Greene County Bancorp Statistics

Total Valuation

GCBC has a market cap or net worth of $404.39 million. The enterprise value is $347.94 million.

Market Cap	404.39M
Enterprise Value	347.94M

Important Dates

The last earnings date was Wednesday, July 23, 2025.

Earnings Date	Jul 23, 2025
Ex-Dividend Date	Aug 15, 2025

Share Statistics

GCBC has 17.03 million shares outstanding.

Current Share Class	17.03M
Shares Outstanding	17.03M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	5.26%
Owned by Institutions (%)	13.71%
Float	6.91M

Valuation Ratios

The trailing PE ratio is 12.99.

PE Ratio	12.99
Forward PE	n/a
PS Ratio	5.46
Forward PS	n/a
PB Ratio	1.69
P/TBV Ratio	1.69
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	11.17
EV / Sales	4.70
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.00%.

Return on Equity (ROE)	14.00%
Return on Assets (ROA)	1.06%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$354,249
Profits Per Employee	$148,986
Employee Count	209
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, GCBC has paid $3.53 million in taxes.

Income Tax	3.53M
Effective Tax Rate	10.18%

Stock Price Statistics

The stock price has decreased by -22.94% in the last 52 weeks. The beta is 0.51, so GCBC's price volatility has been lower than the market average.

Beta (5Y)	0.51
52-Week Price Change	-22.94%
50-Day Moving Average	23.65
200-Day Moving Average	25.57
Relative Strength Index (RSI)	48.06
Average Volume (20 Days)	15,287

Short Selling Information

The latest short interest is 36,092, so 0.21% of the outstanding shares have been sold short.

Short Interest	36,092
Short Previous Month	46,211
Short % of Shares Out	0.21%
Short % of Float	0.52%
Short Ratio (days to cover)	1.02

Income Statement

In the last 12 months, GCBC had revenue of $74.04 million and earned $31.14 million in profits. Earnings per share was $1.83.

Revenue	74.04M
Gross Profit	74.04M
Operating Income	34.67M
Pretax Income	27.19M
Net Income	31.14M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.83

Full Income Statement

Balance Sheet

The company has $184.50 million in cash and $128.06 million in debt, giving a net cash position of $56.45 million or $3.32 per share.

Cash & Cash Equivalents	184.50M
Total Debt	128.06M
Net Cash	56.45M
Net Cash Per Share	$3.32
Equity (Book Value)	238.84M
Book Value Per Share	14.03
Working Capital	-2.53B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	46.82%
Pretax Margin	46.82%
Profit Margin	42.06%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 1.52%.

Dividend Per Share	$0.36
Dividend Yield	1.52%
Dividend Growth (YoY)	12.12%
Years of Dividend Growth	11
Payout Ratio	20.23%
Buyback Yield	n/a
Shareholder Yield	1.47%
Earnings Yield	7.70%
FCF Yield	n/a

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 24, 2023. It was a forward split with a ratio of 2:1.

Last Split Date	Mar 24, 2023
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2