Independent Bank Corporation (IBCP)
NASDAQ: IBCP · Real-Time Price · USD
30.85
-0.79 (-2.50%)
Aug 15, 2025, 4:00 PM - Market closed
Independent Bank Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Jun '25 Jun 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Net Income | 64.74 | 66.79 | 59.07 | 63.35 | 62.9 | 56.15 | Upgrade
|
| Depreciation & Amortization | 9.75 | 10.01 | 10.02 | 10.83 | 6.37 | 6.32 | Upgrade
|
| Other Amortization | 1.86 | - | - | - | - | - | Upgrade
|
| Gain (Loss) on Sale of Investments | 3.17 | 0.43 | 0.22 | 0.28 | 4.35 | 2.57 | Upgrade
|
| Provision for Credit Losses | 5.93 | 4.47 | 6.21 | 5.34 | -1.93 | 12.46 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Operating | 10.36 | 10.16 | 22.03 | 34.84 | 72.84 | 39.93 | Upgrade
|
| Accrued Interest Receivable | -5.19 | -25.19 | -14.62 | -25.84 | -11.67 | -7.97 | Upgrade
|
| Change in Other Net Operating Assets | 3.98 | 1.02 | -3.6 | 14.65 | 17.17 | 10.24 | Upgrade
|
| Other Operating Activities | -5.09 | -0.29 | 1.46 | -4.51 | -5.95 | -0.44 | Upgrade
|
| Operating Cash Flow | 84.24 | 63.15 | 75.59 | 94.63 | 110.15 | 58.68 | Upgrade
|
| Operating Cash Flow Growth | 16.85% | -16.46% | -20.12% | -14.09% | 87.71% | 70.14% | Upgrade
|
| Capital Expenditures | -8.9 | -7.95 | -6.02 | -5.68 | -5.84 | -4.38 | Upgrade
|
| Sale of Property, Plant and Equipment | 0.66 | 0.96 | 1.65 | 1.83 | 0.06 | 1.13 | Upgrade
|
| Investment in Securities | 99.88 | 136.92 | 143.66 | 119.83 | -363.25 | -513.93 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Investing | -312.27 | -251.02 | -305.05 | -542.51 | -195.51 | -39.47 | Upgrade
|
| Other Investing Activities | 0.62 | 2.93 | 2.82 | 1.93 | 1.47 | 1.37 | Upgrade
|
| Investing Cash Flow | -220.01 | -118.16 | -162.95 | -424.59 | -563.06 | -553.91 | Upgrade
|
| Long-Term Debt Issued | - | 130 | 135 | 351 | 100 | 278.49 | Upgrade
|
| Long-Term Debt Repaid | - | -135.02 | -170.98 | -295 | -100 | -297.9 | Upgrade
|
| Net Debt Issued (Repaid) | 52 | -5.02 | -35.98 | 56 | -0 | -19.41 | Upgrade
|
| Issuance of Common Stock | 0.01 | 0.01 | 0.07 | 0.08 | 0.06 | 0.02 | Upgrade
|
| Repurchase of Common Stock | -7.36 | - | -5.16 | -4.01 | -17.27 | -14.23 | Upgrade
|
| Common Dividends Paid | -20.87 | -20.05 | -19.33 | -18.57 | -18.16 | -17.62 | Upgrade
|
| Net Increase (Decrease) in Deposit Accounts | 45.03 | 31.21 | 243.81 | 261.98 | 479.74 | 600.63 | Upgrade
|
| Other Financing Activities | -1.24 | -1.05 | -0.65 | -0.62 | -0.69 | -0.76 | Upgrade
|
| Financing Cash Flow | 67.58 | 5.11 | 182.77 | 294.86 | 443.68 | 548.63 | Upgrade
|
| Net Cash Flow | -68.19 | -49.9 | 95.41 | -35.1 | -9.23 | 53.4 | Upgrade
|
| Free Cash Flow | 75.34 | 55.2 | 69.57 | 88.95 | 104.32 | 54.3 | Upgrade
|
| Free Cash Flow Growth | 12.96% | -20.65% | -21.80% | -14.73% | 92.11% | 83.72% | Upgrade
|
| Free Cash Flow Margin | 34.64% | 25.30% | 34.64% | 43.15% | 50.07% | 28.30% | Upgrade
|
| Free Cash Flow Per Share | 3.57 | 2.62 | 3.29 | 4.18 | 4.78 | 2.44 | Upgrade
|
| Cash Interest Paid | 95.4 | 103.95 | 79.1 | 17.66 | 8.42 | 16.91 | Upgrade
|
| Cash Income Tax Paid | 15.6 | 13.9 | 16.1 | 10.04 | 14.06 | 15.5 | Upgrade
|
Updated Jul 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.