FirstSun Capital Bancorp (FSUN)

FirstSun Capital Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	421.3	421.96	385.64	247.99	159.3	145.26
Interest Income on Investments	41.04	37.58	28.05	18.83	10.05	11.58
Total Interest Income	462.34	459.54	413.68	266.82	169.35	156.84
Interest Paid on Deposits	147.36	150.65	101.36	13.15	8.54	15.64
Interest Paid on Borrowings	8.8	11.98	18.9	12.03	5.58	5.24
Total Interest Expense	156.16	162.63	120.25	25.19	14.12	20.88
Net Interest Income	306.18	296.91	293.43	241.63	155.23	135.95
Net Interest Income Growth (YoY)	5.88%	1.19%	21.44%	55.66%	14.18%	6.86%
Trust Income	21.98	20.62	17.42	15.63	7.8	5.2
Mortgage Banking Activities	40.8	39.01	31.38	46.29	86.41	122.17
Gain (Loss) on Sale of Investments	-	-	-	-	-	0.15
Other Non-Interest Income	10.19	9.54	8.78	6.59	7.17	3.09
Total Non-Interest Income	92.51	89.79	79.09	89.57	124.24	148.39
Non-Interest Income Growth (YoY)	12.88%	13.53%	-11.69%	-27.91%	-16.27%	109.09%
Revenues Before Loan Losses	398.69	386.7	372.52	331.2	279.48	284.34
Provision for Loan Losses	18.15	27.55	18.25	18.05	3	23.1
Revenue	380.54	359.15	354.28	313.15	276.48	261.24
Revenue Growth (YoY)	10.96%	1.38%	13.13%	13.26%	5.83%	35.96%
Salaries and Employee Benefits	158.48	152.61	131.1	132.91	148.93	137.65
Occupancy Expenses	37.8	36.28	33.43	31.34	21.01	19.46
Amortization of Goodwill & Intangibles	3.29	3.55	4.82	4.22	1.42	1.49
Selling, General & Administrative	6.33	5.63	4.94	4.04	12.75	11.99
Other Non-Interest Expense	53.63	52.79	48.5	47.87	37.46	33.5
Total Non-Interest Expense	259.53	250.86	222.79	220.38	221.55	204.07
EBT Excluding Unusual Items	121.02	108.29	131.48	92.77	54.93	57.17
Pretax Income	111.38	95.11	131.48	74.02	51.84	57.17
Income Tax Expense	22.65	19.48	27.95	14.84	8.68	9.58
Net Income	88.73	75.63	103.53	59.18	43.16	47.59
Net Income to Common	88.73	75.63	103.53	59.18	43.16	47.59
Net Income Growth	3.05%	-26.95%	74.94%	37.11%	-9.29%	132.09%
Basic Shares Outstanding	28	27	25	23	18	18
Diluted Shares Outstanding	28	28	25	24	19	18
Shares Change (YoY)	6.28%	10.56%	6.50%	27.00%	1.60%	-6.99%
EPS (Basic)	3.20	2.76	4.15	2.55	2.36	2.60
EPS (Diluted)	3.14	2.69	4.08	2.48	2.30	2.58
EPS Growth	-2.87%	-34.07%	64.52%	7.83%	-10.85%	150.49%
Effective Tax Rate	20.34%	20.48%	21.26%	20.05%	16.74%	16.76%

Updated Jul 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q