The Hartford Insurance Group, Inc. (HIG)

HIG Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 5, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	36,066	31,714	24,176	24,121	23,498	17,551
Market Cap Growth	6.50%	31.18%	0.23%	2.65%	33.88%	-19.87%
Enterprise Value	40,284	36,184	28,760	28,645	28,588	22,142
PE Ratio	10.59	10.26	9.74	13.42	10.00	10.23
PS Ratio	1.32	1.19	0.99	1.08	1.05	0.86
PB Ratio	2.00	1.93	1.58	1.76	1.32	0.95
P/FCF Ratio	6.12	5.50	6.04	6.29	5.93	4.67
P/OCF Ratio	6.02	5.37	5.73	6.02	5.74	4.53
EV/Sales Ratio	1.44	1.36	1.17	1.28	1.28	1.08
EV/EBITDA Ratio	8.28	8.37	7.68	9.46	7.69	7.58
EV/EBIT Ratio	8.70	8.88	8.66	11.54	9.23	9.23
EV/FCF Ratio	6.84	6.28	7.18	7.47	7.22	5.89
Debt / Equity Ratio	0.24	0.27	0.29	0.33	0.29	0.25
Debt / EBITDA Ratio	0.89	1.04	1.19	1.46	1.37	1.56
Debt / FCF Ratio	0.74	0.78	1.12	1.17	1.31	1.24
Quick Ratio	1.06	1.09	1.11	1.15	1.15	1.12
Current Ratio	1.80	1.91	1.99	2.14	2.11	2.08
Asset Turnover	0.34	0.34	0.33	0.30	0.30	0.28
Return on Equity (ROE)	20.07%	19.58%	17.27%	11.54%	13.03%	9.98%
Return on Assets (ROA)	3.48%	3.23%	2.77%	2.07%	2.57%	2.07%
Return on Capital (ROIC)	13.10%	12.49%	10.92%	7.53%	8.38%	6.73%
Earnings Yield	9.81%	9.81%	10.36%	7.54%	10.09%	9.90%
FCF Yield	16.33%	18.18%	16.57%	15.89%	16.85%	21.41%
Dividend Yield	1.85%	1.79%	2.25%	2.21%	2.26%	2.94%
Payout Ratio	17.67%	18.55%	21.93%	28.97%	21.34%	27.52%
Buyback Yield / Dilution	3.93%	4.14%	5.46%	6.95%	1.80%	1.18%
Total Shareholder Return	5.79%	5.93%	7.71%	9.16%	4.06%	4.12%

Updated Oct 27, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q