First Savings Financial Group, Inc. (FSFG)
NASDAQ: FSFG · Real-Time Price · USD
26.72
-0.40 (-1.47%)
Aug 15, 2025, 4:00 PM - Market closed

FSFG Statistics

Total Valuation

FSFG has a market cap or net worth of $183.70 million. The enterprise value is $594.73 million.

Market Cap 183.70M
Enterprise Value 594.73M

Important Dates

The last earnings date was Thursday, July 24, 2025, after market close.

Earnings Date Jul 24, 2025
Ex-Dividend Date Jun 13, 2025

Share Statistics

FSFG has 6.88 million shares outstanding. The number of shares has increased by 1.40% in one year.

Current Share Class 6.88M
Shares Outstanding 6.88M
Shares Change (YoY) +1.40%
Shares Change (QoQ) +0.25%
Owned by Insiders (%) 19.57%
Owned by Institutions (%) 44.87%
Float 5.11M

Valuation Ratios

The trailing PE ratio is 8.61 and the forward PE ratio is 7.88.

PE Ratio 8.61
Forward PE 7.88
PS Ratio 2.30
Forward PS 2.57
PB Ratio 1.00
P/TBV Ratio 1.06
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 27.58
EV / Sales 7.46
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 12.26%.

Return on Equity (ROE) 12.26%
Return on Assets (ROA) 0.90%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $290,781
Profits Per Employee $78,693
Employee Count 274
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FSFG has paid $2.55 million in taxes.

Income Tax 2.55M
Effective Tax Rate 10.56%

Stock Price Statistics

The stock price has increased by +19.29% in the last 52 weeks. The beta is 0.41, so FSFG's price volatility has been lower than the market average.

Beta (5Y) 0.41
52-Week Price Change +19.29%
50-Day Moving Average 25.61
200-Day Moving Average 26.11
Relative Strength Index (RSI) 58.88
Average Volume (20 Days) 24,028

Short Selling Information

The latest short interest is 133,764, so 1.95% of the outstanding shares have been sold short.

Short Interest 133,764
Short Previous Month 158,439
Short % of Shares Out 1.95%
Short % of Float 2.62%
Short Ratio (days to cover) 4.20

Income Statement

In the last 12 months, FSFG had revenue of $79.67 million and earned $21.56 million in profits. Earnings per share was $3.10.

Revenue 79.67M
Gross Profit 79.67M
Operating Income 26.39M
Pretax Income 9.31M
Net Income 21.56M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $3.10
Full Income Statement

Balance Sheet

The company has $52.61 million in cash and $463.65 million in debt, giving a net cash position of -$411.03 million or -$59.79 per share.

Cash & Cash Equivalents 52.61M
Total Debt 463.65M
Net Cash -411.03M
Net Cash Per Share -$59.79
Equity (Book Value) 183.82M
Book Value Per Share 26.74
Working Capital -1.64B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$24.93 million and capital expenditures -$909,000, giving a free cash flow of -$25.84 million.

Operating Cash Flow -24.93M
Capital Expenditures -909,000
Free Cash Flow -25.84M
FCF Per Share -$3.76
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 33.12%
Pretax Margin 30.26%
Profit Margin 27.06%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 2.36%.

Dividend Per Share $0.64
Dividend Yield 2.36%
Dividend Growth (YoY) 6.90%
Years of Dividend Growth 11
Payout Ratio 19.98%
Buyback Yield -1.40%
Shareholder Yield 1.00%
Earnings Yield 11.74%
FCF Yield -14.07%
Dividend Details

Analyst Forecast

The average price target for FSFG is $31.50, which is 17.89% higher than the current price. The consensus rating is "Strong Buy".

Price Target $31.50
Price Target Difference 17.89%
Analyst Consensus Strong Buy
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 16, 2021. It was a forward split with a ratio of 3:1.

Last Split Date Sep 16, 2021
Split Type Forward
Split Ratio 3:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2