Horace Mann Educators Statistics
Total Valuation
HMN has a market cap or net worth of $1.81 billion. The enterprise value is $2.32 billion.
Important Dates
The last earnings date was Wednesday, August 6, 2025, after market close.
| Earnings Date | Aug 6, 2025 |
| Ex-Dividend Date | Jun 16, 2025 |
Share Statistics
HMN has 40.70 million shares outstanding. The number of shares has increased by 0.24% in one year.
| Current Share Class | 40.70M |
| Shares Outstanding | 40.70M |
| Shares Change (YoY) | +0.24% |
| Shares Change (QoQ) | n/a |
| Owned by Insiders (%) | 0.48% |
| Owned by Institutions (%) | 102.54% |
| Float | 40.48M |
Valuation Ratios
The trailing PE ratio is 13.17 and the forward PE ratio is 10.75.
| PE Ratio | 13.17 |
| Forward PE | 10.75 |
| PS Ratio | 1.11 |
| Forward PS | 1.02 |
| PB Ratio | 1.34 |
| P/TBV Ratio | 1.57 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 2.97 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 16.56 |
| EV / Sales | 1.41 |
| EV / EBITDA | 9.80 |
| EV / EBIT | 11.07 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 3.00, with a Debt / Equity ratio of 0.40.
| Current Ratio | 3.00 |
| Quick Ratio | 0.19 |
| Debt / Equity | 0.40 |
| Debt / EBITDA | 2.31 |
| Debt / FCF | n/a |
| Interest Coverage | 6.04 |
Financial Efficiency
Return on equity (ROE) is 10.91% and return on invested capital (ROIC) is 7.07%.
| Return on Equity (ROE) | 10.91% |
| Return on Assets (ROA) | 0.90% |
| Return on Invested Capital (ROIC) | 7.07% |
| Return on Capital Employed (ROCE) | 1.53% |
| Revenue Per Employee | $942,400 |
| Profits Per Employee | $80,057 |
| Employee Count | 1,750 |
| Asset Turnover | 0.11 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HMN has paid $34.90 million in taxes.
| Income Tax | 34.90M |
| Effective Tax Rate | 19.94% |
Stock Price Statistics
The stock price has increased by +33.21% in the last 52 weeks. The beta is 0.29, so HMN's price volatility has been lower than the market average.
| Beta (5Y) | 0.29 |
| 52-Week Price Change | +33.21% |
| 50-Day Moving Average | 42.31 |
| 200-Day Moving Average | 41.15 |
| Relative Strength Index (RSI) | 63.38 |
| Average Volume (20 Days) | 265,832 |
Short Selling Information
The latest short interest is 603,600, so 1.48% of the outstanding shares have been sold short.
| Short Interest | 603,600 |
| Short Previous Month | 511,298 |
| Short % of Shares Out | 1.48% |
| Short % of Float | 1.49% |
| Short Ratio (days to cover) | 2.19 |
Income Statement
In the last 12 months, HMN had revenue of $1.65 billion and earned $140.10 million in profits. Earnings per share was $3.38.
| Revenue | 1.65B |
| Gross Profit | 589.80M |
| Operating Income | 209.70M |
| Pretax Income | 98.40M |
| Net Income | 140.10M |
| EBITDA | 236.70M |
| EBIT | 209.70M |
| Earnings Per Share (EPS) | $3.38 |
Full Income StatementBalance Sheet
The company has $194.30 million in cash and $547.50 million in debt, giving a net cash position of -$508.80 million or -$12.50 per share.
| Cash & Cash Equivalents | 194.30M |
| Total Debt | 547.50M |
| Net Cash | -508.80M |
| Net Cash Per Share | -$12.50 |
| Equity (Book Value) | 1.36B |
| Book Value Per Share | 33.31 |
| Working Capital | 2.01B |
Full Balance SheetCash Flow
| Operating Cash Flow | 609.50M |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 35.76%, with operating and profit margins of 12.72% and 8.50%.
| Gross Margin | 35.76% |
| Operating Margin | 12.72% |
| Pretax Margin | 10.61% |
| Profit Margin | 8.50% |
| EBITDA Margin | 14.35% |
| EBIT Margin | 12.72% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.40, which amounts to a dividend yield of 3.10%.
| Dividend Per Share | $1.40 |
| Dividend Yield | 3.10% |
| Dividend Growth (YoY) | 2.99% |
| Years of Dividend Growth | 15 |
| Payout Ratio | 40.83% |
| Buyback Yield | -0.24% |
| Shareholder Yield | 2.90% |
| Earnings Yield | 7.73% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for HMN is $46.75, which is 5.15% higher than the current price. The consensus rating is "Buy".
| Price Target | $46.75 |
| Price Target Difference | 5.15% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on December 16, 1997. It was a forward split with a ratio of 2:1.
| Last Split Date | Dec 16, 1997 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |