Heritage Insurance Holdings, Inc. (HRTG)
NYSE: HRTG · Real-Time Price · USD
25.97
+0.78 (3.10%)
At close: May 13, 2025, 4:00 PM
26.23
+0.26 (1.00%)
Pre-market: May 14, 2025, 9:03 AM EDT
HRTG Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Premiums & Annuity Revenue | 788.47 | 767.86 | 697.19 | 637.07 | 611.07 | 544.72 | Upgrade
|
| Total Interest & Dividend Income | 36.66 | 36.63 | 25.76 | 11.98 | 5.65 | 12.3 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.71 | -0.71 | -0.97 | -0.26 | -0.02 | 22.4 | Upgrade
|
| Other Revenue | 12.79 | 13.2 | 13.53 | 13.68 | 14.85 | 13.97 | Upgrade
|
| Total Revenue | 837.2 | 816.99 | 735.5 | 662.46 | 631.56 | 593.39 | Upgrade
|
| Revenue Growth (YoY) | 11.64% | 11.08% | 11.03% | 4.89% | 6.43% | 16.05% | Upgrade
|
| Policy Benefits | 444.42 | 447.05 | 426.13 | 501.16 | 427.37 | 373.39 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 190.08 | 191.19 | 167.61 | 156.3 | 145.97 | 128.28 | Upgrade
|
| Selling, General & Administrative | 89.37 | 85.14 | 77.78 | 70.4 | 65.79 | 81.54 | Upgrade
|
| Total Operating Expenses | 723.86 | 723.38 | 671.52 | 727.86 | 639.13 | 583.2 | Upgrade
|
| Operating Income | 113.34 | 93.61 | 63.98 | -65.4 | -7.56 | 10.19 | Upgrade
|
| Interest Expense | -10.53 | -10.93 | -11.21 | -8.81 | -7.97 | -7.97 | Upgrade
|
| Other Non Operating Income (Expenses) | -0 | -0 | - | - | - | - | Upgrade
|
| EBT Excluding Unusual Items | 102.81 | 82.68 | 52.77 | -74.21 | -15.53 | 2.21 | Upgrade
|
| Impairment of Goodwill | - | - | - | -91.96 | -60.5 | - | Upgrade
|
| Asset Writedown | - | - | -0.77 | - | - | - | Upgrade
|
| Pretax Income | 102.81 | 82.68 | 52.01 | -166.17 | -76.03 | 2.21 | Upgrade
|
| Income Tax Expense | 25.02 | 21.14 | 6.7 | -11.81 | -1.31 | -7.11 | Upgrade
|
| Net Income | 77.79 | 61.54 | 45.31 | -154.36 | -74.73 | 9.33 | Upgrade
|
| Net Income to Common | 77.79 | 61.54 | 45.31 | -154.36 | -74.73 | 9.33 | Upgrade
|
| Net Income Growth | 70.87% | 35.83% | - | - | - | -67.43% | Upgrade
|
| Shares Outstanding (Basic) | 31 | 31 | 26 | 26 | 28 | 28 | Upgrade
|
| Shares Outstanding (Diluted) | 31 | 31 | 26 | 26 | 28 | 28 | Upgrade
|
| Shares Change (YoY) | 11.94% | 16.77% | -0.35% | -5.25% | -0.66% | -4.26% | Upgrade
|
| EPS (Basic) | 2.54 | 2.01 | 1.73 | -5.86 | -2.69 | 0.33 | Upgrade
|
| EPS (Diluted) | 2.53 | 2.01 | 1.73 | -5.86 | -2.69 | 0.33 | Upgrade
|
| EPS Growth | 52.26% | 16.20% | - | - | - | -66.33% | Upgrade
|
| Free Cash Flow | 73.53 | 78.87 | 60.53 | -46.64 | 59.12 | 169.46 | Upgrade
|
| Free Cash Flow Per Share | 2.39 | 2.57 | 2.31 | -1.77 | 2.13 | 6.05 | Upgrade
|
| Dividend Per Share | - | - | - | 0.120 | 0.240 | 0.240 | Upgrade
|
| Dividend Growth | - | - | - | -50.00% | - | - | Upgrade
|
| Operating Margin | 13.54% | 11.46% | 8.70% | -9.87% | -1.20% | 1.72% | Upgrade
|
| Profit Margin | 9.29% | 7.53% | 6.16% | -23.30% | -11.83% | 1.57% | Upgrade
|
| Free Cash Flow Margin | 8.78% | 9.65% | 8.23% | -7.04% | 9.36% | 28.56% | Upgrade
|
| EBITDA | 123.55 | 103.16 | 72.67 | -57.04 | 0.89 | 18.29 | Upgrade
|
| EBITDA Margin | 14.76% | 12.63% | 9.88% | -8.61% | 0.14% | 3.08% | Upgrade
|
| D&A For EBITDA | 10.2 | 9.55 | 8.69 | 8.36 | 8.45 | 8.1 | Upgrade
|
| EBIT | 113.34 | 93.61 | 63.98 | -65.4 | -7.56 | 10.19 | Upgrade
|
| EBIT Margin | 13.54% | 11.46% | 8.70% | -9.87% | -1.20% | 1.72% | Upgrade
|
| Effective Tax Rate | 24.34% | 25.56% | 12.88% | - | - | - | Upgrade
|
| Revenue as Reported | 837.2 | 816.99 | 735.5 | 662.46 | 631.56 | 593.39 | Upgrade
|
Updated Mar 13, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.