Guaranty Bancshares Statistics
Total Valuation
GNTY has a market cap or net worth of $516.32 million. The enterprise value is $406.66 million.
Important Dates
The last earnings date was Monday, July 21, 2025, before market open.
| Earnings Date | Jul 21, 2025 |
| Ex-Dividend Date | Jun 30, 2025 |
Share Statistics
GNTY has 11.35 million shares outstanding. The number of shares has decreased by -1.09% in one year.
| Current Share Class | 11.35M |
| Shares Outstanding | 11.35M |
| Shares Change (YoY) | -1.09% |
| Shares Change (QoQ) | -0.47% |
| Owned by Insiders (%) | 21.13% |
| Owned by Institutions (%) | 31.04% |
| Float | 8.43M |
Valuation Ratios
The trailing PE ratio is 14.44 and the forward PE ratio is 13.70.
| PE Ratio | 14.44 |
| Forward PE | 13.70 |
| PS Ratio | 4.07 |
| Forward PS | 3.78 |
| PB Ratio | 1.56 |
| P/TBV Ratio | 1.73 |
| P/FCF Ratio | 11.57 |
| P/OCF Ratio | 11.30 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 11.28 |
| EV / Sales | 3.19 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 9.12 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.87 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.24%.
| Return on Equity (ROE) | 11.24% |
| Return on Assets (ROA) | 1.16% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $262,526 |
| Profits Per Employee | $74,342 |
| Employee Count | 485 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, GNTY has paid $8.86 million in taxes.
| Income Tax | 8.86M |
| Effective Tax Rate | 19.75% |
Stock Price Statistics
The stock price has increased by +47.58% in the last 52 weeks. The beta is 0.45, so GNTY's price volatility has been lower than the market average.
| Beta (5Y) | 0.45 |
| 52-Week Price Change | +47.58% |
| 50-Day Moving Average | 43.90 |
| 200-Day Moving Average | 39.84 |
| Relative Strength Index (RSI) | 54.70 |
| Average Volume (20 Days) | 47,242 |
Short Selling Information
The latest short interest is 52,583, so 0.46% of the outstanding shares have been sold short.
| Short Interest | 52,583 |
| Short Previous Month | 69,306 |
| Short % of Shares Out | 0.46% |
| Short % of Float | 0.62% |
| Short Ratio (days to cover) | 1.16 |
Income Statement
In the last 12 months, GNTY had revenue of $127.33 million and earned $36.06 million in profits. Earnings per share was $3.15.
| Revenue | 127.33M |
| Gross Profit | 127.33M |
| Operating Income | 44.85M |
| Pretax Income | 32.45M |
| Net Income | 36.06M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.15 |
Full Income StatementBalance Sheet
The company has $193.17 million in cash and $83.50 million in debt, giving a net cash position of $109.66 million or $9.66 per share.
| Cash & Cash Equivalents | 193.17M |
| Total Debt | 83.50M |
| Net Cash | 109.66M |
| Net Cash Per Share | $9.66 |
| Equity (Book Value) | 331.81M |
| Book Value Per Share | 29.20 |
| Working Capital | -2.55B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $45.69 million and capital expenditures -$1.08 million, giving a free cash flow of $44.61 million.
| Operating Cash Flow | 45.69M |
| Capital Expenditures | -1.08M |
| Free Cash Flow | 44.61M |
| FCF Per Share | $3.93 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 35.23% |
| Pretax Margin | 35.23% |
| Profit Margin | 28.32% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 35.04% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 2.20%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 2.20% |
| Dividend Growth (YoY) | 4.26% |
| Years of Dividend Growth | 8 |
| Payout Ratio | 31.10% |
| Buyback Yield | 1.09% |
| Shareholder Yield | 3.29% |
| Earnings Yield | 6.98% |
| FCF Yield | 8.64% |
Dividend DetailsAnalyst Forecast
The average price target for GNTY is $44.50, which is -2.20% lower than the current price. The consensus rating is "Buy".
| Price Target | $44.50 |
| Price Target Difference | -2.20% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on February 4, 2021. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Feb 4, 2021 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |