The Hartford Insurance Group, Inc. (HIG)
NYSE: HIG · Real-Time Price · USD
130.56
-0.78 (-0.59%)
At close: Aug 15, 2025, 4:00 PM
130.56
0.00 (0.00%)
After-hours: Aug 15, 2025, 7:00 PM EDT

HIG Statistics

Total Valuation

HIG has a market cap or net worth of $36.71 billion. The enterprise value is $40.91 billion.

Market Cap 36.71B
Enterprise Value 40.91B

Important Dates

The last earnings date was Monday, July 28, 2025, after market close.

Earnings Date Jul 28, 2025
Ex-Dividend Date Sep 2, 2025

Share Statistics

HIG has 281.17 million shares outstanding. The number of shares has decreased by -3.81% in one year.

Current Share Class 281.17M
Shares Outstanding 281.17M
Shares Change (YoY) -3.81%
Shares Change (QoQ) -1.07%
Owned by Insiders (%) 0.38%
Owned by Institutions (%) 93.89%
Float 279.77M

Valuation Ratios

The trailing PE ratio is 11.86 and the forward PE ratio is 10.34. HIG's PEG ratio is 1.16.

PE Ratio 11.86
Forward PE 10.34
PS Ratio 1.37
Forward PS 1.25
PB Ratio 2.14
P/TBV Ratio 2.50
P/FCF Ratio 6.42
P/OCF Ratio 6.30
PEG Ratio 1.16
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.06, with an EV/FCF ratio of 7.16.

EV / Earnings 12.69
EV / Sales 1.49
EV / EBITDA 9.06
EV / EBIT 9.58
EV / FCF 7.16

Financial Position

The company has a current ratio of 1.75, with a Debt / Equity ratio of 0.25.

Current Ratio 1.75
Quick Ratio 1.01
Debt / Equity 0.25
Debt / EBITDA 0.96
Debt / FCF 0.76
Interest Coverage 20.05

Financial Efficiency

Return on equity (ROE) is 19.55% and return on invested capital (ROIC) is 12.73%.

Return on Equity (ROE) 19.55%
Return on Assets (ROA) 3.28%
Return on Invested Capital (ROIC) 12.73%
Return on Capital Employed (ROCE) 5.83%
Revenue Per Employee $1.44M
Profits Per Employee $168,796
Employee Count 19,100
Asset Turnover 0.34
Inventory Turnover n/a

Taxes

In the past 12 months, HIG has paid $810.00 million in taxes.

Income Tax 810.00M
Effective Tax Rate 19.98%

Stock Price Statistics

The stock price has increased by +19.11% in the last 52 weeks. The beta is 0.67, so HIG's price volatility has been lower than the market average.

Beta (5Y) 0.67
52-Week Price Change +19.11%
50-Day Moving Average 125.11
200-Day Moving Average 119.37
Relative Strength Index (RSI) 63.52
Average Volume (20 Days) 1,526,105

Short Selling Information

The latest short interest is 3.33 million, so 1.18% of the outstanding shares have been sold short.

Short Interest 3.33M
Short Previous Month 3.23M
Short % of Shares Out 1.18%
Short % of Float 1.19%
Short Ratio (days to cover) 2.04

Income Statement

In the last 12 months, HIG had revenue of $27.44 billion and earned $3.22 billion in profits. Earnings per share was $11.01.

Revenue 27.44B
Gross Profit 9.72B
Operating Income 4.27B
Pretax Income 3.59B
Net Income 3.22B
EBITDA 4.52B
EBIT 4.27B
Earnings Per Share (EPS) $11.01
Full Income Statement

Balance Sheet

The company has $3.82 billion in cash and $4.37 billion in debt, giving a net cash position of -$4.20 billion or -$14.95 per share.

Cash & Cash Equivalents 3.82B
Total Debt 4.37B
Net Cash -4.20B
Net Cash Per Share -$14.95
Equity (Book Value) 17.52B
Book Value Per Share 60.88
Working Capital 7.79B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $5.83 billion and capital expenditures -$112.00 million, giving a free cash flow of $5.72 billion.

Operating Cash Flow 5.83B
Capital Expenditures -112.00M
Free Cash Flow 5.72B
FCF Per Share $20.33
Full Cash Flow Statement

Margins

Gross margin is 35.42%, with operating and profit margins of 15.56% and 11.82%.

Gross Margin 35.42%
Operating Margin 15.56%
Pretax Margin 14.78%
Profit Margin 11.82%
EBITDA Margin 16.46%
EBIT Margin 15.56%
FCF Margin 20.83%

Dividends & Yields

This stock pays an annual dividend of $2.08, which amounts to a dividend yield of 1.58%.

Dividend Per Share $2.08
Dividend Yield 1.58%
Dividend Growth (YoY) 10.64%
Years of Dividend Growth 12
Payout Ratio 18.89%
Buyback Yield 3.81%
Shareholder Yield 5.41%
Earnings Yield 8.78%
FCF Yield 15.57%
Dividend Details

Analyst Forecast

The average price target for HIG is $135.00, which is 3.40% higher than the current price. The consensus rating is "Buy".

Price Target $135.00
Price Target Difference 3.40%
Analyst Consensus Buy
Analyst Count 14
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 16, 1998. It was a forward split with a ratio of 2:1.

Last Split Date Jul 16, 1998
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 5