Guaranty Bancshares, Inc. (GNTY)

Guaranty Bancshares Statistics

Total Valuation

GNTY has a market cap or net worth of $464.76 million. The enterprise value is $348.35 million.

Market Cap	464.76M
Enterprise Value	348.35M

Important Dates

The last earnings date was Monday, April 21, 2025, before market open.

Earnings Date	Apr 21, 2025
Ex-Dividend Date	Mar 31, 2025

Share Statistics

GNTY has 11.34 million shares outstanding. The number of shares has decreased by -1.38% in one year.

Current Share Class	11.34M
Shares Outstanding	11.34M
Shares Change (YoY)	-1.38%
Shares Change (QoQ)	-0.03%
Owned by Insiders (%)	21.14%
Owned by Institutions (%)	28.74%
Float	8.42M

Valuation Ratios

The trailing PE ratio is 14.08 and the forward PE ratio is 12.42.

PE Ratio	14.08
Forward PE	12.42
PS Ratio	3.78
Forward PS	3.51
PB Ratio	1.43
P/TBV Ratio	1.59
P/FCF Ratio	8.23
P/OCF Ratio	7.87
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	10.40
EV / Sales	2.81
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	6.17

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.80
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.58%.

Return on Equity (ROE)	10.58%
Return on Assets (ROA)	1.06%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$255,216
Profits Per Employee	$69,049
Employee Count	485
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, GNTY has paid $7.98 million in taxes.

Income Tax	7.98M
Effective Tax Rate	19.27%

Stock Price Statistics

The stock price has increased by +36.74% in the last 52 weeks. The beta is 0.43, so GNTY's price volatility has been lower than the market average.

Beta (5Y)	0.43
52-Week Price Change	+36.74%
50-Day Moving Average	39.54
200-Day Moving Average	36.57
Relative Strength Index (RSI)	60.85
Average Volume (20 Days)	27,938

Short Selling Information

The latest short interest is 52,583, so 0.46% of the outstanding shares have been sold short.

Short Interest	52,583
Short Previous Month	69,306
Short % of Shares Out	0.46%
Short % of Float	0.62%
Short Ratio (days to cover)	2.49

Income Statement

In the last 12 months, GNTY had revenue of $123.78 million and earned $33.49 million in profits. Earnings per share was $2.91.

Revenue	123.78M
Gross Profit	123.78M
Operating Income	41.41M
Pretax Income	32.45M
Net Income	33.49M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.91

Balance Sheet

The company has $217.81 million in cash and $101.41 million in debt, giving a net cash position of $116.40 million or $10.26 per share.

Cash & Cash Equivalents	217.81M
Total Debt	101.41M
Net Cash	116.40M
Net Cash Per Share	$10.26
Equity (Book Value)	325.81M
Book Value Per Share	28.64
Working Capital	-2.53B

Cash Flow

In the last 12 months, operating cash flow was $59.02 million and capital expenditures -$2.53 million, giving a free cash flow of $56.49 million.

Operating Cash Flow	59.02M
Capital Expenditures	-2.53M
Free Cash Flow	56.49M
FCF Per Share	$4.98

Margins

Gross Margin	n/a
Operating Margin	33.46%
Pretax Margin	33.46%
Profit Margin	27.06%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	45.64%

Dividends & Yields

This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 2.44%.

Dividend Per Share	$1.00
Dividend Yield	2.44%
Dividend Growth (YoY)	4.30%
Years of Dividend Growth	8
Payout Ratio	34.35%
Buyback Yield	1.38%
Shareholder Yield	3.82%
Earnings Yield	7.21%
FCF Yield	12.15%

Analyst Forecast

The average price target for GNTY is $41.00, which is 0.05% higher than the current price. The consensus rating is "Buy".

Price Target	$41.00
Price Target Difference	0.05%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on February 4, 2021. It was a forward split with a ratio of 1.1:1.

Last Split Date	Feb 4, 2021
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4