Hanover Bancorp Statistics
Total Valuation
Hanover Bancorp has a market cap or net worth of $155.20 million. The enterprise value is $136.08 million.
Important Dates
The last earnings date was Wednesday, July 23, 2025, after market close.
| Earnings Date | Jul 23, 2025 |
| Ex-Dividend Date | Aug 6, 2025 |
Share Statistics
Hanover Bancorp has 7.22 million shares outstanding. The number of shares has increased by 0.77% in one year.
| Current Share Class | 7.22M |
| Shares Outstanding | 7.22M |
| Shares Change (YoY) | +0.77% |
| Shares Change (QoQ) | +0.88% |
| Owned by Insiders (%) | 24.45% |
| Owned by Institutions (%) | 25.29% |
| Float | 4.41M |
Valuation Ratios
The trailing PE ratio is 14.08 and the forward PE ratio is 9.46.
| PE Ratio | 14.08 |
| Forward PE | 9.46 |
| PS Ratio | 2.28 |
| Forward PS | 2.29 |
| PB Ratio | 0.80 |
| P/TBV Ratio | 0.89 |
| P/FCF Ratio | 20.42 |
| P/OCF Ratio | 20.81 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 12.30 |
| EV / Sales | 1.99 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 17.90 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 19.13 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.86%.
| Return on Equity (ROE) | 5.86% |
| Return on Assets (ROA) | 0.49% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $387,563 |
| Profits Per Employee | $62,869 |
| Employee Count | 176 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Hanover Bancorp has paid $3.56 million in taxes.
| Income Tax | 3.56M |
| Effective Tax Rate | 23.77% |
Stock Price Statistics
The stock price has increased by +24.99% in the last 52 weeks. The beta is 0.06, so Hanover Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.06 |
| 52-Week Price Change | +24.99% |
| 50-Day Moving Average | 21.89 |
| 200-Day Moving Average | 22.76 |
| Relative Strength Index (RSI) | 46.65 |
| Average Volume (20 Days) | 12,355 |
Short Selling Information
The latest short interest is 97,941, so 1.36% of the outstanding shares have been sold short.
| Short Interest | 97,941 |
| Short Previous Month | 107,137 |
| Short % of Shares Out | 1.36% |
| Short % of Float | 2.22% |
| Short Ratio (days to cover) | 7.86 |
Income Statement
In the last 12 months, Hanover Bancorp had revenue of $68.21 million and earned $11.07 million in profits. Earnings per share was $1.53.
| Revenue | 68.21M |
| Gross Profit | 68.21M |
| Operating Income | 16.40M |
| Pretax Income | 19.55M |
| Net Income | 11.07M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.53 |
Full Income StatementBalance Sheet
The company has $164.54 million in cash and $145.41 million in debt, giving a net cash position of $19.12 million or $2.65 per share.
| Cash & Cash Equivalents | 164.54M |
| Total Debt | 145.41M |
| Net Cash | 19.12M |
| Net Cash Per Share | $2.65 |
| Equity (Book Value) | 198.89M |
| Book Value Per Share | 26.83 |
| Working Capital | -1.77B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $7.46 million and capital expenditures $142,000, giving a free cash flow of $7.60 million.
| Operating Cash Flow | 7.46M |
| Capital Expenditures | 142,000 |
| Free Cash Flow | 7.60M |
| FCF Per Share | $1.05 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 24.04% |
| Pretax Margin | 21.93% |
| Profit Margin | 16.72% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 11.14% |
Dividends & Yields
This stock pays an annual dividend of $0.40, which amounts to a dividend yield of 1.86%.
| Dividend Per Share | $0.40 |
| Dividend Yield | 1.86% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 26.19% |
| Buyback Yield | -0.77% |
| Shareholder Yield | 1.07% |
| Earnings Yield | 7.13% |
| FCF Yield | 4.90% |
Dividend DetailsAnalyst Forecast
The average price target for Hanover Bancorp is $23.75, which is 10.41% higher than the current price. The consensus rating is "Buy".
| Price Target | $23.75 |
| Price Target Difference | 10.41% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |