Heritage Commerce Corp (HTBK)

Heritage Commerce Statistics

Total Valuation

HTBK has a market cap or net worth of $612.01 million. The enterprise value is -$40.58 million.

Market Cap	612.01M
Enterprise Value	-40.58M

Important Dates

The last earnings date was Thursday, July 24, 2025, after market close.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	Aug 7, 2025

Share Statistics

HTBK has 61.45 million shares outstanding. The number of shares has increased by 0.36% in one year.

Current Share Class	61.45M
Shares Outstanding	61.45M
Shares Change (YoY)	+0.36%
Shares Change (QoQ)	-0.14%
Owned by Insiders (%)	4.21%
Owned by Institutions (%)	75.84%
Float	58.78M

Valuation Ratios

The trailing PE ratio is 15.81 and the forward PE ratio is 11.97.

PE Ratio	15.81
Forward PE	11.97
PS Ratio	3.40
Forward PS	3.14
PB Ratio	0.88
P/TBV Ratio	1.17
P/FCF Ratio	n/a
P/OCF Ratio	13.92
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.70%.

Return on Equity (ROE)	5.70%
Return on Assets (ROA)	0.73%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$507,293
Profits Per Employee	$110,262
Employee Count	355
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HTBK has paid $15.30 million in taxes.

Income Tax	15.30M
Effective Tax Rate	28.10%

Stock Price Statistics

The stock price has increased by +5.73% in the last 52 weeks. The beta is 0.82, so HTBK's price volatility has been lower than the market average.

Beta (5Y)	0.82
52-Week Price Change	+5.73%
50-Day Moving Average	9.78
200-Day Moving Average	9.73
Relative Strength Index (RSI)	57.08
Average Volume (20 Days)	697,985

Short Selling Information

The latest short interest is 797,049, so 1.30% of the outstanding shares have been sold short.

Short Interest	797,049
Short Previous Month	819,218
Short % of Shares Out	1.30%
Short % of Float	1.36%
Short Ratio (days to cover)	1.31

Income Statement

In the last 12 months, HTBK had revenue of $180.09 million and earned $39.14 million in profits. Earnings per share was $0.63.

Revenue	180.09M
Gross Profit	180.09M
Operating Income	54.44M
Pretax Income	68.20M
Net Income	39.14M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.63

Balance Sheet

The company has $721.79 million in cash and $69.21 million in debt, giving a net cash position of $652.59 million or $10.62 per share.

Cash & Cash Equivalents	721.79M
Total Debt	69.21M
Net Cash	652.59M
Net Cash Per Share	$10.62
Equity (Book Value)	694.70M
Book Value Per Share	11.31
Working Capital	-3.90B

Cash Flow

Operating Cash Flow	43.96M
Capital Expenditures	-828,000
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	30.23%
Pretax Margin	30.23%
Profit Margin	21.74%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 5.22%.

Dividend Per Share	$0.52
Dividend Yield	5.22%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	82.55%
Buyback Yield	-0.36%
Shareholder Yield	4.86%
Earnings Yield	6.40%
FCF Yield	n/a

Analyst Forecast

The average price target for HTBK is $11.00, which is 10.44% higher than the current price. The consensus rating is "Buy".

Price Target	$11.00
Price Target Difference	10.44%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on February 3, 2000. It was a forward split with a ratio of 1.1:1.

Last Split Date	Feb 3, 2000
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4