Hanmi Financial Corporation (HAFC)
NASDAQ: HAFC · Real-Time Price · USD
24.24
+0.27 (1.13%)
Aug 13, 2025, 4:00 PM - Market closed

Hanmi Financial Statistics

Total Valuation

Hanmi Financial has a market cap or net worth of $723.97 million. The enterprise value is $641.22 million.

Market Cap 723.97M
Enterprise Value 641.22M

Important Dates

The last earnings date was Tuesday, July 22, 2025, after market close.

Earnings Date Jul 22, 2025
Ex-Dividend Date Aug 4, 2025

Share Statistics

Hanmi Financial has 29.87 million shares outstanding. The number of shares has decreased by -0.59% in one year.

Current Share Class 29.87M
Shares Outstanding 29.87M
Shares Change (YoY) -0.59%
Shares Change (QoQ) -0.01%
Owned by Insiders (%) 1.98%
Owned by Institutions (%) 96.09%
Float 29.24M

Valuation Ratios

The trailing PE ratio is 11.22 and the forward PE ratio is 9.28.

PE Ratio 11.22
Forward PE 9.28
PS Ratio 3.11
Forward PS 2.57
PB Ratio 0.95
P/TBV Ratio 0.96
P/FCF Ratio 26.94
P/OCF Ratio 25.17
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 9.89
EV / Sales 2.74
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 23.86

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 11.18
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 8.90%.

Return on Equity (ROE) 8.90%
Return on Assets (ROA) 0.85%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $386,985
Profits Per Employee $107,320
Employee Count 604
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, Hanmi Financial has paid $27.42 million in taxes.

Income Tax 27.42M
Effective Tax Rate 29.55%

Stock Price Statistics

The stock price has increased by +34.15% in the last 52 weeks. The beta is 0.74, so Hanmi Financial's price volatility has been lower than the market average.

Beta (5Y) 0.74
52-Week Price Change +34.15%
50-Day Moving Average 24.08
200-Day Moving Average 23.65
Relative Strength Index (RSI) 55.68
Average Volume (20 Days) 195,932

Short Selling Information

The latest short interest is 423,372, so 1.42% of the outstanding shares have been sold short.

Short Interest 423,372
Short Previous Month 526,115
Short % of Shares Out 1.42%
Short % of Float 1.45%
Short Ratio (days to cover) 2.50

Income Statement

In the last 12 months, Hanmi Financial had revenue of $233.74 million and earned $64.82 million in profits. Earnings per share was $2.16.

Revenue 233.74M
Gross Profit 233.74M
Operating Income 92.79M
Pretax Income 96.32M
Net Income 64.82M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $2.16
Full Income Statement

Balance Sheet

The company has $383.33 million in cash and $300.59 million in debt, giving a net cash position of $82.75 million or $2.77 per share.

Cash & Cash Equivalents 383.33M
Total Debt 300.59M
Net Cash 82.75M
Net Cash Per Share $2.77
Equity (Book Value) 762.83M
Book Value Per Share 25.50
Working Capital -6.43B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $28.76 million and capital expenditures -$1.89 million, giving a free cash flow of $26.88 million.

Operating Cash Flow 28.76M
Capital Expenditures -1.89M
Free Cash Flow 26.88M
FCF Per Share $0.90
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 39.70%
Pretax Margin 39.70%
Profit Margin 27.97%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 11.50%

Dividends & Yields

This stock pays an annual dividend of $1.08, which amounts to a dividend yield of 4.46%.

Dividend Per Share $1.08
Dividend Yield 4.46%
Dividend Growth (YoY) 6.00%
Years of Dividend Growth n/a
Payout Ratio 49.07%
Buyback Yield 0.59%
Shareholder Yield 5.04%
Earnings Yield 8.95%
FCF Yield 3.71%
Dividend Details

Analyst Forecast

The average price target for Hanmi Financial is $26.00, which is 7.26% higher than the current price. The consensus rating is "Buy".

Price Target $26.00
Price Target Difference 7.26%
Analyst Consensus Buy
Analyst Count 6
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 19, 2011. It was a reverse split with a ratio of 1:8.

Last Split Date Dec 19, 2011
Split Type Reverse
Split Ratio 1:8

Scores

Altman Z-Score n/a
Piotroski F-Score 3