shareholder Yield 1.26%
Earnings Yield 10.15%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for FSFG is $31.50, which is 12.92% higher than the current price. The consensus rating is "Strong Buy".

Price Target $31.50
Price Target Difference 12.92%
Analyst Consensus Strong Buy
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on September 16, 2021. It was a forward split with a ratio of 3:1.

Last Split Date Sep 16, 2021
Split Type Forward
Split Ratio 3:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2