HarborOne Bancorp, Inc. (HONE)

HarborOne Bancorp Statistics

Total Valuation

HONE has a market cap or net worth of $475.24 million. The enterprise value is $665.63 million.

Market Cap	475.24M
Enterprise Value	665.63M

Important Dates

The last earnings date was Thursday, April 24, 2025, before market open.

Earnings Date	Apr 24, 2025
Ex-Dividend Date	Apr 9, 2025

Share Statistics

HONE has 40.41 million shares outstanding. The number of shares has decreased by -3.61% in one year.

Current Share Class	40.41M
Shares Outstanding	40.41M
Shares Change (YoY)	-3.61%
Shares Change (QoQ)	-1.11%
Owned by Insiders (%)	3.01%
Owned by Institutions (%)	63.12%
Float	34.85M

Valuation Ratios

The trailing PE ratio is 18.75 and the forward PE ratio is 14.27.

PE Ratio	18.75
Forward PE	14.27
PS Ratio	2.94
Forward PS	3.35
PB Ratio	0.83
P/TBV Ratio	0.92
P/FCF Ratio	43.56
P/OCF Ratio	38.80
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	25.99
EV / Sales	4.09
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	61.11

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	38.72
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.44%.

Return on Equity (ROE)	4.44%
Return on Assets (ROA)	0.44%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$304,254
Profits Per Employee	$47,864
Employee Count	535
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HONE has paid $6.03 million in taxes.

Income Tax	6.03M
Effective Tax Rate	19.07%

Stock Price Statistics

The stock price has increased by +8.35% in the last 52 weeks. The beta is 0.61, so HONE's price volatility has been lower than the market average.

Beta (5Y)	0.61
52-Week Price Change	+8.35%
50-Day Moving Average	10.54
200-Day Moving Average	11.97
Relative Strength Index (RSI)	69.84
Average Volume (20 Days)	497,627

Short Selling Information

The latest short interest is 395,567, so 0.98% of the outstanding shares have been sold short.

Short Interest	395,567
Short Previous Month	423,755
Short % of Shares Out	0.98%
Short % of Float	1.14%
Short Ratio (days to cover)	0.95

Income Statement

In the last 12 months, HONE had revenue of $162.78 million and earned $25.61 million in profits. Earnings per share was $0.63.

Revenue	162.78M
Gross Profit	162.78M
Operating Income	35.88M
Pretax Income	24.91M
Net Income	25.61M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.63

Balance Sheet

The company has $230.49 million in cash and $421.69 million in debt, giving a net cash position of -$191.20 million or -$4.73 per share.

Cash & Cash Equivalents	230.49M
Total Debt	421.69M
Net Cash	-191.20M
Net Cash Per Share	-$4.73
Equity (Book Value)	575.97M
Book Value Per Share	14.14
Working Capital	-4.53B

Cash Flow

In the last 12 months, operating cash flow was $12.23 million and capital expenditures -$1.34 million, giving a free cash flow of $10.89 million.

Operating Cash Flow	12.23M
Capital Expenditures	-1.34M
Free Cash Flow	10.89M
FCF Per Share	$0.27

Margins

Gross Margin	n/a
Operating Margin	22.04%
Pretax Margin	19.44%
Profit Margin	15.73%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	6.69%

Dividends & Yields

This stock pays an annual dividend of $0.36, which amounts to a dividend yield of 3.06%.

Dividend Per Share	$0.36
Dividend Yield	3.06%
Dividend Growth (YoY)	8.20%
Years of Dividend Growth	1
Payout Ratio	57.40%
Buyback Yield	3.61%
Shareholder Yield	6.67%
Earnings Yield	5.40%
FCF Yield	2.30%

Analyst Forecast

The average price target for HONE is $14.50, which is 23.30% higher than the current price. The consensus rating is "Buy".

Price Target	$14.50
Price Target Difference	23.30%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on August 15, 2019. It was a forward split with a ratio of 1.7954:1.

Last Split Date	Aug 15, 2019
Split Type	Forward
Split Ratio	1.7954:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3