Home Bancorp Statistics

Total Valuation

Home Bancorp has a market cap or net worth of $403.72 million. The enterprise value is $513.99 million.

Market Cap	403.72M
Enterprise Value	513.99M

Important Dates

The next estimated earnings date is Wednesday, July 16, 2025, after market close.

Earnings Date	Jul 16, 2025
Ex-Dividend Date	May 5, 2025

Share Statistics

Home Bancorp has 7.80 million shares outstanding. The number of shares has decreased by -0.48% in one year.

Current Share Class	7.80M
Shares Outstanding	7.80M
Shares Change (YoY)	-0.48%
Shares Change (QoQ)	+0.41%
Owned by Insiders (%)	7.86%
Owned by Institutions (%)	42.36%
Float	6.27M

Valuation Ratios

The trailing PE ratio is 10.82 and the forward PE ratio is 10.21.

PE Ratio	10.82
Forward PE	10.21
PS Ratio	3.04
Forward PS	3.01
PB Ratio	1.02
P/TBV Ratio	1.27
P/FCF Ratio	9.11
P/OCF Ratio	7.92
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	13.46
EV / Sales	3.80
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	11.60

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	5.05
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.85%.

Return on Equity (ROE)	9.85%
Return on Assets (ROA)	1.12%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$281,541
Profits Per Employee	$79,401
Employee Count	481
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Home Bancorp has paid $9.34 million in taxes.

Income Tax	9.34M
Effective Tax Rate	19.64%

Stock Price Statistics

The stock price has increased by +35.22% in the last 52 weeks. The beta is 0.56, so Home Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.56
52-Week Price Change	+35.22%
50-Day Moving Average	49.82
200-Day Moving Average	47.27
Relative Strength Index (RSI)	61.60
Average Volume (20 Days)	75,541

Short Selling Information

The latest short interest is 61,318, so 0.79% of the outstanding shares have been sold short.

Short Interest	61,318
Short Previous Month	52,073
Short % of Shares Out	0.79%
Short % of Float	0.98%
Short Ratio (days to cover)	1.34

Income Statement

In the last 12 months, Home Bancorp had revenue of $135.42 million and earned $38.19 million in profits. Earnings per share was $4.78.

Revenue	135.42M
Gross Profit	135.42M
Operating Income	51.30M
Pretax Income	45.23M
Net Income	38.19M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$4.78

Full Income Statement

Balance Sheet

The company has $113.28 million in cash and $223.54 million in debt, giving a net cash position of -$110.27 million or -$14.13 per share.

Cash & Cash Equivalents	113.28M
Total Debt	223.54M
Net Cash	-110.27M
Net Cash Per Share	-$14.13
Equity (Book Value)	402.83M
Book Value Per Share	50.82
Working Capital	-2.88B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $50.98 million and capital expenditures -$6.68 million, giving a free cash flow of $44.30 million.

Operating Cash Flow	50.98M
Capital Expenditures	-6.68M
Free Cash Flow	44.30M
FCF Per Share	$5.68

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	37.88%
Pretax Margin	35.10%
Profit Margin	28.20%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	32.72%

Dividends & Yields

This stock pays an annual dividend of $1.08, which amounts to a dividend yield of 2.10%.

Dividend Per Share	$1.08
Dividend Yield	2.10%
Dividend Growth (YoY)	5.00%
Years of Dividend Growth	11
Payout Ratio	21.96%
Buyback Yield	0.48%
Shareholder Yield	2.57%
Earnings Yield	9.46%
FCF Yield	10.97%

Dividend Details

Analyst Forecast

The average price target for Home Bancorp is $57.50, which is 11.11% higher than the current price. The consensus rating is "Buy".

Price Target	$57.50
Price Target Difference	11.11%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4