HomeTrust Bancshares, Inc. (HTB)

HomeTrust Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest Income on Loans	244.58	247.64	237.13	176.27	109.6	111.8
Interest Income on Investments	15.54	13.97	12.24	10.86	6.51	6.94
Total Interest Income	260.12	261.62	249.37	187.13	116.11	118.73
Interest Paid on Deposits	86.03	88.27	69.44	25.52	5.26	9.37
Interest Paid on Borrowings	2.22	4.67	11.77	4.19	0.08	6.04
Total Interest Expense	88.25	92.94	81.2	29.71	5.34	15.41
Net Interest Income	171.87	168.68	168.17	157.42	110.77	103.32
Net Interest Income Growth (YoY)	3.07%	0.30%	6.83%	42.10%	7.21%	-0.75%
Gain (Loss) on Sale of Assets	1.48	-0.01	-0.5	2.1	-0.09	-1.31
Gain (Loss) on Sale of Investments	-	-	-	-	1.9	-
Other Non-Interest Income	16.8	16.9	14.92	13.84	14.96	14.7
Total Non-Interest Income	34.67	32.31	28.46	31.05	39.11	39.82
Non-Interest Income Growth (YoY)	14.85%	13.52%	-8.35%	-20.61%	-1.79%	31.28%
Revenues Before Loan Losses	206.54	200.98	196.62	188.47	149.88	143.14
Provision for Loan Losses	4.96	7.55	11.86	15.39	-0.59	-7.14
Revenue	201.57	193.44	184.76	173.07	150.48	150.28
Revenue Growth (YoY)	6.75%	4.69%	6.75%	15.02%	0.13%	19.33%
Salaries and Employee Benefits	66.4	64.47	62.75	59.09	55.94	59.73
Occupancy Expenses	16.02	15.87	13.85	13.02	13.49	9.52
Federal Deposit Insurance	2.13	2.23	2.84	2.25	1.71	1.8
Amortization of Goodwill & Intangibles	2.06	2.46	3.44	1.53	0.25	0.74
Selling, General & Administrative	23.72	24.68	21.64	21.26	20.98	17.58
Other Non-Interest Expense	15.94	14.96	14.17	13.31	10.94	17.61
Total Non-Interest Expense	126.27	124.67	118.69	110.44	103.3	106.98
EBT Excluding Unusual Items	75.31	68.77	66.07	62.63	47.17	43.3
Other Unusual Items	-	-	-	-	-1.8	-22.69
Pretax Income	75.35	69.91	71.37	57.16	45.38	19.1
Income Tax Expense	16.28	15.11	14.77	12.56	9.73	3.42
Net Income	59.07	54.81	56.59	44.6	35.65	15.68
Preferred Dividends & Other Adjustments	0.6	0.54	0.44	0.41	0.31	0.15
Net Income to Common	58.47	54.26	56.16	44.19	35.34	15.53
Net Income Growth	-5.24%	-3.16%	26.88%	25.11%	127.45%	-31.20%
Basic Shares Outstanding	17	17	17	16	16	16
Diluted Shares Outstanding	17	17	17	16	16	16
Shares Change (YoY)	0.26%	0.97%	6.54%	-0.18%	-4.15%	-4.61%
EPS (Basic)	3.44	3.21	3.34	2.82	2.28	0.97
EPS (Diluted)	3.43	3.20	3.34	2.80	2.23	0.94
EPS Growth	-5.37%	-4.19%	19.29%	25.56%	136.80%	-27.93%
Dividend Per Share	0.470	0.450	0.420	0.390	0.350	0.310
Dividend Growth	6.82%	7.14%	7.69%	11.43%	12.90%	14.82%
Effective Tax Rate	21.61%	21.61%	20.70%	21.97%	21.43%	17.91%

Updated Jul 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q